Get multiple home insurance quotes in 79602. Our licensed 79602, TX agents are ready to serve you.

79602 Home Insurance Rates

For homeowners living in 79602, the population estimates are increasing to well over 25,389 with 9,355 occupied homes within the zip code of 79602. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Abilene have increased and the average home insurance premium is around $1,489 per year in 79602. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 79602 zip code today so we can help you find affordable Abilene, TX home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 79602

Please select one of the three options below based on your 79602 zip code to learn more about Texas homeowners insurance, plus review average rates and information per state, county or city.

  1. Texas Homeowners Insurance Quotes
  2. Taylor County, TX Home Insurance
  3. Abilene, TX Home Insurance Quotes

79602 Average Home Insurance Rating Cost is: Very High!

Getting cheaper homeowners insurance in the 79602 zip code just got easier with GetHomeInsuranceQuotes.com of Abilene, TX. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 79602 today and let us help you review the best home insurance quotes available for homeowners living in Abilene.

Get 79602 Homeowners Insurance Rates Now!

79602 Home Insurance Average Premiums

Local 79602 homeowners insurance quotes comparison

$1239 /yr.

Shows Zip Code: 79602 lowest rates with discounts applied on average.

For the 79602, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1239 /yr.
Average Coverage:$1489 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1789 /yr.

What is the average home insurance cost for a home in 79602?

  • • The average homeowners insurance premium paid annually for a home in 79602 is around $1489 per year.

What does it cost on average per month for home insurance in 79602?

  • • Homeowners in 79602 pay a monthly average cost per month around $124.00.

What kind of discount could I get if I combine my home and auto insurance together in 79602?

  • • Autoowners in 79602 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Abilene area, check out other zip codes nearby 79602.
Review average rates in another zip code:
79699 homeowners insurance rates
79605 homeowners insurance rates
79601 homeowners insurance rates
79602 homeowners insurance rates
79603 homeowners insurance rates
79606 homeowners insurance rates

Home Replacement Cost Coverage in 79602

Average Building Cost Per Square Foot in 79602: $129

Location: Abilene, Texas (Taylor County)

Average Square Footage in 79602: 1,418 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 79602 before you start any project. Abilene homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 79602 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 79602 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,418 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Abilene area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,418$182,900
Additional Upgrades & Added Features$1611,418$228,625
Major Home Updates or Advancements$1941,418$274,350

It's important to understand that when you estimate your replacement cost of your home in the 79602 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 79602

Best Home & Auto Insurance Agencies in 79602

Martin, Ricky - Texas Farm Bureau Insurance

Address: 3402 S Treadaway Blvd Abilene, TX 79602
Phone:
Website: http://www.txfb-ins.com/
Info:

Motorcycles Plus Insurance

Address: 1149 S 27th St Abilene, TX 79602
Phone:
Website:
Info:

Marlee Puckett-Farmers Insurance

Address: 1326 S 14th St, Ste B Abilene, TX 79602
Phone:
Website: http://www.farmersagent.com/cmeeks/
Info:

Housing Demographics for 79602

Population Review for 79602 Zip Code

For the city of Abilene, the population within 79602 has increased to over 27,851 residents in population size. The current population total is 25,389. We have broken down the population based on race below. In 79602, there are over 12746 in male population and 12643 females.

PopulationValues
Total Population25,389
White Population18538
Black Population1721
Hispanic Population5491
Asian Population460
Hawaiian Population38
Indian Population184
Other Population1714
Male Population12746
Female Population12643
Population Estimate27851

Household Data for 79602

The average number of homes in 79602 is around 9,355, there are an average of 2.60 per household. The average house value according to local real estate values is around $182,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,355
Persons Per Household2.60
Average House Value$182,900
Income Per Household$71173
Median Age36.3
Median Age Male35.7
Median Age Female36.8
79602 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code325
CityAbilene
City Alias NameABILENE
CountyTaylor
County FIPS441
State FIPS48
Time Zone6
Day Light SavingY
MSA0040
PMSA
CSA101
CBSA10180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAbilene, TX
MSA_NameAbilene, TX MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses820
Number Of Employees10071
Business First Quarter Payroll119439
Business Annual Payroll508699
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population165252
CBSA Division Population0
Congressional District19|25
Congressional LandArea25835.59|7620.7
Delivery Residential10712
Delivery Business1072
Delivery Total13334
Preferred Last Line KeyW22667
Classification Code
Multi-CountyY
CSA NameAbilene-Sweetwater, TX
CBSA_DIV_Name
City State KeyW22667
Land Area121.675000
Water Area1.177000
City Alias Code
City Mixed CaseAbilene
City Alias Mixed CaseAbilene
Box Count0
SFDU7464
MFDU548
State ANSI48
County ANSI441
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number480015
Unique ZIP Name
SSA State County Code45911
Medicare CBSA Code10180
Medicare CBSA NameAbilene, TX
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseTaylor

Texas Homeowners Insurance News & Information

  • Homeowners in Texas are Seeing Home Insurance Rates Increase Posted on Wednesday 7th August, 2024

    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]