85302 Home Insurance Quotes & Rates

Currently, the 15,328 homes within the 85302 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Arizona is around $630 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Glendale, AZ, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 85302.

Arizona is now ranking #46 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Glendale home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Arizona has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 85302 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Glendale, Arizona home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Glendale, AZ Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

85302 Home Insurance Average Premiums

Local 85302 homeowners insurance quotes comparison

$380 /yr.

Shows Zip Code: 85302 lowest rates with discounts applied on average.

For the 85302, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$380 /yr.
Average Coverage:	$630 /yr.
2600 sq. ft. or higher (all discounts applied)	$930 /yr.

What is the average home insurance cost for a home in 85302?

• The average homeowners insurance premium paid annually for a home in 85302 is around $630 per year.

What does it cost on average per month for home insurance in 85302?

• Homeowners in 85302 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 85302?

• Autoowners in 85302 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Glendale area, check out other zip codes nearby 85302.
Review average rates in another zip code:
85301 homeowners insurance rates
85308 homeowners insurance rates
85310 homeowners insurance rates
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85307 homeowners insurance rates
85305 homeowners insurance rates
85304 homeowners insurance rates
85306 homeowners insurance rates
85302 homeowners insurance rates

Home Replacement Cost Coverage in 85302

Average Building Cost Per Square Foot in 85302: $161

Location: Glendale, Arizona (Maricopa County)

Average Square Footage in 85302: 1,400 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85302 before you start any project. Glendale homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85302 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85302 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,400 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Glendale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$161	1,400	$225,400
Additional Upgrades & Added Features	$201	1,400	$281,750
Major Home Updates or Advancements	$242	1,400	$338,100

Calculate Your Dwelling Coverage in 85302

It's important to understand that when you estimate your replacement cost of your home in the 85302 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 85302

Hull, Jeff - State Farm Insurance Agent

Address: 5826 West Olive Avenue #105b Glendale, AZ 85302
Phone:
Website: http://www.phoenix.citysearch.com/profile/external/605149362/glendale_az/hull_jeff_state_farm_insurance_agent.html
Info:

Bomar- Jack A

Address: 5820 W Peoria Ave Glendale, AZ 85302
Phone:
Website:
Info:

Pritchard Group Insurance

Address: 8751 North 51st Avenue #107 Glendale, AZ 85302
Phone:
Website: http://www.pritchardgroupinsurance.com/
Info:

Heffernan, Jessica Agent - Titan Auto Insurance

Address: 5826 W Olive Ave, #B105 Glendale, AZ 85302
Phone:
Website:
Info:

All Valley Insurance

Address: 9023 North 51st Avenue Glendale, AZ 85302
Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/all_valley_insurance-b553269&mkt=63801
Info:

Housing Demographics for 85302

Population Review for 85302 Zip Code

For the city of Glendale, the population within 85302 has increased to over 42,352 residents in population size. The current population total is 41,369. We have broken down the population based on race below. In 85302, there are over 20038 in male population and 21331 females.

Population	Values
Total Population	41,369
White Population	22210
Black Population	3366
Hispanic Population	14434
Asian Population	2016
Hawaiian Population	181
Indian Population	966
Other Population	6316
Male Population	20038
Female Population	21331
Population Estimate	42352

Household Data for 85302

The average number of homes in 85302 is around 15,328, there are an average of 2.66 per household. The average house value according to local real estate values is around $225,400. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	15,328
Persons Per Household	2.66
Average House Value	$225,400
Income Per Household	$52663
Median Age	36.1
Median Age Male	34.5
Median Age Female	37.6

85302 Details	Values
State	AZ
State Full Name	Arizona
City Type	P
City Alias Abbreviation
Area Code	623/602
City	Glendale
City Alias Name	GLENDALE
County	Maricopa
County FIPS	013
State FIPS	04
Time Zone	7
Day Light Saving	N
MSA	6200
PMSA
CSA	429
CBSA	38060
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Phoenix-Mesa-Chandler, AZ
MSA_Name	Phoenix-Mesa, AZ MSA
PMSA_Name
Region	West
Division	Mountain
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	422
Number Of Employees	5499
Business First Quarter Payroll	45789
Business Annual Payroll	194164
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	4192887
CBSA Division Population	0
Congressional District	08
Congressional LandArea	539.66
Delivery Residential	15922
Delivery Business	475
Delivery Total	21476
Preferred Last Line Key	Z10551
Classification Code
Multi-County
CSA Name	Phoenix-Mesa, AZ
CBSA_DIV_Name
City State Key	Z10551
Land Area	6.011000
Water Area	0.003000
City Alias Code
City Mixed Case	Glendale
City Alias Mixed Case	Glendale
Box Count	0
SFDU	7236
MFDU	5584
State ANSI	04
County ANSI	013
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	033478
Unique ZIP Name
SSA State County Code	03060
Medicare CBSA Code	38060
Medicare CBSA Name	Phoenix-Mesa-Chandler, AZ
Medicare CBSA Type	Metro
Market Rating Area ID	4
County Mixed Case	Maricopa

Arizona Homeowners Insurance News & Information

2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

Home Insurance Quotes in 85302!