Get multiple home insurance quotes in 85305. Our licensed 85305, AZ agents are ready to serve you.

85305 Home Insurance Rates & Premiums

Did you know there are over 14,055 people living within the 85305 zip code area? There are over 4,803 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 85305.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Arizona are on the rise. The estimated average premium is around $688 a year for a standard homeowners insurance policy in Glendale. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Glendale, AZ Homeowners Insurance Quotes Online

85305 Home Insurance Average Premiums

Local 85305 homeowners insurance quotes comparison

$438 /yr.

Shows Zip Code: 85305 lowest rates with discounts applied on average.

For the 85305, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$438 /yr.
Average Coverage:$688 /yr.
2600 sq. ft. or higher
(all discounts applied)
$988 /yr.

What is the average home insurance cost for a home in 85305?

  • • The average homeowners insurance premium paid annually for a home in 85305 is around $688 per year.

What does it cost on average per month for home insurance in 85305?

  • • Homeowners in 85305 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 85305?

  • • Autoowners in 85305 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Glendale area, check out other zip codes nearby 85305.
Review average rates in another zip code:
85306 homeowners insurance rates
85303 homeowners insurance rates
85304 homeowners insurance rates
85302 homeowners insurance rates
85308 homeowners insurance rates
85310 homeowners insurance rates
85307 homeowners insurance rates
85305 homeowners insurance rates
85301 homeowners insurance rates

Home Replacement Cost Coverage in 85305

Average Building Cost Per Square Foot in 85305: $161

Location: Glendale, Arizona (Maricopa County)

Average Square Footage in 85305: 1,835 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85305 before you start any project. Glendale homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85305 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85305 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,835 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Glendale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,835$295,400
Additional Upgrades & Added Features$2011,835$369,250
Major Home Updates or Advancements$2421,835$443,100

It's important to understand that when you estimate your replacement cost of your home in the 85305 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85305

Best Home & Auto Insurance Agencies in 85305

Allstate Insurance Companies

Address: 6610 N 93rd Ave Glendale, AZ 85305
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Hollibaugh, Michelle - Allstate

Address: 6610 North 93RD Avenue #1056 Glendale, AZ 85305
Phone:
Website: http://www.allstateagencies.com/MHOLLIBAUGH/Welcome/
Info:

American Family Insurance - Kurt D Bojarski

Address: 6610 North 93RD Avenue #1050 Glendale, AZ 85305
Phone:
Website: http://www.phoenix.citysearch.com/profile/667367520/glendale_az/american_family_insurance_kurt_d_bojarski.html
Info:

Garner- Courtney D

Address: 8345 W Glendale Ave, #104 Glendale, AZ 85305
Phone:
Website:
Info:

Befus, Karen - Allstate

Address: 6006 North 83rd Avenue #101 Glendale, AZ 85305
Phone:
Website: http://www.allstateagencies.com/KarenBefus/Welcome/
Info:

Housing Demographics for 85305

Population Review for 85305 Zip Code

For the city of Glendale, the population within 85305 has increased to over 22,564 residents in population size. The current population total is 14,055. We have broken down the population based on race below. In 85305, there are over 6918 in male population and 7137 females.

PopulationValues
Total Population14,055
White Population5971
Black Population1331
Hispanic Population6164
Asian Population1040
Hawaiian Population17
Indian Population420
Other Population2492
Male Population6918
Female Population7137
Population Estimate22564

Household Data for 85305

The average number of homes in 85305 is around 4,803, there are an average of 2.91 per household. The average house value according to local real estate values is around $295,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,803
Persons Per Household2.91
Average House Value$295,400
Income Per Household$91250
Median Age33.2
Median Age Male33.0
Median Age Female33.4
85305 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code602
CityGlendale
City Alias NameGLENDALE
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses375
Number Of Employees8674
Business First Quarter Payroll89981
Business Annual Payroll348882
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District03|08|09
Congressional LandArea15688.79|539.66|164.79
Delivery Residential7754
Delivery Business369
Delivery Total9539
Preferred Last Line KeyZ10551
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10551
Land Area6.130000
Water Area0.000000
City Alias Code
City Mixed CaseGlendale
City Alias Mixed CaseGlendale
Box Count0
SFDU124
MFDU4958
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number033478
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]