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If you live in the 47720 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Evansville have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our IN licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 47720 and then compare quotes from a variety of nationwide insurance companies.

47720 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 47720 the average premium for homeowners coverage is $802 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 47720. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 47720 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Evansville, IN home insurance quotes in your area.

47720 Home Insurance Average Premiums

Local 47720 homeowners insurance quotes comparison

$552 /yr.

Shows Zip Code: 47720 lowest rates with discounts applied on average.

For the 47720, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$552 /yr.
Average Coverage:$802 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1102 /yr.

What is the average home insurance cost for a home in 47720?

  • • The average homeowners insurance premium paid annually for a home in 47720 is around $802 per year.

What does it cost on average per month for home insurance in 47720?

  • • Homeowners in 47720 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 47720?

  • • Autoowners in 47720 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Evansville area, check out other zip codes nearby 47720.
Review average rates in another zip code:
47715 homeowners insurance rates
47713 homeowners insurance rates
47712 homeowners insurance rates
47714 homeowners insurance rates
47711 homeowners insurance rates
47710 homeowners insurance rates
47708 homeowners insurance rates
47725 homeowners insurance rates
47720 homeowners insurance rates

Home Replacement Cost Coverage in 47720

Average Building Cost Per Square Foot in 47720: $108

Location: Evansville, Indiana (Vanderburgh County)

Average Square Footage in 47720: 1,527 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47720 before you start any project. Evansville homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47720 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47720 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,527 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Evansville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,527$164,900
Additional Upgrades & Added Features$1351,527$206,125
Major Home Updates or Advancements$1621,527$247,350

It's important to understand that when you estimate your replacement cost of your home in the 47720 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47720

Best Home & Auto Insurance Agencies in 47720

Housing Demographics for 47720

Population Review for 47720 Zip Code

For the city of Evansville, the population within 47720 has increased to over 18,105 residents in population size. The current population total is 17,188. We have broken down the population based on race below. In 47720, there are over 8464 in male population and 8724 females.

PopulationValues
Total Population17,188
White Population15986
Black Population163
Hispanic Population328
Asian Population82
Hawaiian Population15
Indian Population10
Other Population123
Male Population8464
Female Population8724
Population Estimate18105

Household Data for 47720

The average number of homes in 47720 is around 6,878, there are an average of 2.45 per household. The average house value according to local real estate values is around $164,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,878
Persons Per Household2.45
Average House Value$164,900
Income Per Household$66744
Median Age44.2
Median Age Male41.8
Median Age Female46.3
47720 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code812
CityEvansville
City Alias NameEVANSVILLE
CountyVanderburgh
County FIPS163
State FIPS18
Time Zone6
Day Light SavingY
MSA2440
PMSA
CSA241
CBSA21780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameEvansville, IN
MSA_NameEvansville-Henderson, IN-KY MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses268
Number Of Employees3504
Business First Quarter Payroll31616
Business Annual Payroll140844
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population358676
CBSA Division Population0
Congressional District08
Congressional LandArea7255.39
Delivery Residential7390
Delivery Business174
Delivery Total7562
Preferred Last Line KeyX12162
Classification Code
Multi-County
CSA NameEvansville-Henderson, IN-KY
CBSA_DIV_Name
City State KeyX12162
Land Area55.626000
Water Area0.444000
City Alias Code
City Mixed CaseEvansville
City Alias Mixed CaseEvansville
Box Count0
SFDU6145
MFDU18
State ANSI18
County ANSI163
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number172651
Unique ZIP Name
SSA State County Code15810
Medicare CBSA Code21780
Medicare CBSA NameEvansville, IN-KY
Medicare CBSA TypeMetro
Market Rating Area ID17
County Mixed CaseVanderburgh

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