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If you live in the 23602 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Newport News have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our VA licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 23602 and then compare quotes from a variety of nationwide insurance companies.

23602 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 23602 the average premium for homeowners coverage is $816 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 23602. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 23602 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Newport News, VA home insurance quotes in your area.

23602 Home Insurance Average Premiums

Local 23602 homeowners insurance quotes comparison

$566 /yr.

Shows Zip Code: 23602 lowest rates with discounts applied on average.

For the 23602, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$566 /yr.
Average Coverage:$816 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1116 /yr.

What is the average home insurance cost for a home in 23602?

  • • The average homeowners insurance premium paid annually for a home in 23602 is around $816 per year.

What does it cost on average per month for home insurance in 23602?

  • • Homeowners in 23602 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 23602?

  • • Autoowners in 23602 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Newport News area, check out other zip codes nearby 23602.
Review average rates in another zip code:
23603 homeowners insurance rates
23607 homeowners insurance rates
23602 homeowners insurance rates
23606 homeowners insurance rates
23605 homeowners insurance rates
23608 homeowners insurance rates
23601 homeowners insurance rates

Home Replacement Cost Coverage in 23602

Average Building Cost Per Square Foot in 23602: $163

Location: Newport News, Virginia (Newport News City County)

Average Square Footage in 23602: 1,361 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 23602 before you start any project. Newport News homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 23602 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 23602 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,361 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Newport News area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,361$221,800
Additional Upgrades & Added Features$2041,361$277,250
Major Home Updates or Advancements$2451,361$332,700

It's important to understand that when you estimate your replacement cost of your home in the 23602 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 23602

Best Home & Auto Insurance Agencies in 23602

Allstate Insurance Company

Address: 1405 Kiln Creek Pky, Ste O Newport News, VA 23602
Phone:
Website: http://www.allstateagencies.com/Fletch/Welcome/
Info:

Ace Cash Express

Address: 72 Colony Rd Newport News, VA 23602
Phone:
Website: http://www.virginiabeach.citysearch.com/profile/external/10608774/newport_news_va/ace_cash_express.html
Info:

Michael Levenson & Fletcher Dilday

Address: 1405 Kiln Creek Pky Newport News, VA 23602
Phone:
Website:
Info:

Patty Heath Ins Agency Inc - State Farm Insurance Agent

Address: 12600 Jefferson Ave Newport News, VA 23602
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Companies

Address: 322 Oyster Point Rd Newport News, VA 23602
Phone:
Website:
Info:

Housing Demographics for 23602

Population Review for 23602 Zip Code

For the city of Newport News, the population within 23602 has increased to over 43,008 residents in population size. The current population total is 42,004. We have broken down the population based on race below. In 23602, there are over 19824 in male population and 22180 females.

PopulationValues
Total Population42,004
White Population19096
Black Population14364
Hispanic Population4681
Asian Population2096
Hawaiian Population76
Indian Population196
Other Population1900
Male Population19824
Female Population22180
Population Estimate43008

Household Data for 23602

The average number of homes in 23602 is around 17,616, there are an average of 2.36 per household. The average house value according to local real estate values is around $221,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,616
Persons Per Household2.36
Average House Value$221,800
Income Per Household$64855
Median Age36.6
Median Age Male34.7
Median Age Female38.3
23602 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code757/948
CityNewport News
City Alias NameNEWPORT NEWS
CountyNewport News City
County FIPS700
State FIPS51
Time Zone5
Day Light SavingY
MSA5720
PMSA
CSA545
CBSA47260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameVirginia Beach-Chesapeake-Norfolk, VA-NC
MSA_NameNorfolk-Virginia Beach-Newport News, VA-NC
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses792
Number Of Employees18942
Business First Quarter Payroll205642
Business Annual Payroll1266765
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1671683
CBSA Division Population0
Congressional District03
Congressional LandArea947.1
Delivery Residential18224
Delivery Business933
Delivery Total22114
Preferred Last Line KeyX27288
Classification Code
Multi-County
CSA NameVirginia Beach-Chesapeake, VA-NC
CBSA_DIV_Name
City State KeyX27288
Land Area13.152000
Water Area0.960000
City Alias Code
City Mixed CaseNewport News
City Alias Mixed CaseNewport News
Box Count0
SFDU10191
MFDU2259
State ANSI51
County ANSI700
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number516426
Unique ZIP Name
SSA State County Code49622
Medicare CBSA Code47260
Medicare CBSA NameVirginia Beach-Norfolk-Newport News, VA-NC
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseNewport News City

Virginia Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]