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Compare 18706 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Wilkes Barre just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 7,153 neighbors looking to save on their home insurance policy in the local 18706 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 18706. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Pennsylvania rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Wilkes Barre, PA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Wilkes Barre, PA

18706 Home Insurance Average Premiums

Local 18706 homeowners insurance quotes comparison

$492 /yr.

Shows Zip Code: 18706 lowest rates with discounts applied on average.

For the 18706, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$492 /yr.
Average Coverage:$742 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1042 /yr.

What is the average home insurance cost for a home in 18706?

  • • The average homeowners insurance premium paid annually for a home in 18706 is around $742 per year.

What does it cost on average per month for home insurance in 18706?

  • • Homeowners in 18706 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 18706?

  • • Autoowners in 18706 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wilkes Barre area, check out other zip codes nearby 18706.
Review average rates in another zip code:
18706 homeowners insurance rates
18701 homeowners insurance rates
18702 homeowners insurance rates
18705 homeowners insurance rates

Home Replacement Cost Coverage in 18706

Average Building Cost Per Square Foot in 18706: $136

Location: Wilkes Barre, Pennsylvania (Luzerne County)

Average Square Footage in 18706: 707 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18706 before you start any project. Wilkes Barre homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18706 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18706 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 707 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wilkes Barre area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$136707$96,100
Additional Upgrades & Added Features$170707$120,125
Major Home Updates or Advancements$204707$144,150

It's important to understand that when you estimate your replacement cost of your home in the 18706 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 18706

Best Home & Auto Insurance Agencies in 18706

Gallis Insurance Agency Inc - State Farm Insurance Agent

Address: 1611 Sans Souci Pky Hanover Township, PA 18706
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Tasker-Harding Group

Address: 679 Carey Avenue Wilkes-Barre, PA 18706
Phone:
Website: http://www.taskerhardinggroup.com/
Info:

Joseph J Valenta - Nationwide Insurance

Address: 111 Oxford St Hanover Township, PA 18706
Phone:
Website: http://www.nationwide.com/agent/Hanover-Twp-PENNSYLVANIA-insurance-agent/joseph-valenta/office.html
Info:

Stasik, Joann - Allstate Insurance Company

Address: 850 Sans Souci Parkway Hanover, PA 18706
Phone:
Website: http://www.wilkesbarre.citysearch.com/profile/external/8877249/hanover_township_pa/stasik_joann_allstate_insurance_company.html
Info:

Housing Demographics for 18706

Population Review for 18706 Zip Code

For the city of Wilkes Barre, the population within 18706 has increased to over 17,209 residents in population size. The current population total is 16,338. We have broken down the population based on race below. In 18706, there are over 7755 in male population and 8583 females.

PopulationValues
Total Population16,338
White Population13582
Black Population1004
Hispanic Population1422
Asian Population120
Hawaiian Population4
Indian Population36
Other Population556
Male Population7755
Female Population8583
Population Estimate17209

Household Data for 18706

The average number of homes in 18706 is around 7,153, there are an average of 2.26 per household. The average house value according to local real estate values is around $96,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,153
Persons Per Household2.26
Average House Value$96,100
Income Per Household$56024
Median Age43.0
Median Age Male42.0
Median Age Female43.9
18706 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code570
CityWilkes Barre
City Alias NameWILKES BARRE
CountyLuzerne
County FIPS079
State FIPS42
Time Zone5
Day Light SavingY
MSA7560
PMSA
CSA
CBSA42540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameScranton--Wilkes-Barre, PA
MSA_NameScranton--Wilkes-Barre--Hazleton, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses269
Number Of Employees9304
Business First Quarter Payroll171625
Business Annual Payroll587718
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population563631
CBSA Division Population0
Congressional District08
Congressional LandArea706.93
Delivery Residential7615
Delivery Business429
Delivery Total8189
Preferred Last Line KeyX1C026
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX1C026
Land Area26.263000
Water Area0.310000
City Alias Code
City Mixed CaseWilkes Barre
City Alias Mixed CaseWilkes Barre
Box Count0
SFDU6302
MFDU216
State ANSI42
County ANSI079
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number419260
Unique ZIP Name
SSA State County Code39480
Medicare CBSA Code42540
Medicare CBSA NameScranton--Wilkes-Barre, PA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseLuzerne

Pennsylvania Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]