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Home Insurance Quotes in 75707

Are you shopping for a cheaper homeowners insurance rate in 75707? Our rates are very competitive for homeowners living in Tyler, TX. Many homeowners located in the 75707 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 75707. To get free 75707 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 75707 zip code should appear in the zip code field ready to go. Shopping Tyler, TX Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 75707 to review the best rate coverages.

Your 75707 Home Insurance Costs Is Rated: Very High!

For the great city of Tyler, the average home insurance premium paid annually is around $1506 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Texas specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Tyler and need insurance on your home in the 75707 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

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75707 Home Insurance Average Premiums

Local 75707 homeowners insurance quotes comparison

$1256 /yr.

Shows Zip Code: 75707 lowest rates with discounts applied on average.

For the 75707, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1256 /yr.
Average Coverage:$1506 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1806 /yr.

What is the average home insurance cost for a home in 75707?

  • • The average homeowners insurance premium paid annually for a home in 75707 is around $1506 per year.

What does it cost on average per month for home insurance in 75707?

  • • Homeowners in 75707 pay a monthly average cost per month around $126.00.

What kind of discount could I get if I combine my home and auto insurance together in 75707?

  • • Autoowners in 75707 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tyler area, check out other zip codes nearby 75707.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 75707

Average Building Cost Per Square Foot in 75707: $129

Location: Tyler, Texas (Smith County)

Average Square Footage in 75707: 1,544 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75707 before you start any project. Tyler homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75707 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75707 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,544 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tyler area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,544$199,200
Additional Upgrades & Added Features$1611,544$249,000
Major Home Updates or Advancements$1941,544$298,800

It's important to understand that when you estimate your replacement cost of your home in the 75707 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75707

Best Home & Auto Insurance Agencies in 75707

Housing Demographics for 75707

Population Review for 75707 Zip Code

For the city of Tyler, the population within 75707 has increased to over 18,998 residents in population size. The current population total is 16,620. We have broken down the population based on race below. In 75707, there are over 7944 in male population and 8676 females.

PopulationValues
Total Population16,620
White Population12117
Black Population1510
Hispanic Population2314
Asian Population515
Hawaiian Population3
Indian Population104
Other Population962
Male Population7944
Female Population8676
Population Estimate18998

Household Data for 75707

The average number of homes in 75707 is around 6,607, there are an average of 2.49 per household. The average house value according to local real estate values is around $199,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,607
Persons Per Household2.49
Average House Value$199,200
Income Per Household$68040
Median Age41.9
Median Age Male41.0
Median Age Female42.8
75707 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code903
CityTyler
City Alias NameTYLER
CountySmith
County FIPS423
State FIPS48
Time Zone6
Day Light SavingY
MSA8640
PMSA
CSA540
CBSA46340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTyler, TX
MSA_NameTyler, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses286
Number Of Employees5289
Business First Quarter Payroll89470
Business Annual Payroll343457
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population209714
CBSA Division Population0
Congressional District01
Congressional LandArea7858.86
Delivery Residential7630
Delivery Business335
Delivery Total8129
Preferred Last Line KeyW26091
Classification Code
Multi-County
CSA NameTyler-Jacksonville, TX
CBSA_DIV_Name
City State KeyW26091
Land Area52.404000
Water Area3.821000
City Alias Code
City Mixed CaseTyler
City Alias Mixed CaseTyler
Box Count0
SFDU6126
MFDU1003
State ANSI48
County ANSI423
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number489170
Unique ZIP Name
SSA State County Code45892
Medicare CBSA Code46340
Medicare CBSA NameTyler, TX
Medicare CBSA TypeMetro
Market Rating Area ID21
County Mixed CaseSmith

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