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Find the lowest Homeowners Insurance Rates in 75075

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 75075, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Plano, TX from a list of top tier nationwide insurers.

Our Texas licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 75075 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 75075

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Plano, TX home insurance quotes in your local city and review the most competitive coverages and premiums.

75075 Ratings: very high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Plano we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 75075, homeowners are seeing rates around 1484 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 75075!

75075 Home Insurance Average Premiums

Local 75075 homeowners insurance quotes comparison

$1234 /yr.

Shows Zip Code: 75075 lowest rates with discounts applied on average.

For the 75075, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1234 /yr.
Average Coverage:$1484 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1784 /yr.

What is the average home insurance cost for a home in 75075?

  • • The average homeowners insurance premium paid annually for a home in 75075 is around $1484 per year.

What does it cost on average per month for home insurance in 75075?

  • • Homeowners in 75075 pay a monthly average cost per month around $124.00.

What kind of discount could I get if I combine my home and auto insurance together in 75075?

  • • Autoowners in 75075 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Plano area, check out other zip codes nearby 75075.
Review average rates in another zip code:
75024 homeowners insurance rates
75093 homeowners insurance rates
75075 homeowners insurance rates
75094 homeowners insurance rates
75023 homeowners insurance rates
75025 homeowners insurance rates
75074 homeowners insurance rates

Home Replacement Cost Coverage in 75075

Average Building Cost Per Square Foot in 75075: $129

Location: Plano, Texas (Collin County)

Average Square Footage in 75075: 2,474 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75075 before you start any project. Plano homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75075 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75075 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,474 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Plano area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1292,474$319,100
Additional Upgrades & Added Features$1612,474$398,875
Major Home Updates or Advancements$1942,474$478,650

It's important to understand that when you estimate your replacement cost of your home in the 75075 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75075

Allstate Insurance - John Clements

Address: 910 W Parker Rd Suite #122 Plano, TX 75075
Phone: (972)509-7800
Website:

Best Home & Auto Insurance Agencies in 75075

Alison J Garner - Farmers Insurance

Address: 1255 W 15th St, Ste 565 Plano, TX 75075
Phone:
Website: http://www.farmersagent.com/agarner1/
Info:

Mike Ridley - Farmers Insurance

Address: 2001 Coit Rd, Ste 207 Plano, TX 75075
Phone:
Website: http://www.farmersagent.com/mridley/
Info:

Allstate Insurance - John Clements

Address: 910 W Parker Rd, #122 Plano, TX 75075
Phone:
Website:
Info:

Calvin Wilson Ins Agcy Inc - State Farm Insurance Agent

Address: 2749 W 15th St Plano, TX 75075
Phone:
Website:
Info:

Texas Farm Bureau Insurance

Address: 3209 Premier Dr, Ste 130 Plano, TX 75075
Phone:
Website: http://www.fbfs.com/
Info:

Housing Demographics for 75075

Population Review for 75075 Zip Code

For the city of Plano, the population within 75075 has increased to over 38,203 residents in population size. The current population total is 36,600. We have broken down the population based on race below. In 75075, there are over 17977 in male population and 18623 females.

PopulationValues
Total Population36,600
White Population22641
Black Population2748
Hispanic Population6254
Asian Population4464
Hawaiian Population30
Indian Population311
Other Population2291
Male Population17977
Female Population18623
Population Estimate38203

Household Data for 75075

The average number of homes in 75075 is around 15,130, there are an average of 2.40 per household. The average house value according to local real estate values is around $319,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,130
Persons Per Household2.40
Average House Value$319,100
Income Per Household$86731
Median Age41.4
Median Age Male39.1
Median Age Female43.9
75075 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code469/972/945/214
CityPlano
City Alias NamePLANO
CountyCollin
County FIPS085
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1439
Number Of Employees26508
Business First Quarter Payroll474539
Business Annual Payroll1797879
Business Employment Flag
Growth Rank26
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number29885
Growth Increase Percentage3.8
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District03|04|32
Congressional LandArea480.88|10122.99|185.66
Delivery Residential15918
Delivery Business1355
Delivery Total18316
Preferred Last Line KeyW25171
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW25171
Land Area9.700000
Water Area0.006000
City Alias Code
City Mixed CasePlano
City Alias Mixed CasePlano
Box Count0
SFDU10473
MFDU4612
State ANSI48
County ANSI085
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number487110
Unique ZIP Name
SSA State County Code45310
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseCollin

Texas Homeowners Insurance News & Information

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    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]