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23601 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 23601 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Newport News, VA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 23601.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 23601 and start shopping.

Quickly and Easily Compare Average Rates for 23601

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Newport News, VA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 23601

Homeowners in Newport News are paying roughly $829 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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23601 Home Insurance Average Premiums

Local 23601 homeowners insurance quotes comparison

$579 /yr.

Shows Zip Code: 23601 lowest rates with discounts applied on average.

For the 23601, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$579 /yr.
Average Coverage:$829 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1129 /yr.

What is the average home insurance cost for a home in 23601?

  • • The average homeowners insurance premium paid annually for a home in 23601 is around $829 per year.

What does it cost on average per month for home insurance in 23601?

  • • Homeowners in 23601 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 23601?

  • • Autoowners in 23601 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Newport News area, check out other zip codes nearby 23601.
Review average rates in another zip code:
23603 homeowners insurance rates
23601 homeowners insurance rates
23607 homeowners insurance rates
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23605 homeowners insurance rates
23606 homeowners insurance rates
23608 homeowners insurance rates

Home Replacement Cost Coverage in 23601

Average Building Cost Per Square Foot in 23601: $163

Location: Newport News, Virginia (Newport News City County)

Average Square Footage in 23601: 1,228 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 23601 before you start any project. Newport News homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 23601 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 23601 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,228 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Newport News area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,228$200,100
Additional Upgrades & Added Features$2041,228$250,125
Major Home Updates or Advancements$2451,228$300,150

It's important to understand that when you estimate your replacement cost of your home in the 23601 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 23601

Allstate Insurance - Catherine Kelley

Address: 10828 Warwick Blvd Newport News, VA 23601
Phone: (757)599-6900
Website:

Allstate Insurance - Tom Hooks

Address: 718 J Clyde Morris Blvd Newport News, VA 23601
Phone: (757)595-1200
Website:

Best Home & Auto Insurance Agencies in 23601

Geico Direct

Address: 956 J Clyde Morris Blvd Newport News, VA 23601
Phone:
Website:
Info:

Allstate Insurance - Tom Hooks

Address: 718 J Clyde Morris Blvd Newport News, VA 23601
Phone:
Website:
Info:

Hooks, Tom - Allstate

Address: 718 J Clyde Morris Blvd, #A Newport News, VA 23601
Phone:
Website: http://www.allstateagencies.com/ThomasHooks/Welcome/
Info:

Budget Rite Insurance Incorporated

Address: 718 J Clyde Morris Blvd, Ste D Newport News, VA 23601
Phone:
Website:
Info:

Dennis W Ankeney Insurance Incorporated

Address: 11010 Warwick Blvd Newport News, VA 23601
Phone:
Website: http://www.virginiabeach.citysearch.com/profile/10607780/newport_news_va/dennis_w_ankeney_insurance_inc.html
Info:

Housing Demographics for 23601

Population Review for 23601 Zip Code

For the city of Newport News, the population within 23601 has increased to over 27,328 residents in population size. The current population total is 25,729. We have broken down the population based on race below. In 23601, there are over 12406 in male population and 13323 females.

PopulationValues
Total Population25,729
White Population13798
Black Population8111
Hispanic Population1885
Asian Population703
Hawaiian Population41
Indian Population145
Other Population827
Male Population12406
Female Population13323
Population Estimate27328

Household Data for 23601

The average number of homes in 23601 is around 10,963, there are an average of 2.30 per household. The average house value according to local real estate values is around $200,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,963
Persons Per Household2.30
Average House Value$200,100
Income Per Household$57182
Median Age38.5
Median Age Male36.9
Median Age Female40.3
23601 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code757
CityNewport News
City Alias NameNEWPORT NEWS
CountyNewport News City
County FIPS700
State FIPS51
Time Zone5
Day Light SavingY
MSA5720
PMSA
CSA545
CBSA47260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameVirginia Beach-Chesapeake-Norfolk, VA-NC
MSA_NameNorfolk-Virginia Beach-Newport News, VA-NC
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses576
Number Of Employees11135
Business First Quarter Payroll149604
Business Annual Payroll633501
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1671683
CBSA Division Population0
Congressional District03
Congressional LandArea947.1
Delivery Residential11882
Delivery Business702
Delivery Total12853
Preferred Last Line KeyX27288
Classification Code
Multi-County
CSA NameVirginia Beach-Chesapeake, VA-NC
CBSA_DIV_Name
City State KeyX27288
Land Area7.436000
Water Area8.647000
City Alias Code
City Mixed CaseNewport News
City Alias Mixed CaseNewport News
Box Count183
SFDU7719
MFDU1151
State ANSI51
County ANSI700
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number516426
Unique ZIP Name
SSA State County Code49622
Medicare CBSA Code47260
Medicare CBSA NameVirginia Beach-Norfolk-Newport News, VA-NC
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseNewport News City

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