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Quickly Revew Homeowners Insurance in 29204

If you own a home in Columbia, SC you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 29204 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our South Carolina licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 29204 and start comparing rates now.

29204 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 29204 is $1012 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 29204 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Columbia, SC home insurance quotes in your local city and review the most competitive coverages and premiums.

29204 Home Insurance Average Premiums

Local 29204 homeowners insurance quotes comparison

$762 /yr.

Shows Zip Code: 29204 lowest rates with discounts applied on average.

For the 29204, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$762 /yr.
Average Coverage:$1012 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1312 /yr.

What is the average home insurance cost for a home in 29204?

  • • The average homeowners insurance premium paid annually for a home in 29204 is around $1012 per year.

What does it cost on average per month for home insurance in 29204?

  • • Homeowners in 29204 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 29204?

  • • Autoowners in 29204 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Columbia area, check out other zip codes nearby 29204.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 29204

Average Building Cost Per Square Foot in 29204: $131

Location: Columbia, South Carolina (Richland County)

Average Square Footage in 29204: 1,124 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29204 before you start any project. Columbia homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29204 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29204 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,124 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Columbia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,124$147,300
Additional Upgrades & Added Features$1641,124$184,125
Major Home Updates or Advancements$1971,124$220,950

It's important to understand that when you estimate your replacement cost of your home in the 29204 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29204

Best Home & Auto Insurance Agencies in 29204

Wright Jr- Milton - State Farm Insurance Agent

Address: 4015 Forest Dr, #101 Columbia, SC 29204
Phone:
Website:
Info:

Sauls Bill Builders Inc

Address: 4064 W Beltline Blvd Columbia, SC 29204
Phone:
Website:
Info:

Eidson- Christopher Scott

Address: 2549 Forest Dr Columbia, SC 29204
Phone:
Website: http://www.chriseidson.com
Info:

Nationwide Insurance Companies Agents 7

Address: 2516 Two Notch Rd Columbia, SC 29204
Phone:
Website: http://www.nationwide.com
Info: Nationwide Insurance - Auto Insurance Quotes and Car Insurance Rates
Start saving on car insurance today when you get a free online auto insurance quote or call (888)890-4630. Enjoy the ease of working with Nationwide for your auto insurance needs and our competitive auto insurance rates. car insurance, auto insurance, online auto insurance, auto insurance rates, car insurance quote

ACE Cash Express

Address: 2324 Taylor St Columbia, SC 29204
Phone:
Website: http://www.acecashexpress.com/
Info:

Housing Demographics for 29204

Population Review for 29204 Zip Code

For the city of Columbia, the population within 29204 has increased to over 16,160 residents in population size. The current population total is 18,059. We have broken down the population based on race below. In 29204, there are over 8420 in male population and 9639 females.

PopulationValues
Total Population18,059
White Population7497
Black Population9281
Hispanic Population580
Asian Population221
Hawaiian Population25
Indian Population46
Other Population253
Male Population8420
Female Population9639
Population Estimate16160

Household Data for 29204

The average number of homes in 29204 is around 7,731, there are an average of 2.04 per household. The average house value according to local real estate values is around $147,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,731
Persons Per Household2.04
Average House Value$147,300
Income Per Household$45238
Median Age38.1
Median Age Male36.4
Median Age Female39.8
29204 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803/839
CityColumbia
City Alias NameCOLUMBIA
CountyRichland
County FIPS079
State FIPS45
Time Zone5
Day Light SavingY
MSA1760
PMSA
CSA192
CBSA17900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbia, SC
MSA_NameColumbia, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses583
Number Of Employees7289
Business First Quarter Payroll77245
Business Annual Payroll332197
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population767598
CBSA Division Population0
Congressional District02|06
Congressional LandArea3022.17|8062.93
Delivery Residential7922
Delivery Business893
Delivery Total12100
Preferred Last Line KeyX23727
Classification Code
Multi-County
CSA NameColumbia-Sumter-Orangeburg, SC
CBSA_DIV_Name
City State KeyX23727
Land Area6.365000
Water Area0.008000
City Alias Code
City Mixed CaseColumbia
City Alias Mixed CaseColumbia
Box Count0
SFDU6440
MFDU985
State ANSI45
County ANSI079
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number451800
Unique ZIP Name
SSA State County Code42390
Medicare CBSA Code17900
Medicare CBSA NameColumbia, SC
Medicare CBSA TypeMetro
Market Rating Area ID40
County Mixed CaseRichland

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