Get multiple home insurance quotes in 47725. Our licensed 47725, IN agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 47725

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 47725, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Evansville, IN from a list of top tier nationwide insurers.

Our Indiana licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 47725 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 47725

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Evansville, IN home insurance quotes in your local city and review the most competitive coverages and premiums.

47725 Ratings: medium!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Evansville we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 47725, homeowners are seeing rates around 753 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 47725!

47725 Home Insurance Average Premiums

Local 47725 homeowners insurance quotes comparison

$503 /yr.

Shows Zip Code: 47725 lowest rates with discounts applied on average.

For the 47725, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$503 /yr.
Average Coverage:$753 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1053 /yr.

What is the average home insurance cost for a home in 47725?

  • • The average homeowners insurance premium paid annually for a home in 47725 is around $753 per year.

What does it cost on average per month for home insurance in 47725?

  • • Homeowners in 47725 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 47725?

  • • Autoowners in 47725 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Evansville area, check out other zip codes nearby 47725.
Review average rates in another zip code:
47715 homeowners insurance rates
47714 homeowners insurance rates
47708 homeowners insurance rates
47712 homeowners insurance rates
47711 homeowners insurance rates
47720 homeowners insurance rates
47725 homeowners insurance rates
47710 homeowners insurance rates
47713 homeowners insurance rates

Home Replacement Cost Coverage in 47725

Average Building Cost Per Square Foot in 47725: $108

Location: Evansville, Indiana (Vanderburgh County)

Average Square Footage in 47725: 2,007 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47725 before you start any project. Evansville homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47725 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47725 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,007 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Evansville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1082,007$216,800
Additional Upgrades & Added Features$1352,007$271,000
Major Home Updates or Advancements$1622,007$325,200

It's important to understand that when you estimate your replacement cost of your home in the 47725 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47725

Best Home & Auto Insurance Agencies in 47725

State Farm Insurance

Address: 12500 Highway 41 N Evansville, IN 47725
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 47725

Population Review for 47725 Zip Code

For the city of Evansville, the population within 47725 has increased to over 20,902 residents in population size. The current population total is 19,220. We have broken down the population based on race below. In 47725, there are over 9574 in male population and 9646 females.

PopulationValues
Total Population19,220
White Population17529
Black Population363
Hispanic Population278
Asian Population461
Hawaiian Population15
Indian Population28
Other Population116
Male Population9574
Female Population9646
Population Estimate20902

Household Data for 47725

The average number of homes in 47725 is around 7,200, there are an average of 2.66 per household. The average house value according to local real estate values is around $216,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,200
Persons Per Household2.66
Average House Value$216,800
Income Per Household$96231
Median Age40.1
Median Age Male39.7
Median Age Female40.6
47725 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code812
CityEvansville
City Alias NameEVANSVILLE
CountyVanderburgh
County FIPS163
State FIPS18
Time Zone6
Day Light SavingY
MSA2440
PMSA
CSA241
CBSA21780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameEvansville, IN
MSA_NameEvansville-Henderson, IN-KY MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses403
Number Of Employees7593
Business First Quarter Payroll93309
Business Annual Payroll410931
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population358676
CBSA Division Population0
Congressional District08
Congressional LandArea7255.39
Delivery Residential7858
Delivery Business359
Delivery Total8192
Preferred Last Line KeyX12162
Classification Code
Multi-CountyY
CSA NameEvansville-Henderson, IN-KY
CBSA_DIV_Name
City State KeyX12162
Land Area55.135000
Water Area0.463000
City Alias Code
City Mixed CaseEvansville
City Alias Mixed CaseEvansville
Box Count0
SFDU7664
MFDU0
State ANSI18
County ANSI163
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number172651
Unique ZIP Name
SSA State County Code15810
Medicare CBSA Code21780
Medicare CBSA NameEvansville, IN-KY
Medicare CBSA TypeMetro
Market Rating Area ID17
County Mixed CaseVanderburgh

Indiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]