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79603 Home Insurance Quotes & Rates

Currently, the 8,740 homes within the 79603 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Texas is around $1,478 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Abilene, TX, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 79603.

Texas is now ranking #4 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Abilene home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Texas has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 79603 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Abilene, Texas home insurance rates today!

Please give us a call now at 1-866-502-7287, easily get up to 12 rates over the phone in minutes. For Abilene, TX Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

79603 Home Insurance Average Premiums

Local 79603 homeowners insurance quotes comparison

$1228 /yr.

Shows Zip Code: 79603 lowest rates with discounts applied on average.

For the 79603, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1228 /yr.
Average Coverage:$1478 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1778 /yr.

What is the average home insurance cost for a home in 79603?

  • • The average homeowners insurance premium paid annually for a home in 79603 is around $1478 per year.

What does it cost on average per month for home insurance in 79603?

  • • Homeowners in 79603 pay a monthly average cost per month around $123.00.

What kind of discount could I get if I combine my home and auto insurance together in 79603?

  • • Autoowners in 79603 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Abilene area, check out other zip codes nearby 79603.
Review average rates in another zip code:
79606 homeowners insurance rates
79601 homeowners insurance rates
79605 homeowners insurance rates
79602 homeowners insurance rates
79699 homeowners insurance rates
79603 homeowners insurance rates

Home Replacement Cost Coverage in 79603

Average Building Cost Per Square Foot in 79603: $129

Location: Abilene, Texas (Taylor County)

Average Square Footage in 79603: 704 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 79603 before you start any project. Abilene homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 79603 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 79603 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 704 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Abilene area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129704$90,800
Additional Upgrades & Added Features$161704$113,500
Major Home Updates or Advancements$194704$136,200

It's important to understand that when you estimate your replacement cost of your home in the 79603 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 79603

Abilene Insurance Agency Inc

Address: 3385 North 3rd Street Suite 15 Abilene, TX 79603
Phone: (325)676-2122
Website: www.abileneinsurance.biz

Best Home & Auto Insurance Agencies in 79603

Allstate Insurance Company - Ricki Stanley

Address: 115 N Leggett Dr Abilene, TX 79603
Phone:
Website: http://www.allstateagencies.com/007203?cid=OTC-YP.com-IYP&att=TL
Info:

Perkins Insurance Agency

Address: 3402 N 1st St Abilene, TX 79603
Phone:
Website: http://www.perkins-ins.com/
Info:

Abilene Allsurance & Kennedy Insurance

Address: 4115 N 1st St Abilene, TX 79603
Phone:
Website:
Info:

Abilene Allsurance Agency Incorporated

Address: 1718 N 1st St Abilene, TX 79603
Phone:
Website: http://www.txhomeandautoinsurance.com/
Info:

Banks- Neomia M

Address: 4145 N 1st St Abilene, TX 79603
Phone:
Website:
Info:

Housing Demographics for 79603

Population Review for 79603 Zip Code

For the city of Abilene, the population within 79603 has increased to over 24,191 residents in population size. The current population total is 23,746. We have broken down the population based on race below. In 79603, there are over 11486 in male population and 12260 females.

PopulationValues
Total Population23,746
White Population12998
Black Population2890
Hispanic Population10221
Asian Population170
Hawaiian Population19
Indian Population327
Other Population3234
Male Population11486
Female Population12260
Population Estimate24191

Household Data for 79603

The average number of homes in 79603 is around 8,740, there are an average of 2.69 per household. The average house value according to local real estate values is around $90,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,740
Persons Per Household2.69
Average House Value$90,800
Income Per Household$48614
Median Age35.1
Median Age Male33.8
Median Age Female36.1
79603 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code325
CityAbilene
City Alias NameABILENE
CountyTaylor
County FIPS441
State FIPS48
Time Zone6
Day Light SavingY
MSA0040
PMSA
CSA101
CBSA10180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAbilene, TX
MSA_NameAbilene, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses345
Number Of Employees5108
Business First Quarter Payroll45073
Business Annual Payroll193265
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population165252
CBSA Division Population0
Congressional District19
Congressional LandArea25835.59
Delivery Residential8993
Delivery Business626
Delivery Total12317
Preferred Last Line KeyW22667
Classification Code
Multi-County
CSA NameAbilene-Sweetwater, TX
CBSA_DIV_Name
City State KeyW22667
Land Area59.193000
Water Area0.048000
City Alias Code
City Mixed CaseAbilene
City Alias Mixed CaseAbilene
Box Count0
SFDU7619
MFDU644
State ANSI48
County ANSI441
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number480015
Unique ZIP Name
SSA State County Code45911
Medicare CBSA Code10180
Medicare CBSA NameAbilene, TX
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseTaylor

Texas Homeowners Insurance News & Information

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    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]