Compare 23229 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 23229 area? The average homeowners premium in Virginia for a standard homeowners policy is around $861/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 23229 zip code, the population size is around 34,471 with 13,368 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 23229.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Henrico, VA Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. VA Rate	Discounts	Savings	Shop Rates
$1,107	up to 40% off	$443	Get Henrico, VA Rates!

23229 Home Insurance Average Premiums

Local 23229 homeowners insurance quotes comparison

$611 /yr.

Shows Zip Code: 23229 lowest rates with discounts applied on average.

For the 23229, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$611 /yr.
Average Coverage:	$861 /yr.
2600 sq. ft. or higher (all discounts applied)	$1161 /yr.

What is the average home insurance cost for a home in 23229?

• The average homeowners insurance premium paid annually for a home in 23229 is around $861 per year.

What does it cost on average per month for home insurance in 23229?

• Homeowners in 23229 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 23229?

• Autoowners in 23229 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Henrico area, check out other zip codes nearby 23229.
Review average rates in another zip code:
23231 homeowners insurance rates
23238 homeowners insurance rates
23229 homeowners insurance rates
23075 homeowners insurance rates
23228 homeowners insurance rates
23294 homeowners insurance rates
23233 homeowners insurance rates

Home Replacement Cost Coverage in 23229

Average Building Cost Per Square Foot in 23229: $163

Location: Henrico, Virginia (Henrico County)

Average Square Footage in 23229: 2,296 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 23229 before you start any project. Henrico homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 23229 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 23229 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,296 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Henrico area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$163	2,296	$374,300
Additional Upgrades & Added Features	$204	2,296	$467,875
Major Home Updates or Advancements	$245	2,296	$561,450

Calculate Your Dwelling Coverage in 23229

It's important to understand that when you estimate your replacement cost of your home in the 23229 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 23229

Bowen, Rodney - State Farm Insurance Agent

Address: 9216 Quioccasin Road Henrico, VA 23229
Phone:
Website: http://www.citysearch.com/profile/external/605155462/richmond_va/bowen_rodney_state_farm_insurance_agent.html
Info:

Ashby Jr- J R

Address: 1501 Santa Rosa Rd Richmond, VA 23229
Phone:
Website:
Info:

Hudson- Judy B - State Farm Insurance Agent

Address: 9606 Patterson Avenue Gaskins Medical Center Richmond, VA 23229
Phone:
Website:
Info:

Terry L Walton - Nationwide Insurance

Address: 8501 Patterson Avenue Henrico, VA 23229
Phone:
Website: http://www.richmond.citysearch.com/profile/667103350/henrico_va/terry_l_walton_nationwide_insurance.html
Info:

David Wyatt- Farmers Insurance

Address: 8921 Three Chopt Road #103 Henrico, VA 23229
Phone:
Website: http://www.richmond.citysearch.com/profile/664051620/henrico_va/david_wyatt_farmers_insurance.html
Info:

Housing Demographics for 23229

Population Review for 23229 Zip Code

For the city of Henrico, the population within 23229 has increased to over 35,202 residents in population size. The current population total is 34,471. We have broken down the population based on race below. In 23229, there are over 16519 in male population and 17952 females.

Population	Values
Total Population	34,471
White Population	26018
Black Population	2736
Hispanic Population	2823
Asian Population	1889
Hawaiian Population	5
Indian Population	74
Other Population	1414
Male Population	16519
Female Population	17952
Population Estimate	35202

Household Data for 23229

The average number of homes in 23229 is around 13,368, there are an average of 2.56 per household. The average house value according to local real estate values is around $374,300. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	13,368
Persons Per Household	2.56
Average House Value	$374,300
Income Per Household	$88760
Median Age	40.0
Median Age Male	38.9
Median Age Female	41.0

23229 Details	Values
State	VA
State Full Name	Virginia
City Type	N
City Alias Abbreviation
Area Code	804
City	Henrico
City Alias Name	HENRICO
County	Henrico
County FIPS	087
State FIPS	51
Time Zone	5
Day Light Saving	Y
MSA	6760
PMSA
CSA
CBSA	40060
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Richmond, VA
MSA_Name	Richmond-Petersburg, VA MSA
PMSA_Name
Region	South
Division	South Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	898
Number Of Employees	11080
Business First Quarter Payroll	140896
Business Annual Payroll	622381
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	1258251
CBSA Division Population	0
Congressional District	01\|04
Congressional LandArea	3684.32\|4310.34
Delivery Residential	13751
Delivery Business	711
Delivery Total	17750
Preferred Last Line Key	011847
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key	011847
Land Area	14.008000
Water Area	0.449000
City Alias Code
City Mixed Case	Henrico
City Alias Mixed Case	Henrico
Box Count	0
SFDU	11523
MFDU	1347
State ANSI	51
County ANSI	087
ZIP Intro
Alias Intro
Facility Code	N
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	517650
Unique ZIP Name
SSA State County Code	49430
Medicare CBSA Code	40060
Medicare CBSA Name	Richmond, VA
Medicare CBSA Type	Metro
Market Rating Area ID	7
County Mixed Case	Henrico

Virginia Homeowners Insurance News & Information

Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024
According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]
Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024
One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]
Are homeowners insurance companies increasing deductibles? Posted on Thursday 22nd August, 2024
This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket. As the cost of claims increases, particularly […]

Home Insurance Quotes in 23229!