85306 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 85306? There are over 9,346 occupied homes in the 85306 area. With a population size of 25,663, it's not uncommon for residence of Glendale, AZ to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Arizona is around $604 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 85306 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Glendale, AZ Home Insurance Rate Quotes

85306 Home Insurance Average Premiums

Local 85306 homeowners insurance quotes comparison

$354 /yr.

Shows Zip Code: 85306 lowest rates with discounts applied on average.

For the 85306, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$354 /yr.
Average Coverage:	$604 /yr.
2600 sq. ft. or higher (all discounts applied)	$904 /yr.

What is the average home insurance cost for a home in 85306?

• The average homeowners insurance premium paid annually for a home in 85306 is around $604 per year.

What does it cost on average per month for home insurance in 85306?

• Homeowners in 85306 pay a monthly average cost per month around $50.00.

What kind of discount could I get if I combine my home and auto insurance together in 85306?

• Autoowners in 85306 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Glendale area, check out other zip codes nearby 85306.
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Home Replacement Cost Coverage in 85306

Average Building Cost Per Square Foot in 85306: $161

Location: Glendale, Arizona (Maricopa County)

Average Square Footage in 85306: 1,611 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85306 before you start any project. Glendale homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85306 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85306 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,611 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Glendale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$161	1,611	$259,400
Additional Upgrades & Added Features	$201	1,611	$324,250
Major Home Updates or Advancements	$242	1,611	$389,100

Calculate Your Dwelling Coverage in 85306

It's important to understand that when you estimate your replacement cost of your home in the 85306 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 85306

Mast Fred Insurance

Address: 15410 N 67th Ave, #8 Glendale, AZ 85306
Phone:
Website:
Info:

State Farm Insurance

Address: 5820 W Greenway Rd, Ste 120 Glendale, AZ 85306
Phone:
Website: http://www.phoenix.citysearch.com/profile/external/1707179/glendale_az/state_farm_insurance.html
Info:

Pierre- Duvel A - State Farm Insurance Agent

Address: 5820 W Greenway Rd, #120 Glendale, AZ 85306
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 4920 W Thunderbird Rd Glendale, AZ 85306
Phone:
Website: http://www.allstateagencies.com
Info:

American Family Insurance

Address: 5127 W Thunderbird Rd Glendale, AZ 85306
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Housing Demographics for 85306

Population Review for 85306 Zip Code

For the city of Glendale, the population within 85306 has increased to over 25,592 residents in population size. The current population total is 25,663. We have broken down the population based on race below. In 85306, there are over 12517 in male population and 13146 females.

Population	Values
Total Population	25,663
White Population	18432
Black Population	1142
Hispanic Population	5336
Asian Population	680
Hawaiian Population	44
Indian Population	444
Other Population	1985
Male Population	12517
Female Population	13146
Population Estimate	25592

Household Data for 85306

The average number of homes in 85306 is around 9,346, there are an average of 2.63 per household. The average house value according to local real estate values is around $259,400. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	9,346
Persons Per Household	2.63
Average House Value	$259,400
Income Per Household	$66945
Median Age	37.5
Median Age Male	35.5
Median Age Female	39.5

85306 Details	Values
State	AZ
State Full Name	Arizona
City Type	P
City Alias Abbreviation
Area Code	623
City	Glendale
City Alias Name	GLENDALE
County	Maricopa
County FIPS	013
State FIPS	04
Time Zone	7
Day Light Saving	N
MSA	6200
PMSA
CSA	429
CBSA	38060
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Phoenix-Mesa-Chandler, AZ
MSA_Name	Phoenix-Mesa, AZ MSA
PMSA_Name
Region	West
Division	Mountain
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	540
Number Of Employees	8703
Business First Quarter Payroll	125312
Business Annual Payroll	522880
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	4192887
CBSA Division Population	0
Congressional District	08
Congressional LandArea	539.66
Delivery Residential	9731
Delivery Business	437
Delivery Total	12628
Preferred Last Line Key	Z10551
Classification Code
Multi-County
CSA Name	Phoenix-Mesa, AZ
CBSA_DIV_Name
City State Key	Z10551
Land Area	5.856000
Water Area	0.016000
City Alias Code
City Mixed Case	Glendale
City Alias Mixed Case	Glendale
Box Count	0
SFDU	6225
MFDU	2500
State ANSI	04
County ANSI	013
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	033478
Unique ZIP Name
SSA State County Code	03060
Medicare CBSA Code	38060
Medicare CBSA Name	Phoenix-Mesa-Chandler, AZ
Medicare CBSA Type	Metro
Market Rating Area ID	4
County Mixed Case	Maricopa

Arizona Homeowners Insurance News & Information

2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025
Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance. We thought it might be a good idea to look at some spring cleaning and maintenance […]
Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025
According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone. Data from the Intercontinental Exchange (ICE) showed […]
Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025
According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid. Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]

Home Insurance Quotes in 85306!