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79601 Home Insurance Rates

Getting multiple homeowners insurance rates in 79601 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Abilene, TX. Many homeowners based out of the 79601 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Texas licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 79601 should appear in the zip code field ready to go. For Abilene, TX Home Insurance Quotes, Click to easily get started!

79601 Homeowners Insurance Rates, Average Rating: Very High!

Your homeowners insurance policy in 79601 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Abilene. For a basic HO-3, standard homeowners policy, the average premium per year in Texas is around $1479. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 79601 zip code today and let us help you save time and money on your homeowners insurance premium.

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79601 Home Insurance Average Premiums

Local 79601 homeowners insurance quotes comparison

$1229 /yr.

Shows Zip Code: 79601 lowest rates with discounts applied on average.

For the 79601, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1229 /yr.
Average Coverage:$1479 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1779 /yr.

What is the average home insurance cost for a home in 79601?

  • • The average homeowners insurance premium paid annually for a home in 79601 is around $1479 per year.

What does it cost on average per month for home insurance in 79601?

  • • Homeowners in 79601 pay a monthly average cost per month around $123.00.

What kind of discount could I get if I combine my home and auto insurance together in 79601?

  • • Autoowners in 79601 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Abilene area, check out other zip codes nearby 79601.
Review average rates in another zip code:
79603 homeowners insurance rates
79699 homeowners insurance rates
79601 homeowners insurance rates
79605 homeowners insurance rates
79602 homeowners insurance rates
79606 homeowners insurance rates

Home Replacement Cost Coverage in 79601

Average Building Cost Per Square Foot in 79601: $129

Location: Abilene, Texas (Taylor County)

Average Square Footage in 79601: 1,095 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 79601 before you start any project. Abilene homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 79601 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 79601 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,095 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Abilene area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,095$141,300
Additional Upgrades & Added Features$1611,095$176,625
Major Home Updates or Advancements$1941,095$211,950

It's important to understand that when you estimate your replacement cost of your home in the 79601 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 79601

Best Home & Auto Insurance Agencies in 79601

Ballard- Brent M

Address: 650 N Judge Ely Blvd Abilene, TX 79601
Phone:
Website:
Info:

Young, Rhonda - Allstate

Address: 1063 N Judge Ely Blvd Abilene, TX 79601
Phone:
Website: http://www.allstateagencies.com/RhondaYoung/Welcome/
Info:

Weeks, Bobby - Weeks-Hunter Insurance

Address: 1041 Hickory St Abilene, TX 79601
Phone:
Website: http://www.weekshunter.com/
Info:

ACE Cash Express

Address: 620 Ambler Ave Abilene, TX 79601
Phone:
Website: http://www.acecashexpress.com/
Info:

Abilene Ins Agency

Address: Abilene, TX 79601
Phone:
Website:
Info:

Housing Demographics for 79601

Population Review for 79601 Zip Code

For the city of Abilene, the population within 79601 has increased to over 20,358 residents in population size. The current population total is 26,515. We have broken down the population based on race below. In 79601, there are over 14974 in male population and 11541 females.

PopulationValues
Total Population26,515
White Population16604
Black Population3728
Hispanic Population6583
Asian Population437
Hawaiian Population23
Indian Population206
Other Population3330
Male Population14974
Female Population11541
Population Estimate20358

Household Data for 79601

The average number of homes in 79601 is around 8,059, there are an average of 2.34 per household. The average house value according to local real estate values is around $141,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,059
Persons Per Household2.34
Average House Value$141,300
Income Per Household$48306
Median Age32.2
Median Age Male33.4
Median Age Female29.2
79601 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code325
CityAbilene
City Alias NameABILENE
CountyTaylor
County FIPS441
State FIPS48
Time Zone6
Day Light SavingY
MSA0040
PMSA
CSA101
CBSA10180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAbilene, TX
MSA_NameAbilene, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses748
Number Of Employees14417
Business First Quarter Payroll167506
Business Annual Payroll752601
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population165252
CBSA Division Population0
Congressional District19|25
Congressional LandArea25835.59|7620.7
Delivery Residential8700
Delivery Business1069
Delivery Total9825
Preferred Last Line KeyW22667
Classification Code
Multi-CountyY
CSA NameAbilene-Sweetwater, TX
CBSA_DIV_Name
City State KeyW22667
Land Area263.022000
Water Area5.528000
City Alias Code
City Mixed CaseAbilene
City Alias Mixed CaseAbilene
Box Count0
SFDU5840
MFDU1164
State ANSI48
County ANSI441
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number480015
Unique ZIP Name
SSA State County Code45911
Medicare CBSA Code10180
Medicare CBSA NameAbilene, TX
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseTaylor

Texas Homeowners Insurance News & Information

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    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

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  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]