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Compare 85307 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Glendale just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 3,611 neighbors looking to save on their home insurance policy in the local 85307 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 85307. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Arizona rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Glendale, AZ home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Glendale, AZ

85307 Home Insurance Average Premiums

Local 85307 homeowners insurance quotes comparison

$419 /yr.

Shows Zip Code: 85307 lowest rates with discounts applied on average.

For the 85307, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$419 /yr.
Average Coverage:$669 /yr.
2600 sq. ft. or higher
(all discounts applied)
$969 /yr.

What is the average home insurance cost for a home in 85307?

  • • The average homeowners insurance premium paid annually for a home in 85307 is around $669 per year.

What does it cost on average per month for home insurance in 85307?

  • • Homeowners in 85307 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 85307?

  • • Autoowners in 85307 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Glendale area, check out other zip codes nearby 85307.
Review average rates in another zip code:
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85302 homeowners insurance rates
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85304 homeowners insurance rates

Home Replacement Cost Coverage in 85307

Average Building Cost Per Square Foot in 85307: $161

Location: Glendale, Arizona (Maricopa County)

Average Square Footage in 85307: 1,488 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85307 before you start any project. Glendale homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85307 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85307 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,488 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Glendale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,488$239,500
Additional Upgrades & Added Features$2011,488$299,375
Major Home Updates or Advancements$2421,488$359,250

It's important to understand that when you estimate your replacement cost of your home in the 85307 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85307

Best Home & Auto Insurance Agencies in 85307

Housing Demographics for 85307

Population Review for 85307 Zip Code

For the city of Glendale, the population within 85307 has increased to over 15,197 residents in population size. The current population total is 10,742. We have broken down the population based on race below. In 85307, there are over 5377 in male population and 5365 females.

PopulationValues
Total Population10,742
White Population5250
Black Population1044
Hispanic Population4298
Asian Population502
Hawaiian Population58
Indian Population212
Other Population1719
Male Population5377
Female Population5365
Population Estimate15197

Household Data for 85307

The average number of homes in 85307 is around 3,611, there are an average of 2.97 per household. The average house value according to local real estate values is around $239,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,611
Persons Per Household2.97
Average House Value$239,500
Income Per Household$67319
Median Age30.6
Median Age Male30.1
Median Age Female31.1
85307 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code623
CityGlendale
City Alias NameGLENDALE
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses159
Number Of Employees4224
Business First Quarter Payroll60807
Business Annual Payroll294196
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District03|08|09
Congressional LandArea15688.79|539.66|164.79
Delivery Residential5117
Delivery Business238
Delivery Total6323
Preferred Last Line KeyZ10551
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10551
Land Area10.400000
Water Area0.095000
City Alias Code
City Mixed CaseGlendale
City Alias Mixed CaseGlendale
Box Count0
SFDU565
MFDU2879
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number033478
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]