Get multiple home insurance quotes in 23607. Our licensed 23607, VA agents are ready to serve you.

Start Searching Home Insurance Quotes in 23607

Are you paying too much for homeowners insurance in 23607? If the answer is yes, you are not alone. Luckily, we can help you find a great policy in Newport News, VA that provides all of the protection you need at a price that is affordable.

Our service doesn’t end with sending you quotes from 12 of the nations top insurance companies, our Virginia licensed agents will also advise you on every step of the process. They can review your coverage levels to make sure you are fully protected, answer any questions you have and perform a discount review.

Discounts are a major factor when shopping for insurance and can dramatically reduce your costs. Most insurers offer a variety of homeowners insurance discounts but here are few of the most common discounts in 23607?

  • Bundling: Buying home, auto and life from one insurer will result in a big discount. Details vary but expect savings of up to 25 percent.
  • Security System: Have a security system in your home or are installing one? You should qualify for a discount. Notify your insurer and ask for a home security system discount.
  • Paperless Policy: Getting your policy and bills via email instead of in the mail reduces cost for your insurer and they pass some of the savings on to you.

Our service is always free so get started today. Free 23607 home insurance quotes are just a click away. Simply click the "Get Multiple Quotes Now" button, verify your 23607 and get ready to save.

3 Easy Ways To Save Money In 23607

These three links will help you explore home insurance quotes in 23607 zip code as well as provide data about the average cost of a policy in your particular area. This information can be used to verify you are getting a great price on your new policy.

Get Your 23607 Home Insurance Costs Rated: medium!

The average price for a homeowners insurance policy in Newport News is roughly $841. This average is for a standard HO-3 policy, which is the industry standard for a single family home. While an HO-3 policy will protect your home and possessions while also offering liability coverage, it does not protect against flood or earthquake damage.

If you live in a flood zone, a separate flood insurance policy will be required. Our quoting process, combined with our agents local knowledge ensures that you will have the protection you need for your home.

Get 23607 Homeowners Insurance Rates Right Now!

23607 Home Insurance Average Premiums

Local 23607 homeowners insurance quotes comparison

$591 /yr.

Shows Zip Code: 23607 lowest rates with discounts applied on average.

For the 23607, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$591 /yr.
Average Coverage:$841 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1141 /yr.

What is the average home insurance cost for a home in 23607?

  • • The average homeowners insurance premium paid annually for a home in 23607 is around $841 per year.

What does it cost on average per month for home insurance in 23607?

  • • Homeowners in 23607 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 23607?

  • • Autoowners in 23607 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Newport News area, check out other zip codes nearby 23607.
Review average rates in another zip code:
23606 homeowners insurance rates
23608 homeowners insurance rates
23602 homeowners insurance rates
23605 homeowners insurance rates
23603 homeowners insurance rates
23601 homeowners insurance rates
23607 homeowners insurance rates

Home Replacement Cost Coverage in 23607

Average Building Cost Per Square Foot in 23607: $163

Location: Newport News, Virginia (Newport News City County)

Average Square Footage in 23607: 701 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 23607 before you start any project. Newport News homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 23607 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 23607 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 701 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Newport News area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163701$114,200
Additional Upgrades & Added Features$204701$142,750
Major Home Updates or Advancements$245701$171,300

It's important to understand that when you estimate your replacement cost of your home in the 23607 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 23607

Best Home & Auto Insurance Agencies in 23607

Housing Demographics for 23607

Population Review for 23607 Zip Code

For the city of Newport News, the population within 23607 has increased to over 23,476 residents in population size. The current population total is 23,498. We have broken down the population based on race below. In 23607, there are over 11613 in male population and 11885 females.

PopulationValues
Total Population23,498
White Population3238
Black Population18088
Hispanic Population1182
Asian Population197
Hawaiian Population33
Indian Population133
Other Population538
Male Population11613
Female Population11885
Population Estimate23476

Household Data for 23607

The average number of homes in 23607 is around 9,183, there are an average of 2.35 per household. The average house value according to local real estate values is around $114,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,183
Persons Per Household2.35
Average House Value$114,200
Income Per Household$31231
Median Age32.4
Median Age Male30.3
Median Age Female34.6
23607 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code757/948
CityNewport News
City Alias NameNEWPORT NEWS
CountyNewport News City
County FIPS700
State FIPS51
Time Zone5
Day Light SavingY
MSA5720
PMSA
CSA545
CBSA47260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameVirginia Beach-Chesapeake-Norfolk, VA-NC
MSA_NameNorfolk-Virginia Beach-Newport News, VA-NC
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses337
Number Of Employees30621
Business First Quarter Payroll589033
Business Annual Payroll2215498
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1671683
CBSA Division Population0
Congressional District03
Congressional LandArea947.1
Delivery Residential9990
Delivery Business585
Delivery Total15315
Preferred Last Line KeyX27288
Classification Code
Multi-County
CSA NameVirginia Beach-Chesapeake, VA-NC
CBSA_DIV_Name
City State KeyX27288
Land Area6.003000
Water Area15.682000
City Alias Code
City Mixed CaseNewport News
City Alias Mixed CaseNewport News
Box Count439
SFDU5802
MFDU1556
State ANSI51
County ANSI700
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number516426
Unique ZIP Name
SSA State County Code49622
Medicare CBSA Code47260
Medicare CBSA NameVirginia Beach-Norfolk-Newport News, VA-NC
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseNewport News City

Virginia Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]