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Homeowners Insurance in 98684

For homeowners living in 98684, you want more affordable home insurance rates in Vancouver, right? Our rates are very competitive for homeowners living in the great city of Vancouver, WA. Many homeowners living in the 98684 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Washington licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 98684 should appear in the zip code field ready to go. Comparing Vancouver, WA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

98684 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Vancouver pay around $650 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Washington home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 98684 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Vancouver homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Washington home insurance premium today!

Get 98684 Homeowners Insurance Rates Now!

98684 Home Insurance Average Premiums

Local 98684 homeowners insurance quotes comparison

$400 /yr.

Shows Zip Code: 98684 lowest rates with discounts applied on average.

For the 98684, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$400 /yr.
Average Coverage:$650 /yr.
2600 sq. ft. or higher
(all discounts applied)
$950 /yr.

What is the average home insurance cost for a home in 98684?

  • • The average homeowners insurance premium paid annually for a home in 98684 is around $650 per year.

What does it cost on average per month for home insurance in 98684?

  • • Homeowners in 98684 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 98684?

  • • Autoowners in 98684 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Vancouver area, check out other zip codes nearby 98684.
Review average rates in another zip code:
98664 homeowners insurance rates
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98660 homeowners insurance rates
98685 homeowners insurance rates

Home Replacement Cost Coverage in 98684

Average Building Cost Per Square Foot in 98684: $242

Location: Vancouver, Washington (Clark County)

Average Square Footage in 98684: 1,445 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98684 before you start any project. Vancouver homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98684 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98684 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,445 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Vancouver area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,445$349,700
Additional Upgrades & Added Features$3031,445$437,125
Major Home Updates or Advancements$3631,445$524,550

It's important to understand that when you estimate your replacement cost of your home in the 98684 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98684

Allstate Insurance - Darrel L. Resleff

Address: 202 SE 124Th Ave Vancouver, WA 98684
Phone: (360)254-8598
Website:

Best Home & Auto Insurance Agencies in 98684

American Family Insurance- Chris Losinger

Address: 521 SE 155th Ave Vancouver, WA 98684
Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/american_family_insurance__chris_losinger-b2111208&mkt=63801
Info:

Metlife Auto & Home

Address: 201 NE Park Plaza Dr Vancouver, WA 98684
Phone:
Website: http://www.metlife.com
Info:

Allstate Insurance Companies

Address: 1901 NE 162nd Ave Vancouver, WA 98684
Phone:
Website:
Info:

Allstate Insurance - Darrel L. Resleff

Address: 202 SE 124th Ave Vancouver, WA 98684
Phone:
Website:
Info:

Housing Demographics for 98684

Population Review for 98684 Zip Code

For the city of Vancouver, the population within 98684 has increased to over 36,569 residents in population size. The current population total is 33,659. We have broken down the population based on race below. In 98684, there are over 16366 in male population and 17293 females.

PopulationValues
Total Population33,659
White Population23277
Black Population1088
Hispanic Population4843
Asian Population2345
Hawaiian Population659
Indian Population311
Other Population2220
Male Population16366
Female Population17293
Population Estimate36569

Household Data for 98684

The average number of homes in 98684 is around 12,770, there are an average of 2.62 per household. The average house value according to local real estate values is around $349,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,770
Persons Per Household2.62
Average House Value$349,700
Income Per Household$76644
Median Age36.8
Median Age Male35.3
Median Age Female38.2
98684 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code360/564
CityVancouver
City Alias NameVANCOUVER
CountyClark
County FIPS011
State FIPS53
Time Zone8
Day Light SavingY
MSA6442
PMSA6440
CSA440
CBSA38900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePortland-Vancouver-Hillsboro, OR-WA
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NamePortland-Vancouver, OR-WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses828
Number Of Employees11722
Business First Quarter Payroll151381
Business Annual Payroll609571
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2226009
CBSA Division Population0
Congressional District03
Congressional LandArea9114.01
Delivery Residential13958
Delivery Business735
Delivery Total24311
Preferred Last Line KeyZ17668
Classification Code
Multi-County
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ17668
Land Area7.084000
Water Area0.003000
City Alias Code
City Mixed CaseVancouver
City Alias Mixed CaseVancouver
Box Count0
SFDU2844
MFDU1502
State ANSI53
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number548820
Unique ZIP Name
SSA State County Code50050
Medicare CBSA Code38900
Medicare CBSA NamePortland-Vancouver-Hillsboro, OR-WA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseClark

Washington Homeowners Insurance News & Information

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    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]