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Homeowners Insurance in 75705

In Tyler, TX, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 75705 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 75705 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 75705 should appear in the zip code field ready to go.

75705 Homeowners Insurance Rates Are Considered: Very High!

If your looking for a standard homeowners policy in Texas, you are going to see rates around the average home insurance premium per year of $1535. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Tyler home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 75705 Home Insurance Rates Now!

Best 3 Options to Compare in 75705

If you want homeowners insurance quotes within the city of Tyler or in the 75705 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Tyler, TX.

75705 Home Insurance Average Premiums

Local 75705 homeowners insurance quotes comparison

$1285 /yr.

Shows Zip Code: 75705 lowest rates with discounts applied on average.

For the 75705, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1285 /yr.
Average Coverage:$1535 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1835 /yr.

What is the average home insurance cost for a home in 75705?

  • • The average homeowners insurance premium paid annually for a home in 75705 is around $1535 per year.

What does it cost on average per month for home insurance in 75705?

  • • Homeowners in 75705 pay a monthly average cost per month around $128.00.

What kind of discount could I get if I combine my home and auto insurance together in 75705?

  • • Autoowners in 75705 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tyler area, check out other zip codes nearby 75705.
Review average rates in another zip code:
75702 homeowners insurance rates
75709 homeowners insurance rates
75704 homeowners insurance rates
75705 homeowners insurance rates
75701 homeowners insurance rates
75706 homeowners insurance rates
75708 homeowners insurance rates
75707 homeowners insurance rates
75703 homeowners insurance rates

Home Replacement Cost Coverage in 75705

Average Building Cost Per Square Foot in 75705: $129

Location: Tyler, Texas (Smith County)

Average Square Footage in 75705: 1,279 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75705 before you start any project. Tyler homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75705 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75705 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,279 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tyler area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,279$165,000
Additional Upgrades & Added Features$1611,279$206,250
Major Home Updates or Advancements$1941,279$247,500

It's important to understand that when you estimate your replacement cost of your home in the 75705 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75705

Best Home & Auto Insurance Agencies in 75705

Housing Demographics for 75705

Population Review for 75705 Zip Code

For the city of Tyler, the population within 75705 has increased to over 2,737 residents in population size. The current population total is 2,141. We have broken down the population based on race below. In 75705, there are over 1045 in male population and 1096 females.

PopulationValues
Total Population2,141
White Population674
Black Population880
Hispanic Population626
Asian Population6
Hawaiian Population1
Indian Population17
Other Population316
Male Population1045
Female Population1096
Population Estimate2737

Household Data for 75705

The average number of homes in 75705 is around 806, there are an average of 2.66 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode806
Persons Per Household2.66
Average House Value$165,000
Income Per Household$43333
Median Age40.8
Median Age Male38.9
Median Age Female42.7
75705 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code903
CityTyler
City Alias NameTYLER
CountySmith
County FIPS423
State FIPS48
Time Zone6
Day Light SavingY
MSA8640
PMSA
CSA540
CBSA46340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTyler, TX
MSA_NameTyler, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses25
Number Of Employees462
Business First Quarter Payroll5137
Business Annual Payroll22263
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population209714
CBSA Division Population0
Congressional District01
Congressional LandArea7858.86
Delivery Residential1029
Delivery Business25
Delivery Total1487
Preferred Last Line KeyW26091
Classification Code
Multi-County
CSA NameTyler-Jacksonville, TX
CBSA_DIV_Name
City State KeyW26091
Land Area25.703000
Water Area0.166000
City Alias Code
City Mixed CaseTyler
City Alias Mixed CaseTyler
Box Count0
SFDU975
MFDU0
State ANSI48
County ANSI423
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number489170
Unique ZIP Name
SSA State County Code45892
Medicare CBSA Code46340
Medicare CBSA NameTyler, TX
Medicare CBSA TypeMetro
Market Rating Area ID21
County Mixed CaseSmith

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