Get multiple home insurance quotes in 29223. Our licensed 29223, SC agents are ready to serve you.

29223 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 29223? Our rates are very competitive for homeowners living in Columbia, SC. Many homeowners based out of your 29223 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our South Carolina licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 29223 should appear in the zip code field ready to go. For Columbia, SC Home Insurance Rate Quotes click to review the best rates and service online!

29223 Average Premium is Rated: High!

Homeowners living in 29223 can easily save up to 40% off the average home insurance premium of $1002 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Columbia that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 29223 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 29223!

29223 Home Insurance Average Premiums

Local 29223 homeowners insurance quotes comparison

$752 /yr.

Shows Zip Code: 29223 lowest rates with discounts applied on average.

For the 29223, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$752 /yr.
Average Coverage:$1002 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1302 /yr.

What is the average home insurance cost for a home in 29223?

  • • The average homeowners insurance premium paid annually for a home in 29223 is around $1002 per year.

What does it cost on average per month for home insurance in 29223?

  • • Homeowners in 29223 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 29223?

  • • Autoowners in 29223 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Columbia area, check out other zip codes nearby 29223.
Review average rates in another zip code:
29203 homeowners insurance rates
29225 homeowners insurance rates
29207 homeowners insurance rates
29208 homeowners insurance rates
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29205 homeowners insurance rates
29204 homeowners insurance rates
29210 homeowners insurance rates
29201 homeowners insurance rates

Home Replacement Cost Coverage in 29223

Average Building Cost Per Square Foot in 29223: $131

Location: Columbia, South Carolina (Richland County)

Average Square Footage in 29223: 1,215 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29223 before you start any project. Columbia homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29223 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29223 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,215 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Columbia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,215$159,100
Additional Upgrades & Added Features$1641,215$198,875
Major Home Updates or Advancements$1971,215$238,650

It's important to understand that when you estimate your replacement cost of your home in the 29223 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29223

McKie James A Agency Insurance

Address: 9153 Two Notch Road Columbia, SC 29223
Phone: (803)736-1780
Website:

Best Home & Auto Insurance Agencies in 29223

ACE Cash Express

Address: 6432 Two Notch Rd, Ste K Columbia, SC 29223
Phone:
Website: http://www.acecashexpress.com/
Info:

Cunningham- Rudolph

Address: 10120 Two Notch Rd Columbia, SC 29223
Phone:
Website:
Info:

McKie James A Agency Insurance

Address: 9153 Two Notch Rd Columbia, SC 29223
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 615 Southlake Rd Columbia, SC 29223
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Direct General Insurance Agency Inc - Columbia

Address: 6729 Two Notch Rd Columbia, SC 29223
Phone:
Website:
Info:

Housing Demographics for 29223

Population Review for 29223 Zip Code

For the city of Columbia, the population within 29223 has increased to over 55,943 residents in population size. The current population total is 52,477. We have broken down the population based on race below. In 29223, there are over 23869 in male population and 28608 females.

PopulationValues
Total Population52,477
White Population14754
Black Population28385
Hispanic Population5864
Asian Population2126
Hawaiian Population81
Indian Population267
Other Population3013
Male Population23869
Female Population28608
Population Estimate55943

Household Data for 29223

The average number of homes in 29223 is around 21,891, there are an average of 2.37 per household. The average house value according to local real estate values is around $159,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode21,891
Persons Per Household2.37
Average House Value$159,100
Income Per Household$49850
Median Age38.6
Median Age Male36.7
Median Age Female40.1
29223 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803
CityColumbia
City Alias NameCOLUMBIA
CountyRichland
County FIPS079
State FIPS45
Time Zone5
Day Light SavingY
MSA1760
PMSA
CSA192
CBSA17900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbia, SC
MSA_NameColumbia, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1078
Number Of Employees13502
Business First Quarter Payroll127349
Business Annual Payroll532920
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population767598
CBSA Division Population0
Congressional District02|06
Congressional LandArea3022.17|8062.93
Delivery Residential23605
Delivery Business1518
Delivery Total25003
Preferred Last Line KeyX23727
Classification Code
Multi-County
CSA NameColumbia-Sumter-Orangeburg, SC
CBSA_DIV_Name
City State KeyX23727
Land Area25.311000
Water Area0.603000
City Alias Code
City Mixed CaseColumbia
City Alias Mixed CaseColumbia
Box Count0
SFDU15072
MFDU5077
State ANSI45
County ANSI079
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number451800
Unique ZIP Name
SSA State County Code42390
Medicare CBSA Code17900
Medicare CBSA NameColumbia, SC
Medicare CBSA TypeMetro
Market Rating Area ID40
County Mixed CaseRichland

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