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85715 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 85715 zip code it's important to know that our rates are very competitive for homeowners living in Tucson, AZ. Many homeowners based out of your 85715 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Arizona licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 85715 should appear in the zip code field ready to go. For Tucson, AZ Homeowners Insurance Quotes nearby, we offer the best rates and service.

85715: Average Home Insurance Rates

For homeowners living in the great city of Tucson, the average homeowners policy is considered very low in comparison to other states. Arizona premiums are estimated to be around $595 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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85715 Home Insurance Average Premiums

Local 85715 homeowners insurance quotes comparison

$345 /yr.

Shows Zip Code: 85715 lowest rates with discounts applied on average.

For the 85715, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$345 /yr.
Average Coverage:$595 /yr.
2600 sq. ft. or higher
(all discounts applied)
$895 /yr.

What is the average home insurance cost for a home in 85715?

  • • The average homeowners insurance premium paid annually for a home in 85715 is around $595 per year.

What does it cost on average per month for home insurance in 85715?

  • • Homeowners in 85715 pay a monthly average cost per month around $50.00.

What kind of discount could I get if I combine my home and auto insurance together in 85715?

  • • Autoowners in 85715 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tucson area, check out other zip codes nearby 85715.
Review average rates in another zip code:
85745 homeowners insurance rates
85755 homeowners insurance rates
85708 homeowners insurance rates
85707 homeowners insurance rates
85737 homeowners insurance rates
85750 homeowners insurance rates
85710 homeowners insurance rates
85715 homeowners insurance rates
85735 homeowners insurance rates
85730 homeowners insurance rates

Home Replacement Cost Coverage in 85715

Average Building Cost Per Square Foot in 85715: $161

Location: Tucson, Arizona (Pima County)

Average Square Footage in 85715: 1,587 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85715 before you start any project. Tucson homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85715 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85715 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,587 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tucson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,587$255,500
Additional Upgrades & Added Features$2011,587$319,375
Major Home Updates or Advancements$2421,587$383,250

It's important to understand that when you estimate your replacement cost of your home in the 85715 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85715

Best Home & Auto Insurance Agencies in 85715

Farmers Insurance Group

Address: 7851 E Wrightstown Rd Tucson, AZ 85715
Phone:
Website:
Info:

Deberry- Thomas A

Address: 7189 E Tanque Verde Rd Tucson, AZ 85715
Phone:
Website:
Info:

Grace Floerchinger Agency

Address: 2462 N Pantano Rd Tucson, AZ 85715
Phone:
Website:
Info:

Flanagan- Gerald C - State Farm Insurance Agent

Address: 6590 E Tanque Verde Rd Tucson, AZ 85715
Phone:
Website:
Info:

Dalton- Judith C - State Farm Insurance Agent

Address: 7858 E Wrightstown Rd, #110 Tucson, AZ 85715
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 85715

Population Review for 85715 Zip Code

For the city of Tucson, the population within 85715 has increased to over 18,906 residents in population size. The current population total is 18,561. We have broken down the population based on race below. In 85715, there are over 8701 in male population and 9860 females.

PopulationValues
Total Population18,561
White Population13966
Black Population640
Hispanic Population3504
Asian Population554
Hawaiian Population19
Indian Population194
Other Population829
Male Population8701
Female Population9860
Population Estimate18906

Household Data for 85715

The average number of homes in 85715 is around 8,644, there are an average of 2.14 per household. The average house value according to local real estate values is around $255,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,644
Persons Per Household2.14
Average House Value$255,500
Income Per Household$75681
Median Age50.7
Median Age Male47.7
Median Age Female53.2
85715 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code520
CityTucson
City Alias NameTUCSON
CountyPima
County FIPS019
State FIPS04
Time Zone7
Day Light SavingN
MSA8520
PMSA
CSA536
CBSA46060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTucson, AZ
MSA_NameTucson, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses631
Number Of Employees7685
Business First Quarter Payroll73914
Business Annual Payroll330198
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population980263
CBSA Division Population0
Congressional District06
Congressional LandArea625.07
Delivery Residential8835
Delivery Business580
Delivery Total9494
Preferred Last Line KeyZ10945
Classification Code
Multi-County
CSA NameTucson-Nogales, AZ
CBSA_DIV_Name
City State KeyZ10945
Land Area6.552000
Water Area0.034000
City Alias Code
City Mixed CaseTucson
City Alias Mixed CaseTucson
Box Count0
SFDU3982
MFDU1359
State ANSI04
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number038880
Unique ZIP Name
SSA State County Code03090
Medicare CBSA Code46060
Medicare CBSA NameTucson, AZ
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CasePima

Arizona Homeowners Insurance News & Information

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]