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Find the Best Home Insurance Rates in 76201

Shopping for homeowners insurance in 76201 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Denton, TX and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Texas licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 76201 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 76201

Find Denton, TX Homeowners Insurance Quotes to review the best coverage options in your area.

76201 Home Insurance Rating is: very high!

In 76201 the average premium is $1446. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 76201, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 76201!

76201 Home Insurance Average Premiums

Local 76201 homeowners insurance quotes comparison

$1196 /yr.

Shows Zip Code: 76201 lowest rates with discounts applied on average.

For the 76201, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1196 /yr.
Average Coverage:$1446 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1746 /yr.

What is the average home insurance cost for a home in 76201?

  • • The average homeowners insurance premium paid annually for a home in 76201 is around $1446 per year.

What does it cost on average per month for home insurance in 76201?

  • • Homeowners in 76201 pay a monthly average cost per month around $121.00.

What kind of discount could I get if I combine my home and auto insurance together in 76201?

  • • Autoowners in 76201 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Denton area, check out other zip codes nearby 76201.
Review average rates in another zip code:
76201 homeowners insurance rates
76207 homeowners insurance rates
76209 homeowners insurance rates
76210 homeowners insurance rates
76205 homeowners insurance rates
76208 homeowners insurance rates

Home Replacement Cost Coverage in 76201

Average Building Cost Per Square Foot in 76201: $129

Location: Denton, Texas (Denton County)

Average Square Footage in 76201: 1,606 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 76201 before you start any project. Denton homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 76201 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 76201 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,606 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Denton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,606$207,200
Additional Upgrades & Added Features$1611,606$259,000
Major Home Updates or Advancements$1941,606$310,800

It's important to understand that when you estimate your replacement cost of your home in the 76201 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 76201

Allstate Insurance - Charles King

Address: 918 N. Elm St Denton, TX 76201
Phone: (940)382-1967
Website:

Best Home & Auto Insurance Agencies in 76201

Econo Insurance

Address: 326 E McKinney St, Ste H Denton, TX 76201
Phone:
Website: http://www.econoinsurance.net/
Info:

Bell Family Agency-Farmers Insurance

Address: 401 S Locust St, #205 Denton, TX 76201
Phone:
Website: http://www.dentonagent.com/
Info:

Michael Doranski - Allstate Agent

Address: 2000 Denison St, Ste A Denton, TX 76201
Phone:
Website: http://www.allstateagencies.com/mikedoranski/Welcome/
Info:

Mark Chew-Farmers Insurance

Address: 801 N Elm St Denton, TX 76201
Phone:
Website: http://www.farmersagent.com/mchew/
Info:

Joseph Fritz - Farmers Insurance

Address: 1200 W University Dr, #200 Denton, TX 76201
Phone:
Website: http://www.farmersagent.com/jfritz1/
Info:

Housing Demographics for 76201

Population Review for 76201 Zip Code

For the city of Denton, the population within 76201 has increased to over 22,806 residents in population size. The current population total is 27,610. We have broken down the population based on race below. In 76201, there are over 13330 in male population and 14280 females.

PopulationValues
Total Population27,610
White Population16402
Black Population3516
Hispanic Population6145
Asian Population2099
Hawaiian Population54
Indian Population230
Other Population2487
Male Population13330
Female Population14280
Population Estimate22806

Household Data for 76201

The average number of homes in 76201 is around 12,215, there are an average of 1.89 per household. The average house value according to local real estate values is around $207,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,215
Persons Per Household1.89
Average House Value$207,200
Income Per Household$32372
Median Age24.2
Median Age Male25.2
Median Age Female23.4
76201 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code940/817
CityDenton
City Alias NameDENTON
CountyDenton
County FIPS121
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1001
Number Of Employees21152
Business First Quarter Payroll283966
Business Annual Payroll1147125
Business Employment Flag
Growth Rank34
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number23792
Growth Increase Percentage3.6
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District13|26
Congressional LandArea38349.24|907.15
Delivery Residential12067
Delivery Business1451
Delivery Total13212
Preferred Last Line KeyW23470
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW23470
Land Area5.461000
Water Area0.032000
City Alias Code
City Mixed CaseDenton
City Alias Mixed CaseDenton
Box Count0
SFDU4059
MFDU5370
State ANSI48
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number482390
Unique ZIP Name
SSA State County Code45410
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID25
County Mixed CaseDenton

Texas Homeowners Insurance News & Information

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  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]