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98664 Home Insurance Quotes & Rates

Currently, the 9,684 homes within the 98664 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Washington is around $737 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Vancouver, WA, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 98664.

Washington is now ranking #43 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Vancouver home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Washington has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 98664 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Vancouver, Washington home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Vancouver, WA Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

98664 Home Insurance Average Premiums

Local 98664 homeowners insurance quotes comparison

$487 /yr.

Shows Zip Code: 98664 lowest rates with discounts applied on average.

For the 98664, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$487 /yr.
Average Coverage:$737 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1037 /yr.

What is the average home insurance cost for a home in 98664?

  • • The average homeowners insurance premium paid annually for a home in 98664 is around $737 per year.

What does it cost on average per month for home insurance in 98664?

  • • Homeowners in 98664 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 98664?

  • • Autoowners in 98664 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Vancouver area, check out other zip codes nearby 98664.
Review average rates in another zip code:
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98665 homeowners insurance rates

Home Replacement Cost Coverage in 98664

Average Building Cost Per Square Foot in 98664: $242

Location: Vancouver, Washington (Clark County)

Average Square Footage in 98664: 1,404 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98664 before you start any project. Vancouver homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98664 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98664 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,404 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Vancouver area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,404$339,700
Additional Upgrades & Added Features$3031,404$424,625
Major Home Updates or Advancements$3631,404$509,550

It's important to understand that when you estimate your replacement cost of your home in the 98664 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98664

Allstate Insurance - Stephen Evans

Address: 7813 Ne 13th Ave. Suite B Vancouver, WA 98664
Phone: (360)574-7419
Website:

Best Home & Auto Insurance Agencies in 98664

Ackerman- Thomas J

Address: 8606 E Mill Plain Blvd Vancouver, WA 98664
Phone:
Website:
Info:

Nguyen, Alexander N - Allstate Insurance Company

Address: 8600 E Mill Plain Blvd, #D Vancouver, WA 98664
Phone:
Website: http://www.allstate.com/
Info:

Housing Demographics for 98664

Population Review for 98664 Zip Code

For the city of Vancouver, the population within 98664 has increased to over 24,750 residents in population size. The current population total is 24,120. We have broken down the population based on race below. In 98664, there are over 11831 in male population and 12289 females.

PopulationValues
Total Population24,120
White Population16831
Black Population642
Hispanic Population3997
Asian Population1156
Hawaiian Population374
Indian Population337
Other Population1879
Male Population11831
Female Population12289
Population Estimate24750

Household Data for 98664

The average number of homes in 98664 is around 9,684, there are an average of 2.46 per household. The average house value according to local real estate values is around $339,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,684
Persons Per Household2.46
Average House Value$339,700
Income Per Household$71607
Median Age40.2
Median Age Male39.2
Median Age Female41.3
98664 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code360/564
CityVancouver
City Alias NameVANCOUVER
CountyClark
County FIPS011
State FIPS53
Time Zone8
Day Light SavingY
MSA6442
PMSA6440
CSA440
CBSA38900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePortland-Vancouver-Hillsboro, OR-WA
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NamePortland-Vancouver, OR-WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses331
Number Of Employees6426
Business First Quarter Payroll123372
Business Annual Payroll497739
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2226009
CBSA Division Population0
Congressional District03
Congressional LandArea9114.01
Delivery Residential10061
Delivery Business199
Delivery Total11320
Preferred Last Line KeyZ17668
Classification Code
Multi-County
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ17668
Land Area5.179000
Water Area0.300000
City Alias Code
City Mixed CaseVancouver
City Alias Mixed CaseVancouver
Box Count0
SFDU5010
MFDU1266
State ANSI53
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number548820
Unique ZIP Name
SSA State County Code50050
Medicare CBSA Code38900
Medicare CBSA NamePortland-Vancouver-Hillsboro, OR-WA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseClark

Washington Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]