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If you live in the 06607 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Bridgeport have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our CT licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 06607 and then compare quotes from a variety of nationwide insurance companies.

06607 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 06607 the average premium for homeowners coverage is $1158 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 06607. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 06607 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Bridgeport, CT home insurance quotes in your area.

06607 Home Insurance Average Premiums

Local 06607 homeowners insurance quotes comparison

$908 /yr.

Shows Zip Code: 06607 lowest rates with discounts applied on average.

For the 06607, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$908 /yr.
Average Coverage:$1158 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1458 /yr.

What is the average home insurance cost for a home in 06607?

  • • The average homeowners insurance premium paid annually for a home in 06607 is around $1158 per year.

What does it cost on average per month for home insurance in 06607?

  • • Homeowners in 06607 pay a monthly average cost per month around $97.00.

What kind of discount could I get if I combine my home and auto insurance together in 06607?

  • • Autoowners in 06607 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bridgeport area, check out other zip codes nearby 06607.
Review average rates in another zip code:
06608 homeowners insurance rates
06604 homeowners insurance rates
06605 homeowners insurance rates
06610 homeowners insurance rates
06607 homeowners insurance rates
06606 homeowners insurance rates

Home Replacement Cost Coverage in 06607

Average Building Cost Per Square Foot in 06607: $175

Location: Bridgeport, Connecticut (Fairfield County)

Average Square Footage in 06607: 1,030 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 06607 before you start any project. Bridgeport homeowners pay on average around $175 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 06607 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 06607 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,030 sq. ft. and the average cost to rebuild the home in this area is around $175 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bridgeport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1751,030$180,200
Additional Upgrades & Added Features$2191,030$225,250
Major Home Updates or Advancements$2631,030$270,300

It's important to understand that when you estimate your replacement cost of your home in the 06607 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 06607

Best Home & Auto Insurance Agencies in 06607

Housing Demographics for 06607

Population Review for 06607 Zip Code

For the city of Bridgeport, the population within 06607 has increased to over 8,569 residents in population size. The current population total is 8,690. We have broken down the population based on race below. In 06607, there are over 4047 in male population and 4643 females.

PopulationValues
Total Population8,690
White Population753
Black Population4248
Hispanic Population4028
Asian Population109
Hawaiian Population7
Indian Population77
Other Population2543
Male Population4047
Female Population4643
Population Estimate8569

Household Data for 06607

The average number of homes in 06607 is around 3,034, there are an average of 2.85 per household. The average house value according to local real estate values is around $180,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,034
Persons Per Household2.85
Average House Value$180,200
Income Per Household$45276
Median Age32.2
Median Age Male31.4
Median Age Female33.2
06607 DetailsValues
StateCT
State Full NameConnecticut
City TypeP
City Alias Abbreviation
Area Code203
CityBridgeport
City Alias NameBRIDGEPORT
CountyFairfield
County FIPS001
State FIPS09
Time Zone5
Day Light SavingY
MSA5602
PMSA1160
CSA408
CBSA14860
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBridgeport-Stamford-Norwalk, CT
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameBridgeport, CT PMSA
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses155
Number Of Employees1536
Business First Quarter Payroll19512
Business Annual Payroll84209
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population916829
CBSA Division Population0
Congressional District04
Congressional LandArea460.73
Delivery Residential3007
Delivery Business389
Delivery Total4349
Preferred Last Line KeyV20069
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV20069
Land Area1.156000
Water Area0.773000
City Alias Code
City Mixed CaseBridgeport
City Alias Mixed CaseBridgeport
Box Count0
SFDU2613
MFDU263
State ANSI09
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number080578
Unique ZIP Name
SSA State County Code07000
Medicare CBSA Code14860
Medicare CBSA NameBridgeport-Stamford-Norwalk, CT
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseFairfield

Connecticut Homeowners Insurance News & Information

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  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

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