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18701 Homeowners Insurance Quotes & Rates

Wilkes Barre residents living within the 1,363 homes available in the zip code of 18701 are shopping online to compare cheaper and more affordable Wilkes Barre, PA home insurance rates. In the great city of Wilkes Barre, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Pennsylvania is around $703 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 18701 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 18701 home insurance rates today! Please give us a call now at 1-855-976-2656. For Wilkes Barre, PA Homeowners Insurance Quotes, Click to easily get started!

18701 Home Insurance Average Premiums

Local 18701 homeowners insurance quotes comparison

$453 /yr.

Shows Zip Code: 18701 lowest rates with discounts applied on average.

For the 18701, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$453 /yr.
Average Coverage:$703 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1003 /yr.

What is the average home insurance cost for a home in 18701?

  • • The average homeowners insurance premium paid annually for a home in 18701 is around $703 per year.

What does it cost on average per month for home insurance in 18701?

  • • Homeowners in 18701 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 18701?

  • • Autoowners in 18701 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wilkes Barre area, check out other zip codes nearby 18701.
Review average rates in another zip code:
18701 homeowners insurance rates
18705 homeowners insurance rates
18706 homeowners insurance rates
18702 homeowners insurance rates

Home Replacement Cost Coverage in 18701

Average Building Cost Per Square Foot in 18701: $136

Location: Wilkes Barre, Pennsylvania (Luzerne County)

Average Square Footage in 18701: 1,172 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18701 before you start any project. Wilkes Barre homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18701 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18701 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,172 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wilkes Barre area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,172$159,400
Additional Upgrades & Added Features$1701,172$199,250
Major Home Updates or Advancements$2041,172$239,100

It's important to understand that when you estimate your replacement cost of your home in the 18701 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18701

Best Home & Auto Insurance Agencies in 18701

Blue Cross of Northeastern PA

Address: N Main St Wilkes-Barre, PA 18701
Phone:
Website:
Info:

Housing Demographics for 18701

Population Review for 18701 Zip Code

For the city of Wilkes Barre, the population within 18701 has increased to over 2,414 residents in population size. The current population total is 4,658. We have broken down the population based on race below. In 18701, there are over 2405 in male population and 2253 females.

PopulationValues
Total Population4,658
White Population3462
Black Population482
Hispanic Population604
Asian Population150
Hawaiian Population2
Indian Population33
Other Population281
Male Population2405
Female Population2253
Population Estimate2414

Household Data for 18701

The average number of homes in 18701 is around 1,363, there are an average of 1.60 per household. The average house value according to local real estate values is around $159,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,363
Persons Per Household1.60
Average House Value$159,400
Income Per Household$30840
Median Age22.3
Median Age Male22.4
Median Age Female22.3
18701 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code570/272
CityWilkes Barre
City Alias NameWILKES BARRE
CountyLuzerne
County FIPS079
State FIPS42
Time Zone5
Day Light SavingY
MSA7560
PMSA
CSA
CBSA42540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameScranton--Wilkes-Barre, PA
MSA_NameScranton--Wilkes-Barre--Hazleton, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses306
Number Of Employees7064
Business First Quarter Payroll90207
Business Annual Payroll334510
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population563631
CBSA Division Population0
Congressional District08
Congressional LandArea706.93
Delivery Residential1509
Delivery Business599
Delivery Total2602
Preferred Last Line KeyX1C026
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX1C026
Land Area0.502000
Water Area0.000000
City Alias Code
City Mixed CaseWilkes Barre
City Alias Mixed CaseWilkes Barre
Box Count0
SFDU385
MFDU1040
State ANSI42
County ANSI079
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number419260
Unique ZIP Name
SSA State County Code39480
Medicare CBSA Code42540
Medicare CBSA NameScranton--Wilkes-Barre, PA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseLuzerne

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]