Get multiple home insurance quotes in 23233. Our licensed 23233, VA agents are ready to serve you.

Compare 23233 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Henrico just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 12,674 neighbors looking to save on their home insurance policy in the local 23233 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 23233. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Virginia rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Henrico, VA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Henrico, VA

23233 Home Insurance Average Premiums

Local 23233 homeowners insurance quotes comparison

$587 /yr.

Shows Zip Code: 23233 lowest rates with discounts applied on average.

For the 23233, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$587 /yr.
Average Coverage:$837 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1137 /yr.

What is the average home insurance cost for a home in 23233?

  • • The average homeowners insurance premium paid annually for a home in 23233 is around $837 per year.

What does it cost on average per month for home insurance in 23233?

  • • Homeowners in 23233 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 23233?

  • • Autoowners in 23233 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Henrico area, check out other zip codes nearby 23233.
Review average rates in another zip code:
23229 homeowners insurance rates
23231 homeowners insurance rates
23228 homeowners insurance rates
23233 homeowners insurance rates
23075 homeowners insurance rates
23238 homeowners insurance rates
23294 homeowners insurance rates

Home Replacement Cost Coverage in 23233

Average Building Cost Per Square Foot in 23233: $163

Location: Henrico, Virginia (Henrico County)

Average Square Footage in 23233: 2,233 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 23233 before you start any project. Henrico homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 23233 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 23233 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,233 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Henrico area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1632,233$364,000
Additional Upgrades & Added Features$2042,233$455,000
Major Home Updates or Advancements$2452,233$546,000

It's important to understand that when you estimate your replacement cost of your home in the 23233 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 23233

Best Home & Auto Insurance Agencies in 23233

Tritaik, Nicole - State Farm Insurance Agent - Tritaik Nicole J

Address: 11057 Three Chopt Rd Henrico, VA 23233
Phone:
Website:
Info:

Bacon Insurance Group

Address: 3711 Westerre Parkway Henrico, VA 23233
Phone:
Website: http://www.bacon-insurance-group.com/
Info:

Spencer Insurance Incorporated

Address: 3605 Mayland Court Henrico, VA 23233
Phone:
Website: http://www.spencerinsagency.com/
Info:

Allstate Insurance Company - Christine Wiltshire

Address: 3307 Church Road Henrico, VA 23233
Phone:
Website: http://www.richmond.citysearch.com/profile/667112180/henrico_va/allstate_insurance_company_christine_wiltshire.html
Info:

Allstate Insurance Company - Ethan Krash

Address: 10010 Three Chopt Road Henrico, VA 23233
Phone:
Website: http://www.allstateagencies.com/050795?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 23233

Population Review for 23233 Zip Code

For the city of Henrico, the population within 23233 has increased to over 34,962 residents in population size. The current population total is 32,610. We have broken down the population based on race below. In 23233, there are over 15626 in male population and 16984 females.

PopulationValues
Total Population32,610
White Population23015
Black Population2068
Hispanic Population1394
Asian Population5018
Hawaiian Population8
Indian Population69
Other Population434
Male Population15626
Female Population16984
Population Estimate34962

Household Data for 23233

The average number of homes in 23233 is around 12,674, there are an average of 2.52 per household. The average house value according to local real estate values is around $364,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,674
Persons Per Household2.52
Average House Value$364,000
Income Per Household$107492
Median Age39.8
Median Age Male38.3
Median Age Female41.4
23233 DetailsValues
StateVA
State Full NameVirginia
City TypeN
City Alias Abbreviation
Area Code804
CityHenrico
City Alias NameHENRICO
CountyHenrico
County FIPS087
State FIPS51
Time Zone5
Day Light SavingY
MSA6760
PMSA
CSA
CBSA40060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRichmond, VA
MSA_NameRichmond-Petersburg, VA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1163
Number Of Employees17888
Business First Quarter Payroll212779
Business Annual Payroll876475
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1258251
CBSA Division Population0
Congressional District01|05
Congressional LandArea3684.32|10029.79
Delivery Residential13874
Delivery Business962
Delivery Total14353
Preferred Last Line Key011847
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State Key011847
Land Area12.888000
Water Area0.145000
City Alias Code
City Mixed CaseHenrico
City Alias Mixed CaseHenrico
Box Count0
SFDU7532
MFDU2764
State ANSI51
County ANSI087
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number517650
Unique ZIP Name
SSA State County Code49430
Medicare CBSA Code40060
Medicare CBSA NameRichmond, VA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseHenrico

Virginia Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]