Get multiple home insurance quotes in 29229. Our licensed 29229, SC agents are ready to serve you.

Homeowners Insurance in 29229

In Columbia, SC, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 29229 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our South Carolina licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 29229 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 29229 should appear in the zip code field ready to go.

29229 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in South Carolina, you are going to see rates around the average home insurance premium per year of $1012. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Columbia home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 29229 Home Insurance Rates Now!

Best 3 Options to Compare in 29229

If you want homeowners insurance quotes within the city of Columbia or in the 29229 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Columbia, SC.

29229 Home Insurance Average Premiums

Local 29229 homeowners insurance quotes comparison

$762 /yr.

Shows Zip Code: 29229 lowest rates with discounts applied on average.

For the 29229, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$762 /yr.
Average Coverage:$1012 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1312 /yr.

What is the average home insurance cost for a home in 29229?

  • • The average homeowners insurance premium paid annually for a home in 29229 is around $1012 per year.

What does it cost on average per month for home insurance in 29229?

  • • Homeowners in 29229 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 29229?

  • • Autoowners in 29229 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Columbia area, check out other zip codes nearby 29229.
Review average rates in another zip code:
29209 homeowners insurance rates
29207 homeowners insurance rates
29204 homeowners insurance rates
29210 homeowners insurance rates
29229 homeowners insurance rates
29201 homeowners insurance rates
29223 homeowners insurance rates
29206 homeowners insurance rates
29225 homeowners insurance rates
29202 homeowners insurance rates

Home Replacement Cost Coverage in 29229

Average Building Cost Per Square Foot in 29229: $131

Location: Columbia, South Carolina (Richland County)

Average Square Footage in 29229: 1,349 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 29229 before you start any project. Columbia homeowners pay on average around $131 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 29229 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 29229 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,349 sq. ft. and the average cost to rebuild the home in this area is around $131 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Columbia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1311,349$176,700
Additional Upgrades & Added Features$1641,349$220,875
Major Home Updates or Advancements$1971,349$265,050

It's important to understand that when you estimate your replacement cost of your home in the 29229 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 29229

Allstate Insurance - Trey Cantey

Address: 2000 Clemson Road Columbia, SC 29229
Phone: (803)699-5596
Website:

Best Home & Auto Insurance Agencies in 29229

Allstate Insurance Companies

Address: 162 London Gray Dr Columbia, SC 29229
Phone:
Website:
Info:

Allstate Insurance - Trey Cantey

Address: 2000 Clemson Rd Columbia, SC 29229
Phone:
Website:
Info:

Wilson- Marilyn Fitch - State Farm Insurance Agent

Address: 10201 Two Notch Rd Columbia, SC 29229
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 29229

Population Review for 29229 Zip Code

For the city of Columbia, the population within 29229 has increased to over 57,969 residents in population size. The current population total is 51,548. We have broken down the population based on race below. In 29229, there are over 23633 in male population and 27915 females.

PopulationValues
Total Population51,548
White Population14066
Black Population30746
Hispanic Population3415
Asian Population1736
Hawaiian Population73
Indian Population134
Other Population1445
Male Population23633
Female Population27915
Population Estimate57969

Household Data for 29229

The average number of homes in 29229 is around 19,143, there are an average of 2.69 per household. The average house value according to local real estate values is around $176,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,143
Persons Per Household2.69
Average House Value$176,700
Income Per Household$72143
Median Age36.6
Median Age Male34.3
Median Age Female38.2
29229 DetailsValues
StateSC
State Full NameSouth Carolina
City TypeP
City Alias Abbreviation
Area Code803
CityColumbia
City Alias NameCOLUMBIA
CountyRichland
County FIPS079
State FIPS45
Time Zone5
Day Light SavingY
MSA1760
PMSA
CSA192
CBSA17900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbia, SC
MSA_NameColumbia, SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses722
Number Of Employees9998
Business First Quarter Payroll79923
Business Annual Payroll320843
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population767598
CBSA Division Population0
Congressional District02|06
Congressional LandArea3022.17|8062.93
Delivery Residential21550
Delivery Business762
Delivery Total23208
Preferred Last Line KeyX23727
Classification Code
Multi-County
CSA NameColumbia-Sumter-Orangeburg, SC
CBSA_DIV_Name
City State KeyX23727
Land Area18.262000
Water Area0.089000
City Alias Code
City Mixed CaseColumbia
City Alias Mixed CaseColumbia
Box Count786
SFDU17661
MFDU2296
State ANSI45
County ANSI079
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number451800
Unique ZIP Name
SSA State County Code42390
Medicare CBSA Code17900
Medicare CBSA NameColumbia, SC
Medicare CBSA TypeMetro
Market Rating Area ID40
County Mixed CaseRichland

South Carolina Homeowners Insurance News & Information

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