Get multiple home insurance quotes in 98683. Our licensed 98683, WA agents are ready to serve you.

Homeowners Insurance in 98683

In Vancouver, WA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 98683 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Washington licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 98683 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 98683 should appear in the zip code field ready to go.

98683 Homeowners Insurance Rates Are Considered: Very Low!

If your looking for a standard homeowners policy in Washington, you are going to see rates around the average home insurance premium per year of $731. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Vancouver home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 98683 Home Insurance Rates Now!

Best 3 Options to Compare in 98683

If you want homeowners insurance quotes within the city of Vancouver or in the 98683 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Vancouver, WA.

98683 Home Insurance Average Premiums

Local 98683 homeowners insurance quotes comparison

$481 /yr.

Shows Zip Code: 98683 lowest rates with discounts applied on average.

For the 98683, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$481 /yr.
Average Coverage:$731 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1031 /yr.

What is the average home insurance cost for a home in 98683?

  • • The average homeowners insurance premium paid annually for a home in 98683 is around $731 per year.

What does it cost on average per month for home insurance in 98683?

  • • Homeowners in 98683 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 98683?

  • • Autoowners in 98683 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Vancouver area, check out other zip codes nearby 98683.
Review average rates in another zip code:
98683 homeowners insurance rates
98682 homeowners insurance rates
98684 homeowners insurance rates
98664 homeowners insurance rates
98686 homeowners insurance rates
98662 homeowners insurance rates
98660 homeowners insurance rates
98665 homeowners insurance rates
98661 homeowners insurance rates
98663 homeowners insurance rates

Home Replacement Cost Coverage in 98683

Average Building Cost Per Square Foot in 98683: $242

Location: Vancouver, Washington (Clark County)

Average Square Footage in 98683: 1,624 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98683 before you start any project. Vancouver homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98683 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98683 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,624 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Vancouver area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,624$392,900
Additional Upgrades & Added Features$3031,624$491,125
Major Home Updates or Advancements$3631,624$589,350

It's important to understand that when you estimate your replacement cost of your home in the 98683 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98683

Best Home & Auto Insurance Agencies in 98683

Housing Demographics for 98683

Population Review for 98683 Zip Code

For the city of Vancouver, the population within 98683 has increased to over 34,481 residents in population size. The current population total is 33,884. We have broken down the population based on race below. In 98683, there are over 16399 in male population and 17485 females.

PopulationValues
Total Population33,884
White Population23409
Black Population1010
Hispanic Population4362
Asian Population3165
Hawaiian Population378
Indian Population297
Other Population1802
Male Population16399
Female Population17485
Population Estimate34481

Household Data for 98683

The average number of homes in 98683 is around 14,212, there are an average of 2.36 per household. The average house value according to local real estate values is around $392,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,212
Persons Per Household2.36
Average House Value$392,900
Income Per Household$75458
Median Age42.0
Median Age Male39.9
Median Age Female44.0
98683 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code360/564
CityVancouver
City Alias NameVANCOUVER
CountyClark
County FIPS011
State FIPS53
Time Zone8
Day Light SavingY
MSA6442
PMSA6440
CSA440
CBSA38900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePortland-Vancouver-Hillsboro, OR-WA
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NamePortland-Vancouver, OR-WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses808
Number Of Employees16255
Business First Quarter Payroll259886
Business Annual Payroll1299807
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2226009
CBSA Division Population0
Congressional District03
Congressional LandArea9114.01
Delivery Residential14611
Delivery Business598
Delivery Total32524
Preferred Last Line KeyZ17668
Classification Code
Multi-County
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ17668
Land Area7.257000
Water Area0.589000
City Alias Code
City Mixed CaseVancouver
City Alias Mixed CaseVancouver
Box Count0
SFDU2791
MFDU1666
State ANSI53
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number548820
Unique ZIP Name
SSA State County Code50050
Medicare CBSA Code38900
Medicare CBSA NamePortland-Vancouver-Hillsboro, OR-WA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseClark

Washington Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]