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Searching for Homeowners Insurance in 29205

If you are a homeowners that lives in 29205 you may be searching for more affordable homeowners insurance in Columbia. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Columbia, SC. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our South Carolina licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 29205 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Columbia, SC home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 29205 Home Insurance Costs: high!

In Columbia, homeowners are paying roughly $1068 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 29205 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Columbia are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 29205 policy right now!

29205 Home Insurance Average Premiums

Local 29205 homeowners insurance quotes comparison

$818 /yr.

Shows Zip Code: 29205 lowest rates with discounts applied on average.

For the 29205, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$818 /yr.
Average Coverage:$1068 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1368 /yr.

What is the average home insurance cost for a home in 29205?

  • • The average homeowners insurance premium paid annually for a home in 29205 is around $1068 per year.

What does it cost on average per month for home insurance in 29205?

  • • Homeowners in 29205 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 29205?

  • • Autoowners in 29205 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Columbia area, check out other zip codes nearby 29205.
Review average rates in another zip code:
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29210 homeowners insurance rates

Home Replacement Cost Coverage in 29205

Average Building Cost Per Square Foot in 29205: $131

Location: Columbia, South Carolina (Richland County)

Average Square Footage in 29205: 2,035 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29205 before you start any project. Columbia homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29205 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29205 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,035 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Columbia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1312,035$266,600
Additional Upgrades & Added Features$1642,035$333,250
Major Home Updates or Advancements$1972,035$399,900

It's important to understand that when you estimate your replacement cost of your home in the 29205 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29205

Allstate Insurance - Jimmy Sauls

Address: 2906 Devine Street Columbia, SC 29205
Phone: (803)252-6091
Website:

Best Home & Auto Insurance Agencies in 29205

Lucas- Larry A

Address: 1924 Blossom St Columbia, SC 29205
Phone:
Website:
Info:

Giaz Thomas C

Address: 2230 Devine St Columbia, SC 29205
Phone:
Website:
Info:

Sylvan Iii- Gustaf J

Address: 614 N Beltline Blvd Columbia, SC 29205
Phone:
Website:
Info:

Allstate Insurance Companies Sales Offices Columba

Address: 2759 Rosewood Dr Columbia, SC 29205
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Gary Skinner Insurance

Address: 141 S Shandon St Columbia, SC 29205
Phone:
Website:
Info:

Housing Demographics for 29205

Population Review for 29205 Zip Code

For the city of Columbia, the population within 29205 has increased to over 24,613 residents in population size. The current population total is 23,586. We have broken down the population based on race below. In 29205, there are over 11803 in male population and 11783 females.

PopulationValues
Total Population23,586
White Population17043
Black Population4338
Hispanic Population1117
Asian Population498
Hawaiian Population10
Indian Population55
Other Population384
Male Population11803
Female Population11783
Population Estimate24613

Household Data for 29205

The average number of homes in 29205 is around 11,273, there are an average of 2.02 per household. The average house value according to local real estate values is around $266,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,273
Persons Per Household2.02
Average House Value$266,600
Income Per Household$54663
Median Age33.8
Median Age Male32.7
Median Age Female35.2
29205 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803/839
CityColumbia
City Alias NameCOLUMBIA
CountyRichland
County FIPS079
State FIPS45
Time Zone5
Day Light SavingY
MSA1760
PMSA
CSA192
CBSA17900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbia, SC
MSA_NameColumbia, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses714
Number Of Employees8281
Business First Quarter Payroll96574
Business Annual Payroll360837
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population767598
CBSA Division Population0
Congressional District02|06
Congressional LandArea3022.17|8062.93
Delivery Residential12185
Delivery Business778
Delivery Total13439
Preferred Last Line KeyX23727
Classification Code
Multi-County
CSA NameColumbia-Sumter-Orangeburg, SC
CBSA_DIV_Name
City State KeyX23727
Land Area6.456000
Water Area0.000000
City Alias Code
City Mixed CaseColumbia
City Alias Mixed CaseColumbia
Box Count0
SFDU9756
MFDU1448
State ANSI45
County ANSI079
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number451800
Unique ZIP Name
SSA State County Code42390
Medicare CBSA Code17900
Medicare CBSA NameColumbia, SC
Medicare CBSA TypeMetro
Market Rating Area ID40
County Mixed CaseRichland

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