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06606 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 06606 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Bridgeport, CT quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 06606.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 06606 and start shopping.

Quickly and Easily Compare Average Rates for 06606

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Bridgeport, CT home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 06606

Homeowners in Bridgeport are paying roughly $1215 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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06606 Home Insurance Average Premiums

Local 06606 homeowners insurance quotes comparison

$965 /yr.

Shows Zip Code: 06606 lowest rates with discounts applied on average.

For the 06606, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$965 /yr.
Average Coverage:$1215 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1515 /yr.

What is the average home insurance cost for a home in 06606?

  • • The average homeowners insurance premium paid annually for a home in 06606 is around $1215 per year.

What does it cost on average per month for home insurance in 06606?

  • • Homeowners in 06606 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 06606?

  • • Autoowners in 06606 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bridgeport area, check out other zip codes nearby 06606.
Review average rates in another zip code:
06608 homeowners insurance rates
06606 homeowners insurance rates
06605 homeowners insurance rates
06607 homeowners insurance rates
06610 homeowners insurance rates
06604 homeowners insurance rates

Home Replacement Cost Coverage in 06606

Average Building Cost Per Square Foot in 06606: $175

Location: Bridgeport, Connecticut (Fairfield County)

Average Square Footage in 06606: 1,157 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06606 before you start any project. Bridgeport homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06606 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06606 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,157 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bridgeport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,157$202,500
Additional Upgrades & Added Features$2191,157$253,125
Major Home Updates or Advancements$2631,157$303,750

It's important to understand that when you estimate your replacement cost of your home in the 06606 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06606

Allstate Insurance - Joseph T Montanaro

Address: 1375 Madison Ave Bridgeport, CT 06606
Phone: (203)576-0464
Website:

Best Home & Auto Insurance Agencies in 06606

Aaugustine Insurance

Address: 4083 Main St Bridgeport, CT 06606
Phone:
Website:
Info:

Allstate Insurance Co

Address: 3851 Main St Bridgeport, CT 06606
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Allstate Insurance - Joseph T Montanaro

Address: 1375 Madison Ave Bridgeport, CT 06606
Phone:
Website:
Info:

Tobin Insurance

Address: 3800 Main St Bridgeport, CT 06606
Phone:
Website:
Info:

Fatima M Silva Insurance

Address: 901 Madison Ave Bridgeport, CT 06606
Phone:
Website:
Info:

Housing Demographics for 06606

Population Review for 06606 Zip Code

For the city of Bridgeport, the population within 06606 has increased to over 47,975 residents in population size. The current population total is 48,427. We have broken down the population based on race below. In 06606, there are over 22775 in male population and 25652 females.

PopulationValues
Total Population48,427
White Population13130
Black Population16212
Hispanic Population17145
Asian Population1266
Hawaiian Population41
Indian Population403
Other Population10111
Male Population22775
Female Population25652
Population Estimate47975

Household Data for 06606

The average number of homes in 06606 is around 16,684, there are an average of 2.81 per household. The average house value according to local real estate values is around $202,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,684
Persons Per Household2.81
Average House Value$202,500
Income Per Household$60733
Median Age36.3
Median Age Male34.7
Median Age Female37.8
06606 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code203
CityBridgeport
City Alias NameBRIDGEPORT
CountyFairfield
County FIPS001
State FIPS09
Time Zone5
Day Light SavingY
MSA5602
PMSA1160
CSA408
CBSA14860
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBridgeport-Stamford-Norwalk, CT
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameBridgeport, CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses642
Number Of Employees7461
Business First Quarter Payroll92826
Business Annual Payroll422136
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population916829
CBSA Division Population0
Congressional District04
Congressional LandArea460.73
Delivery Residential17073
Delivery Business842
Delivery Total18541
Preferred Last Line KeyV20069
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV20069
Land Area5.282000
Water Area0.165000
City Alias Code
City Mixed CaseBridgeport
City Alias Mixed CaseBridgeport
Box Count6
SFDU13293
MFDU2826
State ANSI09
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number080578
Unique ZIP Name
SSA State County Code07000
Medicare CBSA Code14860
Medicare CBSA NameBridgeport-Stamford-Norwalk, CT
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseFairfield

Connecticut Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]