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79699 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 79699? There are over 0 occupied homes in the 79699 area. With a population size of 169, it's not uncommon for residence of Abilene, TX to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Texas is around $1,535 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 79699 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Abilene, TX Home Insurance Rate Quotes

79699 Home Insurance Average Premiums

Local 79699 homeowners insurance quotes comparison

$1285 /yr.

Shows Zip Code: 79699 lowest rates with discounts applied on average.

For the 79699, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1285 /yr.
Average Coverage:$1535 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1835 /yr.

What is the average home insurance cost for a home in 79699?

  • • The average homeowners insurance premium paid annually for a home in 79699 is around $1535 per year.

What does it cost on average per month for home insurance in 79699?

  • • Homeowners in 79699 pay a monthly average cost per month around $128.00.

What kind of discount could I get if I combine my home and auto insurance together in 79699?

  • • Autoowners in 79699 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Abilene area, check out other zip codes nearby 79699.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 79699

Average Building Cost Per Square Foot in 79699: $129

Location: Abilene, Texas (Taylor County)

Average Square Footage in 79699: 1,279 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 79699 before you start any project. Abilene homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 79699 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 79699 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,279 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Abilene area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,279$165,000
Additional Upgrades & Added Features$1611,279$206,250
Major Home Updates or Advancements$1941,279$247,500

It's important to understand that when you estimate your replacement cost of your home in the 79699 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 79699

Best Home & Auto Insurance Agencies in 79699

Housing Demographics for 79699

Population Review for 79699 Zip Code

For the city of Abilene, the population within 79699 has increased to over 0 residents in population size. The current population total is 169. We have broken down the population based on race below. In 79699, there are over 116 in male population and 53 females.

PopulationValues
Total Population169
White Population100
Black Population23
Hispanic Population40
Asian Population12
Hawaiian Population0
Indian Population0
Other Population12
Male Population116
Female Population53
Population Estimate0

Household Data for 79699

The average number of homes in 79699 is around 0, there are an average of 0.00 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode0
Persons Per Household0.00
Average House Value$165,000
Income Per Household$0
Median Age20.4
Median Age Male20.2
Median Age Female21.2
79699 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code325
CityAbilene
City Alias NameABILENE
CountyTaylor
County FIPS441
State FIPS48
Time Zone6
Day Light SavingY
MSA0040
PMSA
CSA101
CBSA10180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAbilene, TX
MSA_NameAbilene, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees1944
Business First Quarter Payroll12168
Business Annual Payroll55544
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population165252
CBSA Division Population0
Congressional District19
Congressional LandArea25835.59
Delivery Residential0
Delivery Business1
Delivery Total1
Preferred Last Line KeyW22667
Classification CodeU
Multi-County
CSA NameAbilene-Sweetwater, TX
CBSA_DIV_Name
City State KeyW22667
Land Area0.060000
Water Area0.000000
City Alias CodeUP
City Mixed CaseAbilene
City Alias Mixed CaseAbilene
Box Count0
SFDU0
MFDU0
State ANSI48
County ANSI441
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number480015
Unique ZIP Name
SSA State County Code45911
Medicare CBSA Code10180
Medicare CBSA NameAbilene, TX
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseTaylor

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