Get multiple home insurance quotes in 23605. Our licensed 23605, VA agents are ready to serve you.

Quickly Revew Homeowners Insurance in 23605

If you own a home in Newport News, VA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 23605 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Virginia licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 23605 and start comparing rates now.

23605 Homeowners Insurance Rates Are Considered: medium!

The average rate for a standard homeowners policy in 23605 is $862 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 23605 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Newport News, VA home insurance quotes in your local city and review the most competitive coverages and premiums.

23605 Home Insurance Average Premiums

Local 23605 homeowners insurance quotes comparison

$612 /yr.

Shows Zip Code: 23605 lowest rates with discounts applied on average.

For the 23605, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$612 /yr.
Average Coverage:$862 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1162 /yr.

What is the average home insurance cost for a home in 23605?

  • • The average homeowners insurance premium paid annually for a home in 23605 is around $862 per year.

What does it cost on average per month for home insurance in 23605?

  • • Homeowners in 23605 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 23605?

  • • Autoowners in 23605 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Newport News area, check out other zip codes nearby 23605.
Review average rates in another zip code:
23606 homeowners insurance rates
23603 homeowners insurance rates
23602 homeowners insurance rates
23601 homeowners insurance rates
23608 homeowners insurance rates
23607 homeowners insurance rates
23605 homeowners insurance rates

Home Replacement Cost Coverage in 23605

Average Building Cost Per Square Foot in 23605: $163

Location: Newport News, Virginia (Newport News City County)

Average Square Footage in 23605: 884 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 23605 before you start any project. Newport News homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 23605 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 23605 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 884 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Newport News area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163884$144,100
Additional Upgrades & Added Features$204884$180,125
Major Home Updates or Advancements$245884$216,150

It's important to understand that when you estimate your replacement cost of your home in the 23605 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 23605

Best Home & Auto Insurance Agencies in 23605

Affordable Insurance Agency of Tidewater

Address: 5011 Mercury Blvd Newport News, VA 23605
Phone:
Website: http://www.affordableinsuranceagency.com
Info:

Housing Demographics for 23605

Population Review for 23605 Zip Code

For the city of Newport News, the population within 23605 has increased to over 14,517 residents in population size. The current population total is 14,053. We have broken down the population based on race below. In 23605, there are over 6669 in male population and 7384 females.

PopulationValues
Total Population14,053
White Population4586
Black Population7538
Hispanic Population1326
Asian Population161
Hawaiian Population29
Indian Population87
Other Population637
Male Population6669
Female Population7384
Population Estimate14517

Household Data for 23605

The average number of homes in 23605 is around 6,571, there are an average of 2.14 per household. The average house value according to local real estate values is around $144,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,571
Persons Per Household2.14
Average House Value$144,100
Income Per Household$41986
Median Age36.9
Median Age Male35.0
Median Age Female39.1
23605 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code757/948
CityNewport News
City Alias NameNEWPORT NEWS
CountyNewport News City
County FIPS700
State FIPS51
Time Zone5
Day Light SavingY
MSA5720
PMSA
CSA545
CBSA47260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameVirginia Beach-Chesapeake-Norfolk, VA-NC
MSA_NameNorfolk-Virginia Beach-Newport News, VA-NC
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses255
Number Of Employees3884
Business First Quarter Payroll39175
Business Annual Payroll150551
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1671683
CBSA Division Population0
Congressional District03
Congressional LandArea947.1
Delivery Residential6784
Delivery Business344
Delivery Total7768
Preferred Last Line KeyX27288
Classification Code
Multi-CountyY
CSA NameVirginia Beach-Chesapeake, VA-NC
CBSA_DIV_Name
City State KeyX27288
Land Area3.666000
Water Area0.009000
City Alias Code
City Mixed CaseNewport News
City Alias Mixed CaseNewport News
Box Count140
SFDU4610
MFDU1059
State ANSI51
County ANSI700
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number516426
Unique ZIP Name
SSA State County Code49622
Medicare CBSA Code47260
Medicare CBSA NameVirginia Beach-Norfolk-Newport News, VA-NC
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseNewport News City

Virginia Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]