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23294 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 23294 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Henrico, VA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 23294.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 23294 and start shopping.

Quickly and Easily Compare Average Rates for 23294

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Henrico, VA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 23294

Homeowners in Henrico are paying roughly $857 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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23294 Home Insurance Average Premiums

Local 23294 homeowners insurance quotes comparison

$607 /yr.

Shows Zip Code: 23294 lowest rates with discounts applied on average.

For the 23294, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$607 /yr.
Average Coverage:$857 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1157 /yr.

What is the average home insurance cost for a home in 23294?

  • • The average homeowners insurance premium paid annually for a home in 23294 is around $857 per year.

What does it cost on average per month for home insurance in 23294?

  • • Homeowners in 23294 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 23294?

  • • Autoowners in 23294 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Henrico area, check out other zip codes nearby 23294.
Review average rates in another zip code:
23233 homeowners insurance rates
23075 homeowners insurance rates
23294 homeowners insurance rates
23231 homeowners insurance rates
23228 homeowners insurance rates
23229 homeowners insurance rates
23238 homeowners insurance rates

Home Replacement Cost Coverage in 23294

Average Building Cost Per Square Foot in 23294: $163

Location: Henrico, Virginia (Henrico County)

Average Square Footage in 23294: 1,428 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 23294 before you start any project. Henrico homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 23294 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 23294 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,428 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Henrico area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,428$232,700
Additional Upgrades & Added Features$2041,428$290,875
Major Home Updates or Advancements$2451,428$349,050

It's important to understand that when you estimate your replacement cost of your home in the 23294 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 23294

Best Home & Auto Insurance Agencies in 23294

Reid- Scott - State Farm Insurance Agent

Address: 7574 W Broad St Henrico, VA 23294
Phone:
Website:
Info:

Everett Group Insurance Agency

Address: 2604 North Parham Road Henrico, VA 23294
Phone:
Website: http://www.richmond.citysearch.com/profile/external/10573720/richmond_va/everett_group_insurance_agency.html
Info:

Hedrick Insurance & Financial- Nationwide Insurance

Address: 7540 West Broad Street Henrico, VA 23294
Phone:
Website: http://www.richmond.citysearch.com/profile/external/617444680/richmond_va/hedrick_insurance_financial_nationwide_insurance.html
Info:

America On Term

Address: 2604 N Parham Rd Richmond, VA 23294
Phone:
Website:
Info:

Advanced Edge, Llc

Address: 8401 Mayland Drive Henrico, VA 23294
Phone:
Website: http://www.richmond.citysearch.com/profile/666473460/henrico_va/advanced_edge_llc.html
Info:

Housing Demographics for 23294

Population Review for 23294 Zip Code

For the city of Henrico, the population within 23294 has increased to over 19,401 residents in population size. The current population total is 18,538. We have broken down the population based on race below. In 23294, there are over 8879 in male population and 9659 females.

PopulationValues
Total Population18,538
White Population7951
Black Population3678
Hispanic Population2124
Asian Population3959
Hawaiian Population6
Indian Population92
Other Population1250
Male Population8879
Female Population9659
Population Estimate19401

Household Data for 23294

The average number of homes in 23294 is around 8,208, there are an average of 2.25 per household. The average house value according to local real estate values is around $232,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,208
Persons Per Household2.25
Average House Value$232,700
Income Per Household$64103
Median Age33.1
Median Age Male32.7
Median Age Female33.7
23294 DetailsValues
StateVA
State Full NameVirginia
City TypeN
City Alias Abbreviation
Area Code804
CityHenrico
City Alias NameHENRICO
CountyHenrico
County FIPS087
State FIPS51
Time Zone5
Day Light SavingY
MSA6760
PMSA
CSA
CBSA40060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRichmond, VA
MSA_NameRichmond-Petersburg, VA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses653
Number Of Employees13465
Business First Quarter Payroll120611
Business Annual Payroll539541
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1258251
CBSA Division Population0
Congressional District01|04
Congressional LandArea3684.32|4310.34
Delivery Residential8623
Delivery Business743
Delivery Total9312
Preferred Last Line Key011847
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key011847
Land Area4.243000
Water Area0.009000
City Alias Code
City Mixed CaseHenrico
City Alias Mixed CaseHenrico
Box Count28
SFDU3938
MFDU2255
State ANSI51
County ANSI087
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number517650
Unique ZIP Name
SSA State County Code49430
Medicare CBSA Code40060
Medicare CBSA NameRichmond, VA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseHenrico

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