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Find the Best Home Insurance Rates in 06610

Shopping for homeowners insurance in 06610 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Bridgeport, CT and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Connecticut licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 06610 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 06610

Find Bridgeport, CT Homeowners Insurance Quotes to review the best coverage options in your area.

06610 Home Insurance Rating is: very high!

In 06610 the average premium is $1170. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 06610, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 06610!

06610 Home Insurance Average Premiums

Local 06610 homeowners insurance quotes comparison

$920 /yr.

Shows Zip Code: 06610 lowest rates with discounts applied on average.

For the 06610, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$920 /yr.
Average Coverage:$1170 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1470 /yr.

What is the average home insurance cost for a home in 06610?

  • • The average homeowners insurance premium paid annually for a home in 06610 is around $1170 per year.

What does it cost on average per month for home insurance in 06610?

  • • Homeowners in 06610 pay a monthly average cost per month around $98.00.

What kind of discount could I get if I combine my home and auto insurance together in 06610?

  • • Autoowners in 06610 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bridgeport area, check out other zip codes nearby 06610.
Review average rates in another zip code:
06610 homeowners insurance rates
06608 homeowners insurance rates
06606 homeowners insurance rates
06604 homeowners insurance rates
06607 homeowners insurance rates
06605 homeowners insurance rates

Home Replacement Cost Coverage in 06610

Average Building Cost Per Square Foot in 06610: $175

Location: Bridgeport, Connecticut (Fairfield County)

Average Square Footage in 06610: 975 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06610 before you start any project. Bridgeport homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06610 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06610 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 975 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bridgeport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$175975$170,600
Additional Upgrades & Added Features$219975$213,250
Major Home Updates or Advancements$263975$255,900

It's important to understand that when you estimate your replacement cost of your home in the 06610 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06610

Greenwood Insurance Agency

Address: 1757 E Main St Bridgeport, CT 06610
Phone: (203)367-3262
Website: www.greenwoodinsurance.com

Best Home & Auto Insurance Agencies in 06610

Allstate Insurance Companies

Address: 961 Huntington Tpke Bridgeport, CT 06610
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Housing Demographics for 06610

Population Review for 06610 Zip Code

For the city of Bridgeport, the population within 06610 has increased to over 23,756 residents in population size. The current population total is 23,347. We have broken down the population based on race below. In 06610, there are over 10871 in male population and 12476 females.

PopulationValues
Total Population23,347
White Population4766
Black Population9529
Hispanic Population9904
Asian Population618
Hawaiian Population12
Indian Population177
Other Population5148
Male Population10871
Female Population12476
Population Estimate23756

Household Data for 06610

The average number of homes in 06610 is around 8,975, there are an average of 2.58 per household. The average house value according to local real estate values is around $170,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,975
Persons Per Household2.58
Average House Value$170,600
Income Per Household$47889
Median Age38.4
Median Age Male36.4
Median Age Female40.1
06610 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code203
CityBridgeport
City Alias NameBRIDGEPORT
CountyFairfield
County FIPS001
State FIPS09
Time Zone5
Day Light SavingY
MSA5602
PMSA1160
CSA408
CBSA14860
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBridgeport-Stamford-Norwalk, CT
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameBridgeport, CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses316
Number Of Employees7884
Business First Quarter Payroll122151
Business Annual Payroll518179
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population916829
CBSA Division Population0
Congressional District04
Congressional LandArea460.73
Delivery Residential9208
Delivery Business495
Delivery Total10360
Preferred Last Line KeyV20069
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV20069
Land Area3.079000
Water Area0.022000
City Alias Code
City Mixed CaseBridgeport
City Alias Mixed CaseBridgeport
Box Count377
SFDU7111
MFDU1835
State ANSI09
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number080578
Unique ZIP Name
SSA State County Code07000
Medicare CBSA Code14860
Medicare CBSA NameBridgeport-Stamford-Norwalk, CT
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseFairfield

Connecticut Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]