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Home Insurance in 75702

Our rates are very competitive for homeowners living in the 75702 zip code. Many homeowners based out of Tyler, TX have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our TX licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 75702 should appear in the zip code field ready to go.

75702 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Tyler area? The average homeowners premium in 75702 is very high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 75702, you can expect to pay around $1489 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

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Get Home Insurance Quotes in 75702

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Texas. Start your 75702 home insurance shopping today!

  1. Tyler, TX Home Insurance Quotes

75702 Home Insurance Average Premiums

Local 75702 homeowners insurance quotes comparison

$1239 /yr.

Shows Zip Code: 75702 lowest rates with discounts applied on average.

For the 75702, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1239 /yr.
Average Coverage:$1489 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1789 /yr.

What is the average home insurance cost for a home in 75702?

  • • The average homeowners insurance premium paid annually for a home in 75702 is around $1489 per year.

What does it cost on average per month for home insurance in 75702?

  • • Homeowners in 75702 pay a monthly average cost per month around $124.00.

What kind of discount could I get if I combine my home and auto insurance together in 75702?

  • • Autoowners in 75702 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tyler area, check out other zip codes nearby 75702.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 75702

Average Building Cost Per Square Foot in 75702: $129

Location: Tyler, Texas (Smith County)

Average Square Footage in 75702: 640 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75702 before you start any project. Tyler homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75702 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75702 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 640 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tyler area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129640$82,600
Additional Upgrades & Added Features$161640$103,250
Major Home Updates or Advancements$194640$123,900

It's important to understand that when you estimate your replacement cost of your home in the 75702 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75702

Allstate Insurance - Neal J Nevejans

Address: 413 S College Ave Tyler, TX 75702
Phone: (903)595-6100
Website:

Allstate Insurance - Michael J. Lindner

Address: 510 Sw Loop 323 Ste 205a Tyler, TX 75702
Phone: (903)526-4000
Website:

K & J Insurance

Address: 414 W Locust Street Tyler, TX 75702
Phone: (903)595-1383
Website:

Best Home & Auto Insurance Agencies in 75702

Allstate Insurance - Neal J Nevejans

Address: 413 S College Ave Tyler, TX 75702
Phone:
Website:
Info:

Allstate Insurance - Michael J. Lindner

Address: 510 S Southeast Loop 323, #205a Tyler, TX 75702
Phone:
Website:
Info:

Housing Demographics for 75702

Population Review for 75702 Zip Code

For the city of Tyler, the population within 75702 has increased to over 26,989 residents in population size. The current population total is 26,777. We have broken down the population based on race below. In 75702, there are over 13114 in male population and 13663 females.

PopulationValues
Total Population26,777
White Population5557
Black Population10401
Hispanic Population12506
Asian Population121
Hawaiian Population5
Indian Population292
Other Population6972
Male Population13114
Female Population13663
Population Estimate26989

Household Data for 75702

The average number of homes in 75702 is around 8,842, there are an average of 2.86 per household. The average house value according to local real estate values is around $82,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,842
Persons Per Household2.86
Average House Value$82,600
Income Per Household$44648
Median Age32.2
Median Age Male31.3
Median Age Female33.2
75702 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code903/430
CityTyler
City Alias NameTYLER
CountySmith
County FIPS423
State FIPS48
Time Zone6
Day Light SavingY
MSA8640
PMSA
CSA540
CBSA46340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTyler, TX
MSA_NameTyler, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses831
Number Of Employees12344
Business First Quarter Payroll113628
Business Annual Payroll508195
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population209714
CBSA Division Population0
Congressional District01
Congressional LandArea7858.86
Delivery Residential9437
Delivery Business1777
Delivery Total11680
Preferred Last Line KeyW26091
Classification Code
Multi-County
CSA NameTyler-Jacksonville, TX
CBSA_DIV_Name
City State KeyW26091
Land Area14.100000
Water Area0.044000
City Alias Code
City Mixed CaseTyler
City Alias Mixed CaseTyler
Box Count0
SFDU7798
MFDU1461
State ANSI48
County ANSI423
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number489170
Unique ZIP Name
SSA State County Code45892
Medicare CBSA Code46340
Medicare CBSA NameTyler, TX
Medicare CBSA TypeMetro
Market Rating Area ID21
County Mixed CaseSmith

Texas Homeowners Insurance News & Information

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    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]