Get multiple home insurance quotes in 06608. Our licensed 06608, CT agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 06608

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 06608, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Bridgeport, CT from a list of top tier nationwide insurers.

Our Connecticut licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 06608 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 06608

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Bridgeport, CT home insurance quotes in your local city and review the most competitive coverages and premiums.

06608 Ratings: very high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Bridgeport we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 06608, homeowners are seeing rates around 1215 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 06608!

06608 Home Insurance Average Premiums

Local 06608 homeowners insurance quotes comparison

$965 /yr.

Shows Zip Code: 06608 lowest rates with discounts applied on average.

For the 06608, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$965 /yr.
Average Coverage:$1215 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1515 /yr.

What is the average home insurance cost for a home in 06608?

  • • The average homeowners insurance premium paid annually for a home in 06608 is around $1215 per year.

What does it cost on average per month for home insurance in 06608?

  • • Homeowners in 06608 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 06608?

  • • Autoowners in 06608 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bridgeport area, check out other zip codes nearby 06608.
Review average rates in another zip code:
06607 homeowners insurance rates
06604 homeowners insurance rates
06608 homeowners insurance rates
06605 homeowners insurance rates
06610 homeowners insurance rates
06606 homeowners insurance rates

Home Replacement Cost Coverage in 06608

Average Building Cost Per Square Foot in 06608: $175

Location: Bridgeport, Connecticut (Fairfield County)

Average Square Footage in 06608: 953 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06608 before you start any project. Bridgeport homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06608 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06608 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 953 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bridgeport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$175953$166,700
Additional Upgrades & Added Features$219953$208,375
Major Home Updates or Advancements$263953$250,050

It's important to understand that when you estimate your replacement cost of your home in the 06608 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06608

Best Home & Auto Insurance Agencies in 06608

Housing Demographics for 06608

Population Review for 06608 Zip Code

For the city of Bridgeport, the population within 06608 has increased to over 13,657 residents in population size. The current population total is 14,312. We have broken down the population based on race below. In 06608, there are over 6778 in male population and 7534 females.

PopulationValues
Total Population14,312
White Population1736
Black Population5139
Hispanic Population8573
Asian Population139
Hawaiian Population10
Indian Population150
Other Population4752
Male Population6778
Female Population7534
Population Estimate13657

Household Data for 06608

The average number of homes in 06608 is around 5,004, there are an average of 2.83 per household. The average house value according to local real estate values is around $166,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,004
Persons Per Household2.83
Average House Value$166,700
Income Per Household$37355
Median Age32.7
Median Age Male31.0
Median Age Female34.2
06608 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code203/475
CityBridgeport
City Alias NameBRIDGEPORT
CountyFairfield
County FIPS001
State FIPS09
Time Zone5
Day Light SavingY
MSA5602
PMSA1160
CSA408
CBSA14860
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBridgeport-Stamford-Norwalk, CT
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameBridgeport, CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses167
Number Of Employees1647
Business First Quarter Payroll16216
Business Annual Payroll78638
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population916829
CBSA Division Population0
Congressional District04
Congressional LandArea460.73
Delivery Residential4826
Delivery Business426
Delivery Total5413
Preferred Last Line KeyV20069
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV20069
Land Area1.028000
Water Area0.132000
City Alias Code
City Mixed CaseBridgeport
City Alias Mixed CaseBridgeport
Box Count56
SFDU3850
MFDU825
State ANSI09
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number080578
Unique ZIP Name
SSA State County Code07000
Medicare CBSA Code14860
Medicare CBSA NameBridgeport-Stamford-Norwalk, CT
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseFairfield

Connecticut Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]