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75701 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 75701 zip code it's important to know that our rates are very competitive for homeowners living in Tyler, TX. Many homeowners based out of your 75701 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 75701 should appear in the zip code field ready to go. For Tyler, TX Homeowners Insurance Quotes nearby, we offer the best rates and service.

75701: Average Home Insurance Rates

For homeowners living in the great city of Tyler, the average homeowners policy is considered very high in comparison to other states. Texas premiums are estimated to be around $1487 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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75701 Home Insurance Average Premiums

Local 75701 homeowners insurance quotes comparison

$1237 /yr.

Shows Zip Code: 75701 lowest rates with discounts applied on average.

For the 75701, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1237 /yr.
Average Coverage:$1487 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1787 /yr.

What is the average home insurance cost for a home in 75701?

  • • The average homeowners insurance premium paid annually for a home in 75701 is around $1487 per year.

What does it cost on average per month for home insurance in 75701?

  • • Homeowners in 75701 pay a monthly average cost per month around $124.00.

What kind of discount could I get if I combine my home and auto insurance together in 75701?

  • • Autoowners in 75701 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tyler area, check out other zip codes nearby 75701.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 75701

Average Building Cost Per Square Foot in 75701: $129

Location: Tyler, Texas (Smith County)

Average Square Footage in 75701: 1,166 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75701 before you start any project. Tyler homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75701 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75701 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,166 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tyler area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,166$150,400
Additional Upgrades & Added Features$1611,166$188,000
Major Home Updates or Advancements$1941,166$225,600

It's important to understand that when you estimate your replacement cost of your home in the 75701 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75701

Allstate Insurance - Glenn A. Gray

Address: 2515 W. Loop 323 Tyler, TX 75701
Phone: (903)561-9933
Website:

Best Home & Auto Insurance Agencies in 75701

Adams- Lenora S

Address: 1511 E 5th St Tyler, TX 75701
Phone:
Website:
Info:

Allstate Insurance - Glenn A. Gray

Address: 2515 W Southwest Loop 323 Tyler, TX 75701
Phone:
Website:
Info:

Allstate Insurance Companies - Sales Offices- Tyler

Address: 1828 E Southeast Loop 323 Tyler, TX 75701
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Housing Demographics for 75701

Population Review for 75701 Zip Code

For the city of Tyler, the population within 75701 has increased to over 35,696 residents in population size. The current population total is 34,502. We have broken down the population based on race below. In 75701, there are over 15966 in male population and 18536 females.

PopulationValues
Total Population34,502
White Population19187
Black Population7660
Hispanic Population7323
Asian Population501
Hawaiian Population21
Indian Population210
Other Population3492
Male Population15966
Female Population18536
Population Estimate35696

Household Data for 75701

The average number of homes in 75701 is around 13,299, there are an average of 2.43 per household. The average house value according to local real estate values is around $150,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,299
Persons Per Household2.43
Average House Value$150,400
Income Per Household$57373
Median Age34.6
Median Age Male31.9
Median Age Female37.1
75701 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code903/430
CityTyler
City Alias NameTYLER
CountySmith
County FIPS423
State FIPS48
Time Zone6
Day Light SavingY
MSA8640
PMSA
CSA540
CBSA46340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTyler, TX
MSA_NameTyler, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1321
Number Of Employees29031
Business First Quarter Payroll342522
Business Annual Payroll1478684
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population209714
CBSA Division Population0
Congressional District01
Congressional LandArea7858.86
Delivery Residential14690
Delivery Business1827
Delivery Total16240
Preferred Last Line KeyW26091
Classification Code
Multi-County
CSA NameTyler-Jacksonville, TX
CBSA_DIV_Name
City State KeyW26091
Land Area14.067000
Water Area0.025000
City Alias Code
City Mixed CaseTyler
City Alias Mixed CaseTyler
Box Count0
SFDU11649
MFDU2538
State ANSI48
County ANSI423
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number489170
Unique ZIP Name
SSA State County Code45892
Medicare CBSA Code46340
Medicare CBSA NameTyler, TX
Medicare CBSA TypeMetro
Market Rating Area ID21
County Mixed CaseSmith

Texas Homeowners Insurance News & Information

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]