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Homeowners Insurance in 76210

Getting the most affordable home insurance rates in 76210 just got easier for Denton, TX home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Denton. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-866-502-7287 For Denton, TX Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 76210

When discussing Texas homeowners insurance rates, Denton residents are finding new ways to save time and money by discovering lower rates when they shop online. Texas may not be the most expensive state in the country to purchase homeowners insurance, but it does rank higher than average at a nationwide rank of 4. Residents that live within the 76210 zipcode are currently paying $1446 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Denton does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

76210 Home Insurance Average Premiums

Local 76210 homeowners insurance quotes comparison

$1196 /yr.

Shows Zip Code: 76210 lowest rates with discounts applied on average.

For the 76210, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1196 /yr.
Average Coverage:$1446 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1746 /yr.

What is the average home insurance cost for a home in 76210?

  • • The average homeowners insurance premium paid annually for a home in 76210 is around $1446 per year.

What does it cost on average per month for home insurance in 76210?

  • • Homeowners in 76210 pay a monthly average cost per month around $121.00.

What kind of discount could I get if I combine my home and auto insurance together in 76210?

  • • Autoowners in 76210 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Denton area, check out other zip codes nearby 76210.
Review average rates in another zip code:
76207 homeowners insurance rates
76205 homeowners insurance rates
76210 homeowners insurance rates
76201 homeowners insurance rates
76209 homeowners insurance rates
76208 homeowners insurance rates

Home Replacement Cost Coverage in 76210

Average Building Cost Per Square Foot in 76210: $129

Location: Denton, Texas (Denton County)

Average Square Footage in 76210: 2,142 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 76210 before you start any project. Denton homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 76210 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 76210 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,142 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Denton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1292,142$276,300
Additional Upgrades & Added Features$1612,142$345,375
Major Home Updates or Advancements$1942,142$414,450

It's important to understand that when you estimate your replacement cost of your home in the 76210 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 76210

Best Home & Auto Insurance Agencies in 76210

GEICO Local Agent

Address: 5855 S Interstate 35 E Denton, TX 76210
Phone:
Website: http://www.geico.com/local/gmcdonald
Info:

Rodney Overlander-Farmers Insurance

Address: 2925 Country Club Rd, Ste 101 Denton, TX 76210
Phone:
Website: http://www.farmersagent.com/roverlander/
Info:

Tucker, Mark - Allstate

Address: 1173 Bent Oaks Dr, #102 Denton, TX 76210
Phone:
Website: http://www.allstateagencies.com/MarkTucker2/Welcome/
Info:

Sandelin, Karen C - Allstate

Address: 2717 Wind River Ln, #133 Denton, TX 76210
Phone:
Website: http://www.allstateagencies.com/KarenSandelinx/Welcome/
Info:

Gregory Wade Hunt - Nationwide Insurance

Address: 1206 Bent Oaks Ct, Ste 100 Denton, TX 76210
Phone:
Website: http://www.nationwide.com/agent/Denton-TEXAS-insurance-agent/wadehunt/office.html
Info:

Housing Demographics for 76210

Population Review for 76210 Zip Code

For the city of Denton, the population within 76210 has increased to over 48,083 residents in population size. The current population total is 46,211. We have broken down the population based on race below. In 76210, there are over 22470 in male population and 23741 females.

PopulationValues
Total Population46,211
White Population30919
Black Population3715
Hispanic Population9255
Asian Population2148
Hawaiian Population42
Indian Population398
Other Population3000
Male Population22470
Female Population23741
Population Estimate48083

Household Data for 76210

The average number of homes in 76210 is around 16,146, there are an average of 2.82 per household. The average house value according to local real estate values is around $276,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,146
Persons Per Household2.82
Average House Value$276,300
Income Per Household$100962
Median Age36.5
Median Age Male35.3
Median Age Female37.6
76210 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code940/817
CityDenton
City Alias NameDENTON
CountyDenton
County FIPS121
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses737
Number Of Employees9369
Business First Quarter Payroll106237
Business Annual Payroll475955
Business Employment Flag
Growth Rank34
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number23792
Growth Increase Percentage3.6
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District13|26
Congressional LandArea38349.24|907.15
Delivery Residential17051
Delivery Business602
Delivery Total20359
Preferred Last Line KeyW23470
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW23470
Land Area16.116000
Water Area0.222000
City Alias Code
City Mixed CaseDenton
City Alias Mixed CaseDenton
Box Count0
SFDU12101
MFDU2422
State ANSI48
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number482390
Unique ZIP Name
SSA State County Code45410
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID25
County Mixed CaseDenton

Texas Homeowners Insurance News & Information

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    Homeowners in Texas are feeling the squeeze as homeowner insurance rates continue to climb. In a recent NBC 5 Investigates article, they looked at just how dramatic recent rate increases have been across Texas. Melinda Clifton has seen destructive weather cause hail damage to her roof three times in the last twenty years according to […]

  • Coastal Texas Home Insurance Rates Posted on Sunday 7th July, 2024

    While windstorm insurance is not required in Texas, it is often a necessity if you live near the coast. In certain areas there is a good chance that your mortgage lender will require that you carry a windstorm policy. A windstorm policy will cover damage that is done by wind or hail. These are the […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]