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Compare 47708 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Evansville just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 301 neighbors looking to save on their home insurance policy in the local 47708 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 47708. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Indiana rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Evansville, IN home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Evansville, IN

47708 Home Insurance Average Premiums

Local 47708 homeowners insurance quotes comparison

$587 /yr.

Shows Zip Code: 47708 lowest rates with discounts applied on average.

For the 47708, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$587 /yr.
Average Coverage:$837 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1137 /yr.

What is the average home insurance cost for a home in 47708?

  • • The average homeowners insurance premium paid annually for a home in 47708 is around $837 per year.

What does it cost on average per month for home insurance in 47708?

  • • Homeowners in 47708 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 47708?

  • • Autoowners in 47708 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Evansville area, check out other zip codes nearby 47708.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 47708

Average Building Cost Per Square Foot in 47708: $108

Location: Evansville, Indiana (Vanderburgh County)

Average Square Footage in 47708: 2,232 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47708 before you start any project. Evansville homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47708 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47708 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,232 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Evansville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1082,232$241,100
Additional Upgrades & Added Features$1352,232$301,375
Major Home Updates or Advancements$1622,232$361,650

It's important to understand that when you estimate your replacement cost of your home in the 47708 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47708

Best Home & Auto Insurance Agencies in 47708

Housing Demographics for 47708

Population Review for 47708 Zip Code

For the city of Evansville, the population within 47708 has increased to over 642 residents in population size. The current population total is 501. We have broken down the population based on race below. In 47708, there are over 295 in male population and 206 females.

PopulationValues
Total Population501
White Population388
Black Population65
Hispanic Population10
Asian Population14
Hawaiian Population0
Indian Population5
Other Population5
Male Population295
Female Population206
Population Estimate642

Household Data for 47708

The average number of homes in 47708 is around 301, there are an average of 1.41 per household. The average house value according to local real estate values is around $241,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode301
Persons Per Household1.41
Average House Value$241,100
Income Per Household$53750
Median Age39.3
Median Age Male41.6
Median Age Female32.9
47708 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code812/930
CityEvansville
City Alias NameEVANSVILLE
CountyVanderburgh
County FIPS163
State FIPS18
Time Zone6
Day Light SavingY
MSA2440
PMSA
CSA241
CBSA21780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameEvansville, IN
MSA_NameEvansville-Henderson, IN-KY MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses347
Number Of Employees7351
Business First Quarter Payroll104995
Business Annual Payroll413986
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population358676
CBSA Division Population0
Congressional District08
Congressional LandArea7255.39
Delivery Residential456
Delivery Business501
Delivery Total930
Preferred Last Line KeyX12162
Classification Code
Multi-County
CSA NameEvansville-Henderson, IN-KY
CBSA_DIV_Name
City State KeyX12162
Land Area0.637000
Water Area0.002000
City Alias Code
City Mixed CaseEvansville
City Alias Mixed CaseEvansville
Box Count0
SFDU173
MFDU198
State ANSI18
County ANSI163
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number172651
Unique ZIP Name
SSA State County Code15810
Medicare CBSA Code21780
Medicare CBSA NameEvansville, IN-KY
Medicare CBSA TypeMetro
Market Rating Area ID17
County Mixed CaseVanderburgh

Indiana Homeowners Insurance News & Information

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  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]