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If you live in the 75074 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Plano have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our TX licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 75074 and then compare quotes from a variety of nationwide insurance companies.

75074 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 75074 the average premium for homeowners coverage is $1555 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 75074. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 75074 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Plano, TX home insurance quotes in your area.

75074 Home Insurance Average Premiums

Local 75074 homeowners insurance quotes comparison

$1305 /yr.

Shows Zip Code: 75074 lowest rates with discounts applied on average.

For the 75074, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1305 /yr.
Average Coverage:$1555 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1855 /yr.

What is the average home insurance cost for a home in 75074?

  • • The average homeowners insurance premium paid annually for a home in 75074 is around $1555 per year.

What does it cost on average per month for home insurance in 75074?

  • • Homeowners in 75074 pay a monthly average cost per month around $130.00.

What kind of discount could I get if I combine my home and auto insurance together in 75074?

  • • Autoowners in 75074 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Plano area, check out other zip codes nearby 75074.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 75074

Average Building Cost Per Square Foot in 75074: $129

Location: Plano, Texas (Collin County)

Average Square Footage in 75074: 2,073 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75074 before you start any project. Plano homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75074 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75074 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,073 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Plano area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1292,073$267,400
Additional Upgrades & Added Features$1612,073$334,250
Major Home Updates or Advancements$1942,073$401,100

It's important to understand that when you estimate your replacement cost of your home in the 75074 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75074

A A Auto Insurance Direct

Address: 4043 Trinity Mills Rd # 102 Plano, TX 75074
Phone: (972)820-7605
Website:

Best Home & Auto Insurance Agencies in 75074

A & H Insurance Agency

Address: 2504 K Ave, Ste 400 Plano, TX 75074
Phone:
Website:
Info:

Paul Witt Insurance Agency

Address: 2201 E President George Bush Hwy, Ste 100 Plano, TX 75074
Phone:
Website:
Info:

Chris Alcantar - Farmers Insurance

Address: 1260 Shiloh Rd Plano, TX 75074
Phone:
Website: http://www.farmersagent.com/calcantar/
Info:

Steven Manuel - State Farm Insurance

Address: 2100 14th St Plano, TX 75074
Phone:
Website: http://www.stevenmanuel.com/
Info:

Arthur Blake Insurance

Address: 542 Haggard St, Ste 502 Plano, TX 75074
Phone:
Website: http://www.abigtexas.com/
Info:

Housing Demographics for 75074

Population Review for 75074 Zip Code

For the city of Plano, the population within 75074 has increased to over 56,101 residents in population size. The current population total is 53,003. We have broken down the population based on race below. In 75074, there are over 26728 in male population and 26275 females.

PopulationValues
Total Population53,003
White Population20726
Black Population6360
Hispanic Population18776
Asian Population8529
Hawaiian Population27
Indian Population735
Other Population8658
Male Population26728
Female Population26275
Population Estimate56101

Household Data for 75074

The average number of homes in 75074 is around 18,778, there are an average of 2.81 per household. The average house value according to local real estate values is around $267,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,778
Persons Per Household2.81
Average House Value$267,400
Income Per Household$73291
Median Age34.5
Median Age Male33.5
Median Age Female35.5
75074 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code469/972/214/945
CityPlano
City Alias NamePLANO
CountyCollin
County FIPS085
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2045
Number Of Employees30001
Business First Quarter Payroll439327
Business Annual Payroll1801730
Business Employment Flag
Growth Rank26
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number29885
Growth Increase Percentage3.8
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District03|04|32
Congressional LandArea480.88|10122.99|185.66
Delivery Residential19965
Delivery Business2343
Delivery Total22583
Preferred Last Line KeyW25171
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW25171
Land Area15.974000
Water Area0.052000
City Alias Code
City Mixed CasePlano
City Alias Mixed CasePlano
Box Count0
SFDU11456
MFDU7040
State ANSI48
County ANSI085
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number487110
Unique ZIP Name
SSA State County Code45310
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseCollin

Texas Homeowners Insurance News & Information

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  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

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  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]