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Searching for Homeowners Insurance in 76207

If you are a homeowners that lives in 76207 you may be searching for more affordable homeowners insurance in Denton. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Denton, TX. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Texas licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 76207 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Denton, TX home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 76207 Home Insurance Costs: very high!

In Denton, homeowners are paying roughly $1490 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 76207 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Denton are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 76207 policy right now!

76207 Home Insurance Average Premiums

Local 76207 homeowners insurance quotes comparison

$1240 /yr.

Shows Zip Code: 76207 lowest rates with discounts applied on average.

For the 76207, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1240 /yr.
Average Coverage:$1490 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1790 /yr.

What is the average home insurance cost for a home in 76207?

  • • The average homeowners insurance premium paid annually for a home in 76207 is around $1490 per year.

What does it cost on average per month for home insurance in 76207?

  • • Homeowners in 76207 pay a monthly average cost per month around $124.00.

What kind of discount could I get if I combine my home and auto insurance together in 76207?

  • • Autoowners in 76207 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Denton area, check out other zip codes nearby 76207.
Review average rates in another zip code:
76201 homeowners insurance rates
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76209 homeowners insurance rates
76210 homeowners insurance rates
76205 homeowners insurance rates
76208 homeowners insurance rates

Home Replacement Cost Coverage in 76207

Average Building Cost Per Square Foot in 76207: $129

Location: Denton, Texas (Denton County)

Average Square Footage in 76207: 2,208 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 76207 before you start any project. Denton homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 76207 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 76207 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,208 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Denton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1292,208$284,800
Additional Upgrades & Added Features$1612,208$356,000
Major Home Updates or Advancements$1942,208$427,200

It's important to understand that when you estimate your replacement cost of your home in the 76207 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 76207

Best Home & Auto Insurance Agencies in 76207

Housing Demographics for 76207

Population Review for 76207 Zip Code

For the city of Denton, the population within 76207 has increased to over 23,023 residents in population size. The current population total is 16,097. We have broken down the population based on race below. In 76207, there are over 7860 in male population and 8237 females.

PopulationValues
Total Population16,097
White Population10838
Black Population1401
Hispanic Population3675
Asian Population327
Hawaiian Population20
Indian Population199
Other Population1268
Male Population7860
Female Population8237
Population Estimate23023

Household Data for 76207

The average number of homes in 76207 is around 6,851, there are an average of 2.34 per household. The average house value according to local real estate values is around $284,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,851
Persons Per Household2.34
Average House Value$284,800
Income Per Household$79413
Median Age40.7
Median Age Male38.0
Median Age Female43.1
76207 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code817/940
CityDenton
City Alias NameDENTON
CountyDenton
County FIPS121
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses316
Number Of Employees8196
Business First Quarter Payroll107885
Business Annual Payroll470736
Business Employment Flag
Growth Rank34
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number23792
Growth Increase Percentage3.6
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District13|26
Congressional LandArea38349.24|907.15
Delivery Residential9839
Delivery Business416
Delivery Total10069
Preferred Last Line KeyW23470
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW23470
Land Area40.333000
Water Area0.280000
City Alias Code
City Mixed CaseDenton
City Alias Mixed CaseDenton
Box Count0
SFDU4201
MFDU2564
State ANSI48
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number482390
Unique ZIP Name
SSA State County Code45410
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID25
County Mixed CaseDenton

Texas Homeowners Insurance News & Information

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  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

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  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]