Get multiple home insurance quotes in 85308. Our licensed 85308, AZ agents are ready to serve you.

85308 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 85308 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Glendale, AZ. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 85308 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Arizona, like average Glendale homeowners insurance rates, coverage options or home insurance types, please select Glendale, AZ Home Insurance Rates Online!

85308 Home Insurance Average Premiums

Local 85308 homeowners insurance quotes comparison

$468 /yr.

Shows Zip Code: 85308 lowest rates with discounts applied on average.

For the 85308, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$468 /yr.
Average Coverage:$718 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1018 /yr.

What is the average home insurance cost for a home in 85308?

  • • The average homeowners insurance premium paid annually for a home in 85308 is around $718 per year.

What does it cost on average per month for home insurance in 85308?

  • • Homeowners in 85308 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 85308?

  • • Autoowners in 85308 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Glendale area, check out other zip codes nearby 85308.
Review average rates in another zip code:
85306 homeowners insurance rates
85307 homeowners insurance rates
85304 homeowners insurance rates
85310 homeowners insurance rates
85302 homeowners insurance rates
85305 homeowners insurance rates
85308 homeowners insurance rates
85301 homeowners insurance rates
85303 homeowners insurance rates

Home Replacement Cost Coverage in 85308

Average Building Cost Per Square Foot in 85308: $161

Location: Glendale, Arizona (Maricopa County)

Average Square Footage in 85308: 1,914 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85308 before you start any project. Glendale homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85308 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85308 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,914 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Glendale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,914$308,100
Additional Upgrades & Added Features$2011,914$385,125
Major Home Updates or Advancements$2421,914$462,150

It's important to understand that when you estimate your replacement cost of your home in the 85308 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85308

Allstate Insurance - Ellen Stange

Address: 7700w Arrow Head Center #k102 Glendale, AZ 85308
Phone: (623)979-8916
Website:

Allstate Insurance - Steve Borg

Address: 20229 N 67th #c3 Glendale, AZ 85308
Phone: (623)561-0445
Website:

Best Home & Auto Insurance Agencies in 85308

O'Leske, Joe - American Family Insurance

Address: 7055 W Bell Rd, #9 Glendale, AZ 85308
Phone:
Website: http://www.amfam.com/
Info:

RJRyan Financial

Address: 6040 W Campo Bello Dr Glendale, AZ 85308
Phone:
Website: http://www.rjryan.net
Info:

Allstate Insurance - Ellen Stange

Address: 7700 W Arrowhead Towne Ctr, #k102 Glendale, AZ 85308
Phone:
Website:
Info:

Allstate Auto Insurance

Address: 6070 W Bell Rd Glendale, AZ 85308
Phone:
Website:
Info:

Chaffee- Elizabeth A

Address: 20280 N 59th Ave Glendale, AZ 85308
Phone:
Website:
Info:

Housing Demographics for 85308

Population Review for 85308 Zip Code

For the city of Glendale, the population within 85308 has increased to over 68,902 residents in population size. The current population total is 66,540. We have broken down the population based on race below. In 85308, there are over 32595 in male population and 33945 females.

PopulationValues
Total Population66,540
White Population50034
Black Population2099
Hispanic Population10005
Asian Population3688
Hawaiian Population104
Indian Population614
Other Population3054
Male Population32595
Female Population33945
Population Estimate68902

Household Data for 85308

The average number of homes in 85308 is around 25,592, there are an average of 2.56 per household. The average house value according to local real estate values is around $308,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode25,592
Persons Per Household2.56
Average House Value$308,100
Income Per Household$84727
Median Age40.3
Median Age Male39.2
Median Age Female41.6
85308 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code623/928
CityGlendale
City Alias NameGLENDALE
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1985
Number Of Employees21493
Business First Quarter Payroll217555
Business Annual Payroll929722
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District08
Congressional LandArea539.66
Delivery Residential26915
Delivery Business1570
Delivery Total29274
Preferred Last Line KeyZ10551
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10551
Land Area16.900000
Water Area0.340000
City Alias Code
City Mixed CaseGlendale
City Alias Mixed CaseGlendale
Box Count0
SFDU8728
MFDU5009
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number033478
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]