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If you live in the 29201 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Columbia have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our SC licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 29201 and then compare quotes from a variety of nationwide insurance companies.

29201 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 29201 the average premium for homeowners coverage is $1050 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 29201. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 29201 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Columbia, SC home insurance quotes in your area.

29201 Home Insurance Average Premiums

Local 29201 homeowners insurance quotes comparison

$800 /yr.

Shows Zip Code: 29201 lowest rates with discounts applied on average.

For the 29201, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$800 /yr.
Average Coverage:$1050 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1350 /yr.

What is the average home insurance cost for a home in 29201?

  • • The average homeowners insurance premium paid annually for a home in 29201 is around $1050 per year.

What does it cost on average per month for home insurance in 29201?

  • • Homeowners in 29201 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 29201?

  • • Autoowners in 29201 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Columbia area, check out other zip codes nearby 29201.
Review average rates in another zip code:
29229 homeowners insurance rates
29223 homeowners insurance rates
29204 homeowners insurance rates
29202 homeowners insurance rates
29201 homeowners insurance rates
29203 homeowners insurance rates
29212 homeowners insurance rates
29206 homeowners insurance rates
29209 homeowners insurance rates
29208 homeowners insurance rates

Home Replacement Cost Coverage in 29201

Average Building Cost Per Square Foot in 29201: $131

Location: Columbia, South Carolina (Richland County)

Average Square Footage in 29201: 1,556 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29201 before you start any project. Columbia homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29201 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29201 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,556 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Columbia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,556$203,800
Additional Upgrades & Added Features$1641,556$254,750
Major Home Updates or Advancements$1971,556$305,700

It's important to understand that when you estimate your replacement cost of your home in the 29201 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29201

A a a JTReese Insurance

Address: 2014 Assembly St Columbia, SC 29201
Phone: (803)799-9208
Website:

Reese Insurance- Jesse T

Address: 2014 Assembly St Columbia, SC 29201
Phone: (803)799-9206
Website: www.jessetreese.com

Insurance from JTReese

Address: 2014 Assembly St Columbia, SC 29201
Phone: (803)929-3491
Website:

Wise Insurance Agency Inc

Address: 6408 Edmund Highway Columbia, SC 29201
Phone: (803)755-9599
Website:

Chandler Barbara Insurance

Address: 1110 Washington Street Columbia, SC 29201
Phone: (803)799-8919
Website:

Best Home & Auto Insurance Agencies in 29201

Allstate Insurance Company - Terri Veletto

Address: 611 Lady St Columbia, SC 29201
Phone:
Website: http://www.allstateagencies.com/012710?cid=OTC-YP.com-IYP&att=TL
Info:

Russell-Massey & Company

Address: 1320 Elmwood Ave Columbia, SC 29201
Phone:
Website: http://www.russellmassey.com/
Info:

Goldsmith-Theodore Insurance Agency

Address: 1700 Laurel St Columbia, SC 29201
Phone:
Website: http://www.goldsmiththeodore.com
Info:

Wise Insurance Agency Inc

Address: 6408 Edmund Hwy West Columbia-Cayce, SC 29201
Phone:
Website:
Info:

Allstate Insurance Company - Erik Rutherford

Address: 2231 Main St Columbia, SC 29201
Phone:
Website: http://www.allstateagencies.com/041684?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 29201

Population Review for 29201 Zip Code

For the city of Columbia, the population within 29201 has increased to over 21,217 residents in population size. The current population total is 25,259. We have broken down the population based on race below. In 29201, there are over 12305 in male population and 12954 females.

PopulationValues
Total Population25,259
White Population17878
Black Population4378
Hispanic Population1193
Asian Population1334
Hawaiian Population11
Indian Population46
Other Population365
Male Population12305
Female Population12954
Population Estimate21217

Household Data for 29201

The average number of homes in 29201 is around 11,150, there are an average of 1.84 per household. The average house value according to local real estate values is around $203,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,150
Persons Per Household1.84
Average House Value$203,800
Income Per Household$32306
Median Age22.4
Median Age Male22.9
Median Age Female22.1
29201 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803/839
CityColumbia
City Alias NameCOLUMBIA
CountyRichland
County FIPS079
State FIPS45
Time Zone5
Day Light SavingY
MSA1760
PMSA
CSA192
CBSA17900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbia, SC
MSA_NameColumbia, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1826
Number Of Employees29844
Business First Quarter Payroll461241
Business Annual Payroll1884605
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population767598
CBSA Division Population0
Congressional District06
Congressional LandArea8062.93
Delivery Residential11531
Delivery Business2397
Delivery Total14292
Preferred Last Line KeyX23727
Classification Code
Multi-County
CSA NameColumbia-Sumter-Orangeburg, SC
CBSA_DIV_Name
City State KeyX23727
Land Area11.530000
Water Area0.589000
City Alias Code
City Mixed CaseColumbia
City Alias Mixed CaseColumbia
Box Count0
SFDU3870
MFDU6471
State ANSI45
County ANSI079
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number451800
Unique ZIP Name
SSA State County Code42390
Medicare CBSA Code17900
Medicare CBSA NameColumbia, SC
Medicare CBSA TypeMetro
Market Rating Area ID40
County Mixed CaseRichland

South Carolina Homeowners Insurance News & Information

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  • Will my home insurance cover roof replacement? Posted on Saturday 24th December, 2022

    The answer to the question “does insurance cover roof replacement,” is not always clear cut. In most cases, it will depend on the reason that your roof needs to be replaced.  If your roof has simply reached the end of its life, the cost to replace it will fall to you. On the other hand, […]

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    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]

  • What can increase the cost of your homeowners insurance? Posted on Wednesday 28th October, 2020

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  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]