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Check Out 76209 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Denton, TX.

We will gather some basic information about your home in Denton, TX and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Texas licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 76209 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 76209

We have pulled together a variety of data related to homeowners insurance in Texas. Simply click on one of the links below to learn about the average cost of homeowners insurance in Texas as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Denton, TX home insurance quotes in your local city and review the most competitive coverages and premiums.

76209 Homeowners Insurance Rates, Average Rating: very high!

Homeowners insurance policies in 76209 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Texas is roughly $1543. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 76209 homeowners insurance policy!

76209 Home Insurance Average Premiums

Local 76209 homeowners insurance quotes comparison

$1293 /yr.

Shows Zip Code: 76209 lowest rates with discounts applied on average.

For the 76209, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1293 /yr.
Average Coverage:$1543 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1843 /yr.

What is the average home insurance cost for a home in 76209?

  • • The average homeowners insurance premium paid annually for a home in 76209 is around $1543 per year.

What does it cost on average per month for home insurance in 76209?

  • • Homeowners in 76209 pay a monthly average cost per month around $129.00.

What kind of discount could I get if I combine my home and auto insurance together in 76209?

  • • Autoowners in 76209 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Denton area, check out other zip codes nearby 76209.
Review average rates in another zip code:
76201 homeowners insurance rates
76205 homeowners insurance rates
76210 homeowners insurance rates
76208 homeowners insurance rates
76207 homeowners insurance rates
76209 homeowners insurance rates

Home Replacement Cost Coverage in 76209

Average Building Cost Per Square Foot in 76209: $129

Location: Denton, Texas (Denton County)

Average Square Footage in 76209: 1,582 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 76209 before you start any project. Denton homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 76209 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 76209 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,582 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Denton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,582$204,100
Additional Upgrades & Added Features$1611,582$255,125
Major Home Updates or Advancements$1941,582$306,150

It's important to understand that when you estimate your replacement cost of your home in the 76209 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 76209

Best Home & Auto Insurance Agencies in 76209

Housing Demographics for 76209

Population Review for 76209 Zip Code

For the city of Denton, the population within 76209 has increased to over 29,605 residents in population size. The current population total is 28,088. We have broken down the population based on race below. In 76209, there are over 13293 in male population and 14795 females.

PopulationValues
Total Population28,088
White Population16326
Black Population3190
Hispanic Population8462
Asian Population566
Hawaiian Population23
Indian Population368
Other Population3186
Male Population13293
Female Population14795
Population Estimate29605

Household Data for 76209

The average number of homes in 76209 is around 10,752, there are an average of 2.55 per household. The average house value according to local real estate values is around $204,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,752
Persons Per Household2.55
Average House Value$204,100
Income Per Household$63179
Median Age31.0
Median Age Male30.5
Median Age Female31.6
76209 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code940/817
CityDenton
City Alias NameDENTON
CountyDenton
County FIPS121
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses235
Number Of Employees1676
Business First Quarter Payroll14956
Business Annual Payroll70331
Business Employment Flag
Growth Rank34
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number23792
Growth Increase Percentage3.6
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District13
Congressional LandArea38349.24
Delivery Residential11610
Delivery Business292
Delivery Total14021
Preferred Last Line KeyW23470
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW23470
Land Area6.654000
Water Area0.000000
City Alias Code
City Mixed CaseDenton
City Alias Mixed CaseDenton
Box Count0
SFDU6459
MFDU2110
State ANSI48
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number482390
Unique ZIP Name
SSA State County Code45410
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID25
County Mixed CaseDenton

Texas Homeowners Insurance News & Information

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  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]