Compare quotes for your home in 18702! Compare the best 12 carriers in minutes.
Compare 18702 Home Insurance Rates
Are you looking to easily compare home insurance prices online for your home in the 18702 area? The average homeowners premium in Pennsylvania for a standard homeowners policy is around $720/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 18702 zip code, the population size is around 42,133 with 16,896 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 18702.
Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Wilkes Barre, PA Homeowners Insurance. Compare companies, quotes, coverages and more.
Avg. PA Rate | Discounts | Savings | Shop Rates |
---|---|---|---|
$967 | up to 40% off | $387 |
18702 Home Insurance Average Premiums
For the 18702, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $470 /yr. |
Average Coverage: | $720 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1020 /yr. |
What is the average home insurance cost for a home in 18702?
- • The average homeowners insurance premium paid annually for a home in 18702 is around $720 per year.
What does it cost on average per month for home insurance in 18702?
- • Homeowners in 18702 pay a monthly average cost per month around $60.00.
What kind of discount could I get if I combine my home and auto insurance together in 18702?
- • Autoowners in 18702 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Wilkes Barre area, check out other zip codes nearby 18702.
Review average rates in another zip code:
18705 homeowners insurance rates
18701 homeowners insurance rates
18706 homeowners insurance rates
18702 homeowners insurance rates
Home Replacement Cost Coverage in 18702
Average Building Cost Per Square Foot in 18702: $136
Location: Wilkes Barre, Pennsylvania (Luzerne County)Average Square Footage in 18702: 686 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 18702 before you start any project. Wilkes Barre homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18702 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 18702 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 686 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wilkes Barre area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $136 | 686 | $93,300 |
Additional Upgrades & Added Features | $170 | 686 | $116,625 |
Major Home Updates or Advancements | $204 | 686 | $139,950 |
It's important to understand that when you estimate your replacement cost of your home in the 18702 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 18702
Best Home & Auto Insurance Agencies in 18702
Al Pianelli Insurance Incorporated
Address: 165 N Wilkes Barre Blvd Wilkes-Barre, PA 18702Phone:
Website: http://www.wilkesbarre.citysearch.com/profile/8877398/wilkes_barre_pa/al_pianelli_insurance_inc.html
Info:
Eastern Insurance
Address: 613 Baltimore Dr Wilkes-Barre, PA 18702Phone:
Website:
Info:
Staudenmeier, Ray - Staudenmeier Insurance Incorporated
Address: 400 Wilkes Barre Township Boulevard Wilkes-Barre, PA 18702Phone:
Website: http://www.staudenmeier.net/
Info:
Leonard Podrasky - Allstate Agent
Address: 3333 Bear Creek Boulevard Bear Creek Twp, PA 18702Phone:
Website: http://www.allstateagencies.com/LenPodrasky/Welcome/
Info:
Housing Demographics for 18702
Population Review for 18702 Zip Code
For the city of Wilkes Barre, the population within 18702 has increased to over 41,745 residents in population size. The current population total is 42,133. We have broken down the population based on race below. In 18702, there are over 20959 in male population and 21174 females.
Population | Values |
---|---|
Total Population | 42,133 |
White Population | 26216 |
Black Population | 5872 |
Hispanic Population | 9413 |
Asian Population | 901 |
Hawaiian Population | 12 |
Indian Population | 220 |
Other Population | 4867 |
Male Population | 20959 |
Female Population | 21174 |
Population Estimate | 41745 |
Household Data for 18702
The average number of homes in 18702 is around 16,896, there are an average of 2.35 per household. The average house value according to local real estate values is around $93,300. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 16,896 |
Persons Per Household | 2.35 |
Average House Value | $93,300 |
Income Per Household | $48213 |
Median Age | 39.8 |
Median Age Male | 38.5 |
Median Age Female | 40.8 |
18702 Details | Values |
---|---|
State | PA |
State Full Name | Pennsylvania |
City Type | P |
City Alias Abbreviation | |
Area Code | 570/272 |
City | Wilkes Barre |
City Alias Name | WILKES BARRE |
County | Luzerne |
County FIPS | 079 |
State FIPS | 42 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 7560 |
PMSA | |
CSA | |
CBSA | 42540 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Scranton--Wilkes-Barre, PA |
MSA_Name | Scranton--Wilkes-Barre--Hazleton, PA MSA |
PMSA_Name | |
Region | Northeast |
Division | Middle Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 1125 |
Number Of Employees | 21131 |
Business First Quarter Payroll | 205687 |
Business Annual Payroll | 919768 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 563631 |
CBSA Division Population | 0 |
Congressional District | 08 |
Congressional LandArea | 706.93 |
Delivery Residential | 17764 |
Delivery Business | 1485 |
Delivery Total | 19210 |
Preferred Last Line Key | X1C026 |
Classification Code | |
Multi-County | |
CSA Name | |
CBSA_DIV_Name | |
City State Key | X1C026 |
Land Area | 78.081000 |
Water Area | 2.368000 |
City Alias Code | |
City Mixed Case | Wilkes Barre |
City Alias Mixed Case | Wilkes Barre |
Box Count | 0 |
SFDU | 14906 |
MFDU | 1767 |
State ANSI | 42 |
County ANSI | 079 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 419260 |
Unique ZIP Name | |
SSA State County Code | 39480 |
Medicare CBSA Code | 42540 |
Medicare CBSA Name | Scranton--Wilkes-Barre, PA |
Medicare CBSA Type | Metro |
Market Rating Area ID | 3 |
County Mixed Case | Luzerne |
Pennsylvania Homeowners Insurance News & Information
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While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future. According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]
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Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025
Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]
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Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024
Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies. Here are some common exclusions that could leave you […]