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Homeowners Insurance in 75094

For homeowners living in 75094, you want more affordable home insurance rates in Plano, right? Our rates are very competitive for homeowners living in the great city of Plano, TX. Many homeowners living in the 75094 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 75094 should appear in the zip code field ready to go. Comparing Plano, TX Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

75094 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Plano pay around $1575 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Texas home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 75094 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Plano homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Texas home insurance premium today!

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75094 Home Insurance Average Premiums

Local 75094 homeowners insurance quotes comparison

$1325 /yr.

Shows Zip Code: 75094 lowest rates with discounts applied on average.

For the 75094, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1325 /yr.
Average Coverage:$1575 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1875 /yr.

What is the average home insurance cost for a home in 75094?

  • • The average homeowners insurance premium paid annually for a home in 75094 is around $1575 per year.

What does it cost on average per month for home insurance in 75094?

  • • Homeowners in 75094 pay a monthly average cost per month around $131.00.

What kind of discount could I get if I combine my home and auto insurance together in 75094?

  • • Autoowners in 75094 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Plano area, check out other zip codes nearby 75094.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 75094

Average Building Cost Per Square Foot in 75094: $129

Location: Plano, Texas (Collin County)

Average Square Footage in 75094: 2,999 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75094 before you start any project. Plano homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75094 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75094 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,999 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Plano area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1292,999$386,900
Additional Upgrades & Added Features$1612,999$483,625
Major Home Updates or Advancements$1942,999$580,350

It's important to understand that when you estimate your replacement cost of your home in the 75094 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75094

Best Home & Auto Insurance Agencies in 75094

Allstate Insurance Company - D Shepherd

Address: 158 W Fm-544 Murphy, TX 75094
Phone:
Website: http://www.allstateagencies.com/028843?cid=OTC-YP.com-IYP&att=TL
Info:

Blue Cross Blue Shield of Texas

Address: 408 Shady Oaks Dr Murphy, TX 75094
Phone:
Website:
Info:

Housing Demographics for 75094

Population Review for 75094 Zip Code

For the city of Plano, the population within 75094 has increased to over 24,764 residents in population size. The current population total is 23,864. We have broken down the population based on race below. In 75094, there are over 11780 in male population and 12084 females.

PopulationValues
Total Population23,864
White Population10964
Black Population2389
Hispanic Population1848
Asian Population7993
Hawaiian Population18
Indian Population96
Other Population434
Male Population11780
Female Population12084
Population Estimate24764

Household Data for 75094

The average number of homes in 75094 is around 6,717, there are an average of 3.55 per household. The average house value according to local real estate values is around $386,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,717
Persons Per Household3.55
Average House Value$386,900
Income Per Household$146773
Median Age38.8
Median Age Male38.1
Median Age Female39.3
75094 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code972/469
CityPlano
City Alias NamePLANO
CountyCollin
County FIPS085
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses505
Number Of Employees3737
Business First Quarter Payroll26637
Business Annual Payroll126800
Business Employment Flag
Growth Rank26
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number29885
Growth Increase Percentage3.8
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District03|32
Congressional LandArea480.88|185.66
Delivery Residential6976
Delivery Business296
Delivery Total8814
Preferred Last Line KeyW25171
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW25171
Land Area7.167000
Water Area0.014000
City Alias Code
City Mixed CasePlano
City Alias Mixed CasePlano
Box Count358
SFDU6618
MFDU127
State ANSI48
County ANSI085
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number487110
Unique ZIP Name
SSA State County Code45310
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseCollin

Texas Homeowners Insurance News & Information

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  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]