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47715 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 47715 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Evansville, IN quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 47715.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 47715 and start shopping.

Quickly and Easily Compare Average Rates for 47715

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Evansville, IN home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 47715

Homeowners in Evansville are paying roughly $782 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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47715 Home Insurance Average Premiums

Local 47715 homeowners insurance quotes comparison

$532 /yr.

Shows Zip Code: 47715 lowest rates with discounts applied on average.

For the 47715, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$532 /yr.
Average Coverage:$782 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1082 /yr.

What is the average home insurance cost for a home in 47715?

  • • The average homeowners insurance premium paid annually for a home in 47715 is around $782 per year.

What does it cost on average per month for home insurance in 47715?

  • • Homeowners in 47715 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 47715?

  • • Autoowners in 47715 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Evansville area, check out other zip codes nearby 47715.
Review average rates in another zip code:
47711 homeowners insurance rates
47725 homeowners insurance rates
47720 homeowners insurance rates
47712 homeowners insurance rates
47714 homeowners insurance rates
47708 homeowners insurance rates
47710 homeowners insurance rates
47713 homeowners insurance rates
47715 homeowners insurance rates

Home Replacement Cost Coverage in 47715

Average Building Cost Per Square Foot in 47715: $108

Location: Evansville, Indiana (Vanderburgh County)

Average Square Footage in 47715: 1,490 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47715 before you start any project. Evansville homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47715 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47715 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,490 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Evansville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,490$160,900
Additional Upgrades & Added Features$1351,490$201,125
Major Home Updates or Advancements$1621,490$241,350

It's important to understand that when you estimate your replacement cost of your home in the 47715 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47715

Best Home & Auto Insurance Agencies in 47715

Bankers Life and Casualty CO

Address: 5401 Vogel Rd, #710 Evansville, IN 47715
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Progressive Insurance

Address: 5625 Vogel Rd Evansville, IN 47715
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Domen- James S

Address: 1413 S Green River Rd Evansville, IN 47715
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American General Insurance

Address: 101 Plaza East Blvd Evansville, IN 47715
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Farmers Insurance Group

Address: 5033 Bellemeade Ave Evansville, IN 47715
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Housing Demographics for 47715

Population Review for 47715 Zip Code

For the city of Evansville, the population within 47715 has increased to over 30,890 residents in population size. The current population total is 28,959. We have broken down the population based on race below. In 47715, there are over 13493 in male population and 15466 females.

PopulationValues
Total Population28,959
White Population22282
Black Population3200
Hispanic Population1313
Asian Population809
Hawaiian Population124
Indian Population86
Other Population523
Male Population13493
Female Population15466
Population Estimate30890

Household Data for 47715

The average number of homes in 47715 is around 13,827, there are an average of 2.08 per household. The average house value according to local real estate values is around $160,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,827
Persons Per Household2.08
Average House Value$160,900
Income Per Household$52645
Median Age39.4
Median Age Male37.2
Median Age Female41.5
47715 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code812
CityEvansville
City Alias NameEVANSVILLE
CountyVanderburgh
County FIPS163
State FIPS18
Time Zone6
Day Light SavingY
MSA2440
PMSA
CSA241
CBSA21780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameEvansville, IN
MSA_NameEvansville-Henderson, IN-KY MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1437
Number Of Employees25089
Business First Quarter Payroll246006
Business Annual Payroll1089023
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population358676
CBSA Division Population0
Congressional District08
Congressional LandArea7255.39
Delivery Residential14851
Delivery Business1560
Delivery Total17617
Preferred Last Line KeyX12162
Classification Code
Multi-County
CSA NameEvansville-Henderson, IN-KY
CBSA_DIV_Name
City State KeyX12162
Land Area21.988000
Water Area0.437000
City Alias Code
City Mixed CaseEvansville
City Alias Mixed CaseEvansville
Box Count0
SFDU8254
MFDU3298
State ANSI18
County ANSI163
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number172651
Unique ZIP Name
SSA State County Code15810
Medicare CBSA Code21780
Medicare CBSA NameEvansville, IN-KY
Medicare CBSA TypeMetro
Market Rating Area ID17
County Mixed CaseVanderburgh

Indiana Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]