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98663 Home Insurance Rates

For homeowners living in 98663, the population estimates are increasing to well over 15,188 with 6,319 occupied homes within the zip code of 98663. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Vancouver have increased and the average home insurance premium is around $709 per year in 98663. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 98663 zip code today so we can help you find affordable Vancouver, WA home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 98663

Please select one of the three options below based on your 98663 zip code to learn more about Washington homeowners insurance, plus review average rates and information per state, county or city.

  1. Washington Homeowners Insurance Quotes
  2. Clark County, WA Home Insurance
  3. Vancouver, WA Home Insurance Quotes

98663 Average Home Insurance Rating Cost is: Very Low!

Getting cheaper homeowners insurance in the 98663 zip code just got easier with GetHomeInsuranceQuotes.com of Vancouver, WA. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 98663 today and let us help you review the best home insurance quotes available for homeowners living in Vancouver.

Get 98663 Homeowners Insurance Rates Now!

98663 Home Insurance Average Premiums

Local 98663 homeowners insurance quotes comparison

$459 /yr.

Shows Zip Code: 98663 lowest rates with discounts applied on average.

For the 98663, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$459 /yr.
Average Coverage:$709 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1009 /yr.

What is the average home insurance cost for a home in 98663?

  • • The average homeowners insurance premium paid annually for a home in 98663 is around $709 per year.

What does it cost on average per month for home insurance in 98663?

  • • Homeowners in 98663 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 98663?

  • • Autoowners in 98663 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Vancouver area, check out other zip codes nearby 98663.
Review average rates in another zip code:
98682 homeowners insurance rates
98664 homeowners insurance rates
98660 homeowners insurance rates
98661 homeowners insurance rates
98685 homeowners insurance rates
98665 homeowners insurance rates
98684 homeowners insurance rates
98683 homeowners insurance rates
98663 homeowners insurance rates
98686 homeowners insurance rates

Home Replacement Cost Coverage in 98663

Average Building Cost Per Square Foot in 98663: $242

Location: Vancouver, Washington (Clark County)

Average Square Footage in 98663: 1,351 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98663 before you start any project. Vancouver homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98663 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98663 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,351 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Vancouver area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,351$327,000
Additional Upgrades & Added Features$3031,351$408,750
Major Home Updates or Advancements$3631,351$490,500

It's important to understand that when you estimate your replacement cost of your home in the 98663 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98663

Best Home & Auto Insurance Agencies in 98663

Housing Demographics for 98663

Population Review for 98663 Zip Code

For the city of Vancouver, the population within 98663 has increased to over 15,762 residents in population size. The current population total is 15,188. We have broken down the population based on race below. In 98663, there are over 7600 in male population and 7588 females.

PopulationValues
Total Population15,188
White Population11520
Black Population371
Hispanic Population2108
Asian Population366
Hawaiian Population100
Indian Population198
Other Population903
Male Population7600
Female Population7588
Population Estimate15762

Household Data for 98663

The average number of homes in 98663 is around 6,319, there are an average of 2.37 per household. The average house value according to local real estate values is around $327,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,319
Persons Per Household2.37
Average House Value$327,000
Income Per Household$68770
Median Age39.1
Median Age Male38.7
Median Age Female39.6
98663 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code360/564
CityVancouver
City Alias NameVANCOUVER
CountyClark
County FIPS011
State FIPS53
Time Zone8
Day Light SavingY
MSA6442
PMSA6440
CSA440
CBSA38900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePortland-Vancouver-Hillsboro, OR-WA
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NamePortland-Vancouver, OR-WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses397
Number Of Employees2888
Business First Quarter Payroll33418
Business Annual Payroll148527
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2226009
CBSA Division Population0
Congressional District03
Congressional LandArea9114.01
Delivery Residential6651
Delivery Business401
Delivery Total16141
Preferred Last Line KeyZ17668
Classification Code
Multi-County
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ17668
Land Area4.118000
Water Area0.027000
City Alias Code
City Mixed CaseVancouver
City Alias Mixed CaseVancouver
Box Count0
SFDU4480
MFDU1048
State ANSI53
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number548820
Unique ZIP Name
SSA State County Code50050
Medicare CBSA Code38900
Medicare CBSA NamePortland-Vancouver-Hillsboro, OR-WA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseClark

Washington Homeowners Insurance News & Information

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  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]