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85306 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 85306? There are over 9,346 occupied homes in the 85306 area. With a population size of 25,663, it's not uncommon for residence of Glendale, AZ to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Arizona is around $604 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 85306 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Glendale, AZ Home Insurance Rate Quotes

85306 Home Insurance Average Premiums

Local 85306 homeowners insurance quotes comparison

$354 /yr.

Shows Zip Code: 85306 lowest rates with discounts applied on average.

For the 85306, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$354 /yr.
Average Coverage:$604 /yr.
2600 sq. ft. or higher
(all discounts applied)
$904 /yr.

What is the average home insurance cost for a home in 85306?

  • • The average homeowners insurance premium paid annually for a home in 85306 is around $604 per year.

What does it cost on average per month for home insurance in 85306?

  • • Homeowners in 85306 pay a monthly average cost per month around $50.00.

What kind of discount could I get if I combine my home and auto insurance together in 85306?

  • • Autoowners in 85306 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Glendale area, check out other zip codes nearby 85306.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 85306

Average Building Cost Per Square Foot in 85306: $161

Location: Glendale, Arizona (Maricopa County)

Average Square Footage in 85306: 1,611 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85306 before you start any project. Glendale homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85306 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85306 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,611 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Glendale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,611$259,400
Additional Upgrades & Added Features$2011,611$324,250
Major Home Updates or Advancements$2421,611$389,100

It's important to understand that when you estimate your replacement cost of your home in the 85306 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85306

Farmers Insurance

Address: 5859 West Talavi Boulevard Suite 195 Glendale, AZ 85306
Phone: (602)938-1801
Website: www.farmers.com

Best Home & Auto Insurance Agencies in 85306

American Family Insurance Valerie Fenton

Address: 4400 W Thunderbird Rd Glendale, AZ 85306
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Pierre- Duvel A - State Farm Insurance Agent

Address: 5820 W Greenway Rd, #120 Glendale, AZ 85306
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 4920 W Thunderbird Rd Glendale, AZ 85306
Phone:
Website: http://www.allstateagencies.com
Info:

American Family Insurance

Address: 5127 W Thunderbird Rd Glendale, AZ 85306
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Reuben B Gonzales Ins Agency Inc - State Farm Insurance Agent

Address: 15410 N 67th Ave, #7 Glendale, AZ 85306
Phone:
Website: http://www.phoenix.citysearch.com/profile/external/603145742/glendale_az/reuben_b_gonzales_ins_agcy_inc_state_farm_insurance_agent.html
Info:

Housing Demographics for 85306

Population Review for 85306 Zip Code

For the city of Glendale, the population within 85306 has increased to over 25,592 residents in population size. The current population total is 25,663. We have broken down the population based on race below. In 85306, there are over 12517 in male population and 13146 females.

PopulationValues
Total Population25,663
White Population18432
Black Population1142
Hispanic Population5336
Asian Population680
Hawaiian Population44
Indian Population444
Other Population1985
Male Population12517
Female Population13146
Population Estimate25592

Household Data for 85306

The average number of homes in 85306 is around 9,346, there are an average of 2.63 per household. The average house value according to local real estate values is around $259,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,346
Persons Per Household2.63
Average House Value$259,400
Income Per Household$66945
Median Age37.5
Median Age Male35.5
Median Age Female39.5
85306 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code623
CityGlendale
City Alias NameGLENDALE
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses540
Number Of Employees8703
Business First Quarter Payroll125312
Business Annual Payroll522880
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District08
Congressional LandArea539.66
Delivery Residential9731
Delivery Business437
Delivery Total12628
Preferred Last Line KeyZ10551
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10551
Land Area5.856000
Water Area0.016000
City Alias Code
City Mixed CaseGlendale
City Alias Mixed CaseGlendale
Box Count0
SFDU6225
MFDU2500
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number033478
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

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    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]