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Home Insurance Rates in 29225

For homeowners shopping online in 29225, our insurance rates are very competitive for homeowners living in Columbia, SC. Many homeowners based out of the great city of Columbia have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our South Carolina licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 29225, simply click the "Get Multiple Quotes Now" button. Your 29225 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Columbia, SC Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

29225 Home Insurance Rating is: High!

If you live in 29225, you can easily save up to 40% off the average home insurance premium of $1039 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Columbia can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 29225 today!

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29225 Home Insurance Average Premiums

Local 29225 homeowners insurance quotes comparison

$789 /yr.

Shows Zip Code: 29225 lowest rates with discounts applied on average.

For the 29225, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$789 /yr.
Average Coverage:$1039 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1339 /yr.

What is the average home insurance cost for a home in 29225?

  • • The average homeowners insurance premium paid annually for a home in 29225 is around $1039 per year.

What does it cost on average per month for home insurance in 29225?

  • • Homeowners in 29225 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 29225?

  • • Autoowners in 29225 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Columbia area, check out other zip codes nearby 29225.
Review average rates in another zip code:
29229 homeowners insurance rates
29207 homeowners insurance rates
29204 homeowners insurance rates
29205 homeowners insurance rates
29202 homeowners insurance rates
29206 homeowners insurance rates
29210 homeowners insurance rates
29225 homeowners insurance rates
29223 homeowners insurance rates
29209 homeowners insurance rates

Home Replacement Cost Coverage in 29225

Average Building Cost Per Square Foot in 29225: $131

Location: Columbia, South Carolina (Richland County)

Average Square Footage in 29225: 1,260 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29225 before you start any project. Columbia homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29225 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29225 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,260 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Columbia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,260$165,000
Additional Upgrades & Added Features$1641,260$206,250
Major Home Updates or Advancements$1971,260$247,500

It's important to understand that when you estimate your replacement cost of your home in the 29225 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29225

Best Home & Auto Insurance Agencies in 29225

Housing Demographics for 29225

Population Review for 29225 Zip Code

For the city of Columbia, the population within 29225 has increased to over 0 residents in population size. The current population total is 527. We have broken down the population based on race below. In 29225, there are over 213 in male population and 314 females.

PopulationValues
Total Population527
White Population433
Black Population17
Hispanic Population23
Asian Population37
Hawaiian Population2
Indian Population0
Other Population5
Male Population213
Female Population314
Population Estimate0

Household Data for 29225

The average number of homes in 29225 is around 0, there are an average of 0.00 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode0
Persons Per Household0.00
Average House Value$165,000
Income Per Household$0
Median Age19.1
Median Age Male19.2
Median Age Female18.9
29225 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803/839
CityColumbia
City Alias NameCOLUMBIA
CountyRichland
County FIPS079
State FIPS45
Time Zone5
Day Light SavingY
MSA1760
PMSA
CSA192
CBSA17900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbia, SC
MSA_NameColumbia, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population767598
CBSA Division Population0
Congressional District06
Congressional LandArea8062.93
Delivery Residential0
Delivery Business2
Delivery Total2
Preferred Last Line KeyX23727
Classification CodeU
Multi-County
CSA NameColumbia-Sumter-Orangeburg, SC
CBSA_DIV_Name
City State KeyX23727
Land Area0.027000
Water Area0.000000
City Alias CodeUP
City Mixed CaseColumbia
City Alias Mixed CaseColumbia
Box Count0
SFDU0
MFDU0
State ANSI45
County ANSI079
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number451800
Unique ZIP Name
SSA State County Code42390
Medicare CBSA Code17900
Medicare CBSA NameColumbia, SC
Medicare CBSA TypeMetro
Market Rating Area ID40
County Mixed CaseRichland

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