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Quickly Revew Homeowners Insurance in 76205

If you own a home in Denton, TX you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 76205 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Texas licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 76205 and start comparing rates now.

76205 Homeowners Insurance Rates Are Considered: very high!

The average rate for a standard homeowners policy in 76205 is $1464 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 76205 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Denton, TX home insurance quotes in your local city and review the most competitive coverages and premiums.

76205 Home Insurance Average Premiums

Local 76205 homeowners insurance quotes comparison

$1214 /yr.

Shows Zip Code: 76205 lowest rates with discounts applied on average.

For the 76205, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1214 /yr.
Average Coverage:$1464 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1764 /yr.

What is the average home insurance cost for a home in 76205?

  • • The average homeowners insurance premium paid annually for a home in 76205 is around $1464 per year.

What does it cost on average per month for home insurance in 76205?

  • • Homeowners in 76205 pay a monthly average cost per month around $122.00.

What kind of discount could I get if I combine my home and auto insurance together in 76205?

  • • Autoowners in 76205 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Denton area, check out other zip codes nearby 76205.
Review average rates in another zip code:
76205 homeowners insurance rates
76201 homeowners insurance rates
76208 homeowners insurance rates
76207 homeowners insurance rates
76210 homeowners insurance rates
76209 homeowners insurance rates

Home Replacement Cost Coverage in 76205

Average Building Cost Per Square Foot in 76205: $129

Location: Denton, Texas (Denton County)

Average Square Footage in 76205: 1,952 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 76205 before you start any project. Denton homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 76205 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 76205 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,952 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Denton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1291,952$251,800
Additional Upgrades & Added Features$1611,952$314,750
Major Home Updates or Advancements$1941,952$377,700

It's important to understand that when you estimate your replacement cost of your home in the 76205 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 76205

Best Home & Auto Insurance Agencies in 76205

Allstate Insurance

Address: 2300 Fort Worth Dr Denton, TX 76205
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance Company - Stephen Sullivan

Address: 2430 S Interstate 35 E Denton, TX 76205
Phone:
Website: http://www.allstateagencies.com/049474?cid=OTC-YP.com-IYP&att=TL
Info:

ALM Insurance

Address: 2220 San Jacinto Blvd, #316 Denton, TX 76205
Phone:
Website: http://www.alminsurance.com
Info:

Allstate Insurance - Stephen Sullivan

Address: 2430 S I-35E Denton, TX 76205
Phone:
Website: http://www.allstate.com/
Info:

Ramey-King Insurance

Address: 510 N Interstate 35 E Denton, TX 76205
Phone:
Website: http://www.rameyking.com/
Info:

Housing Demographics for 76205

Population Review for 76205 Zip Code

For the city of Denton, the population within 76205 has increased to over 18,405 residents in population size. The current population total is 18,969. We have broken down the population based on race below. In 76205, there are over 9675 in male population and 9294 females.

PopulationValues
Total Population18,969
White Population11227
Black Population2868
Hispanic Population4765
Asian Population757
Hawaiian Population22
Indian Population151
Other Population1635
Male Population9675
Female Population9294
Population Estimate18405

Household Data for 76205

The average number of homes in 76205 is around 7,469, there are an average of 2.39 per household. The average house value according to local real estate values is around $251,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,469
Persons Per Household2.39
Average House Value$251,800
Income Per Household$56331
Median Age28.8
Median Age Male28.9
Median Age Female28.6
76205 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code940
CityDenton
City Alias NameDENTON
CountyDenton
County FIPS121
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses715
Number Of Employees10266
Business First Quarter Payroll105504
Business Annual Payroll446279
Business Employment Flag
Growth Rank34
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number23792
Growth Increase Percentage3.6
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District13|26
Congressional LandArea38349.24|907.15
Delivery Residential7701
Delivery Business915
Delivery Total8198
Preferred Last Line KeyW23470
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW23470
Land Area8.311000
Water Area0.037000
City Alias Code
City Mixed CaseDenton
City Alias Mixed CaseDenton
Box Count0
SFDU3388
MFDU3240
State ANSI48
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number482390
Unique ZIP Name
SSA State County Code45410
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID25
County Mixed CaseDenton

Texas Homeowners Insurance News & Information

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  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]